NasdaqGS - Nasdaq Real Time Price USD

Credit Acceptance Corporation (CACC)

464.89 -110.89 (-19.26%)
At close: October 30 at 4:00:01 PM EDT
464.89 0.00 (0.00%)
After hours: October 30 at 4:00:16 PM EDT
Trade CACC on Coinbase
Chart Range Bar
Loading chart for CACC
  • Previous Close 575.78
  • Open 497.91
  • Bid 456.60 x 100
  • Ask 478.17 x 300
  • Day's Range 455.60 - 520.00
  • 52 Week Range 401.90 - 668.86
  • Volume 386,250
  • Avg. Volume 110,979
  • Market Cap (intraday) 4.713B
  • Beta (5Y Monthly) 1.40
  • PE Ratio (TTM) 15.09
  • EPS (TTM) 30.80
  • Earnings Date (est.) Jan 28, 2027
  • Forward Dividend & Yield -- (0.00%)
  • 1y Target Est 556.67
  • Motley Fool Rating Bearish

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.

www.creditacceptance.com

2,314

Full Time Employees

December 31

Fiscal Year Ends

Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

CACC
4.83%
S&P 500 (^GSPC)
10.73%

1-Year Return

CACC
2.77%
S&P 500 (^GSPC)
11.11%

3-Year Return

CACC
17.08%
S&P 500 (^GSPC)
81.91%

5-Year Return

CACC
22.29%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized
 

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 594.6M
Earnings -56.6M
Profit Margin -9.52%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
200M
400M
0.0%
10.0%
20.0%
 

Analyst Insights

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Analyst Price Targets

470.00
556.67 Average
464.89 Current
600.00 High
 

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell
 

Latest Rating

Date 10/30/2026
Analyst TD Cowen
Rating Action Maintains
Rating Hold
Price Action Lowers
Price Target 590 -> 470
 

Statistics

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Valuation Measures

Annual
As of 10/30/2026
  • Market Cap

    4.70B

  • Enterprise Value

    11.43B

  • Trailing P/E

    15.07

  • Forward P/E

    8.59

  • PEG Ratio (current)

    605.10

  • Price/Sales (ttm)

    2.18

  • Price/Book (mrq)

    3.39

  • Enterprise Value/Revenue

    4.93

  • Enterprise Value/EBITDA

    26.61

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    31.63%

  • Return on Assets (ttm)

    3.85%

  • Return on Equity (ttm)

    22.72%

  • Revenue (ttm)

    1.07B

  • Net Income Avi to Common (ttm)

    337.1M

  • Diluted EPS (ttm)

    30.80

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    1.3M

  • Total Debt/Equity (mrq)

    483.96%

  • Levered Free Cash Flow (ttm)

    --

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Company Insights

Fair Value

464.89 Current
 

Dividend Score

0 Low
Sector Avg.
100 High
 

Hiring Score

0 Low
Sector Avg.
100 High
 

Insider Sentiment Score

0 Low
Sector Avg.
100 High
 

Research Reports

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  • Raising target price to $570.00

    CREDIT ACCEPTANCE CORP has an Investment Rating of HOLD; a target price of $570.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Low; a Financial Strength Subrating of Low; a Growth Subrating of Medium; and a Value Subrating of Medium.

     
  • Lowering target price to $565.00

    CREDIT ACCEPTANCE CORP has an Investment Rating of HOLD; a target price of $565.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Low; a Financial Strength Subrating of Low; a Growth Subrating of Medium; and a Value Subrating of Medium.

     
  • Raising target price to $573.00

    CREDIT ACCEPTANCE CORP has an Investment Rating of HOLD; a target price of $573.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Low; a Financial Strength Subrating of Low; a Growth Subrating of Medium; and a Value Subrating of Medium.

     
  • Lowering target price to $563.00

    CREDIT ACCEPTANCE CORP has an Investment Rating of HOLD; a target price of $563.000000; an Industry Subrating of High; a Management Subrating of Medium; a Safety Subrating of Low; a Financial Strength Subrating of Low; a Growth Subrating of Medium; and a Value Subrating of Medium.

     

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