NasdaqGS - Nasdaq Real Time Price USD
Affirm Holdings, Inc. (AFRM)
73.47 -1.37 (-1.83%)
At close: October 30 at 4:00:01 PM EDT
73.54 +0.07 (+0.10%)
After hours: October 30 at 7:58:22 PM EDT
Trade AFRM on Coinbase
Trading disclosure
The above button links to Coinbase. Yahoo Finance is not a broker-dealer or investment adviser and does not offer securities or cryptocurrencies for sale or facilitate trading. Coinbase pays us for certain activity generated through this link. Prices displayed are informational.
Learn moreChart Range Bar
Loading chart for AFRM
What's happening with AFRM?
Powered by Yahoo ScoutAffirm is approaching its November 5 fiscal first-quarter earnings report with analysts expecting strong revenue and earnings growth. New retail partnerships, expanding merchant coverage, and rising installment volumes support the growth case, while valuation and credit-related risks remain central investor concerns.
Powered by Yahoo Scout
- Previous Close
74.84 - Open
73.77 - Bid 67.05 x 200
- Ask 76.91 x 200
- Day's Range
71.04 - 74.14 - 52 Week Range
42.10 - 90.44 - Volume
2,914,789 - Avg. Volume
4,232,551 - Market Cap (intraday)
24.79B - Beta (5Y Monthly) 3.82
- PE Ratio (TTM)
13.29 - EPS (TTM)
5.53 - Earnings Date Nov 5, 2026
- Forward Dividend & Yield -- (0.00%)
- 1y Target Est
97.84 - Morningstar Rating Rating available with Stock Picks access
Recent News
View More
Performance Overview
Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .
YTD Return
AFRM
1.29%
S&P 500 (^GSPC)
10.73%
1-Year Return
AFRM
6.63%
S&P 500 (^GSPC)
11.11%
3-Year Return
AFRM
329.65%
S&P 500 (^GSPC)
81.91%
5-Year Return
AFRM
54.79%
S&P 500 (^GSPC)
64.59%
Earnings Trends
View MoreAnalyst Insights
View MoreStatistics
View MoreValuation Measures
As of 10/30/2026
Market Cap
24.79B
Enterprise Value
32.21B
Trailing P/E
13.29
Forward P/E
35.93
PEG Ratio (current)
0.00
Price/Sales (ttm)
6.01
Price/Book (mrq)
4.52
Enterprise Value/Revenue
7.56
Enterprise Value/EBITDA
25.77
Financial Highlights
Profitability and Income Statement
Profit Margin
45.29%
Return on Assets (ttm)
1.93%
Return on Equity (ttm)
45.13%
Revenue (ttm)
4.26B
Net Income Avi to Common (ttm)
1.93B
Diluted EPS (ttm)
5.53
Balance Sheet and Cash Flow
Total Cash (mrq)
1.7B
Total Debt/Equity (mrq)
182.77%
Levered Free Cash Flow (ttm)
478.68M
Compare
Select to analyze similar companies using key performance metrics; select up to 4 stocks.
Mkt Cap undefined -
Industry -
Mkt Cap undefined -
Industry -
Mkt Cap undefined -
Industry -
Mkt Cap undefined -
Industry -
Mkt Cap undefined -
Industry -
Mkt Cap undefined -
Industry -
Mkt Cap undefined -
Industry -
Mkt Cap undefined -
Industry -
Mkt Cap undefined -
Industry -
Company Insights
Fair Value
Fair Value is the appropriate price for the shares of a company, based on its earnings and growth rate also interpreted as when P/E Ratio = Growth Rate. Estimated return represents the projected annual return you might expect after purchasing shares in the company and holding them over the default time horizon of 5 years, based on the EPS growth rate that we have projected. Learn more
Dividend Score
The distribution of earnings a company pays back to its shareholders based off the company’s profits. Usually paid out on a quarterly basis in the form of cash or additional stocks.
Hiring Score
A company’s hiring trends in key indicators can indicate how well the company is doing in terms of growing the company and where they are currently prioritizing.
Insider Sentiment Score
Vicker’s Insider Sentiment provides insights into trades made by insiders. This can be used to gain valuable insights and as a reflection of the prospect of the company based on insider trading.
Research Reports
View MoreStrong Demand for Buy Now, Pay Later Drives Higher Volume and Improving Margins for Affirm
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant-subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm’s transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
Affirm Earnings: Revenue and Margin Momentum Continues While Outlook Remains Solid; Shares Expensive
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant-subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm’s transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
Affirm: Increasing Fair Value to $67 From $62 on Lower Credit Costs and Faster Volume Growth
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant-subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm’s transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
Affirm: Increasing Fair Value to $67 From $62 on Lower Credit Costs and Faster Volume Growth
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant-subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm’s transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.