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Atlanticus Holdings Corporation (ATLC)

93.46 -4.69 (-4.78%)
At close: October 30 at 4:00:01 PM EDT
93.46 0.00 (0.00%)
After hours: October 30 at 4:00:13 PM EDT
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Chart Range Bar
Loading chart for ATLC
  • Previous Close 98.15
  • Open 96.68
  • Bid 68.48 x 200
  • Ask 119.29 x 200
  • Day's Range 92.79 - 96.68
  • 52 Week Range 47.50 - 114.34
  • Volume 105,709
  • Avg. Volume 124,162
  • Market Cap (intraday) 1.418B
  • Beta (5Y Monthly) 1.99
  • PE Ratio (TTM) 12.14
  • EPS (TTM) 7.70
  • Earnings Date Nov 5, 2026
  • Forward Dividend & Yield -- (0.00%)
  • 1y Target Est 130.60
  • Zacks Rating Bullish

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, and home-improvement under the Fortiva brand and its retail partners' brands; and general-purpose credit cards under the Aspire, Imagine, Mercury, and Fortiva brand names. The company's private label and general-purpose credit cards originated from its bank partners through various channels, including retail and healthcare point-of-sale locations, direct mail solicitation, and digital marketing and partnerships with third parties. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties, as well as engages in other product testing and investments. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here and pay-here used car business. This segment also provides floor plan financing and installment lending products. The company was founded in 1996 and is headquartered in Atlanta, Georgia.

www.atlanticus.com

576

Full Time Employees

December 31

Fiscal Year Ends

Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

ATLC
39.60%
S&P 500 (^GSPC)
10.73%

1-Year Return

ATLC
72.12%
S&P 500 (^GSPC)
11.11%

3-Year Return

ATLC
222.61%
S&P 500 (^GSPC)
81.91%

5-Year Return

ATLC
20.61%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized
 

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 744.32M
Earnings 47.41M
Profit Margin 6.37%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
200M
400M
600M
4.5%
5.0%
5.5%
6.0%
 

Analyst Insights

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Analyst Price Targets

110.00
130.60 Average
93.46 Current
179.00 High
 

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell
 

Latest Rating

Date 9/22/2026
Analyst BTIG
Rating Action Reiterates
Rating Buy
Price Action Maintains
Price Target 179 -> 179
 

Statistics

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Valuation Measures

Annual
As of 10/30/2026
  • Market Cap

    1.42B

  • Enterprise Value

    --

  • Trailing P/E

    12.14

  • Forward P/E

    --

  • PEG Ratio (current)

    2.94

  • Price/Sales (ttm)

    3.32

  • Price/Book (mrq)

    2.02

  • Enterprise Value/Revenue

    --

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    21.08%

  • Return on Assets (ttm)

    2.76%

  • Return on Equity (ttm)

    22.97%

  • Revenue (ttm)

    730.47M

  • Net Income Avi to Common (ttm)

    144.78M

  • Diluted EPS (ttm)

    7.70

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    555.21M

  • Total Debt/Equity (mrq)

    853.53%

  • Levered Free Cash Flow (ttm)

    --

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Company Insights

Fair Value

93.46 Current
 

Dividend Score

0 Low
Sector Avg.
100 High
 

Hiring Score

0 Low
Sector Avg.
100 High
 

Insider Sentiment Score

0 Low
Sector Avg.
100 High
 

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