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Written bySumit Narula
Published 29th August 2023
Reviewed byPrateek Pandey
Last Modified 19th August 2026
Investment Expert
3 Reasons Why You should Buy Axis Max Life Fast Track Super Plan
- Achieve long-term goals while securing your future through a single plan
- Enjoy market-linked returns by investing in any of the 22 fund options
- Get additional loyalty rewards for staying invested
Fund Options and Their Performance
Axis Max Life High Growth Fund
(SFIN: ULIF01311/02/08LIFEHIGHGR104)
Investment Group: Equity
Risk Profile | Very High
Fund 5 year Returns
17.83%
Benchmark 5 year Returns
17.72%
*(Nifty MidCap Free Float 100%)
Nature of Fund
An open-ended equity multi-cap fund focussing on midcaps.
Investment Strategy
This multi-cap fund focuses on mid-cap equities; meaning it invests in companies with long-term high growth potential in terms of capital value assets. At least 70% of the Fund corpus is invested in equities, with the rest invested in government securities, corporate bonds and money market instruments. Hence, the risk involved is relatively higher.
Axis Max Life UL Life Secure Plus Fund
(SFIN: ULIF01628/04/09LIFESECPLS104)
Investment Group: Debt
Risk Profile | Low
Fund 5 year Returns
5.77%
Benchmark 5 year Returns
6.13%
*(CRISIL Bond Index 100%)Nature of Fund
An open-ended debt fund allowing investments for preferred duration, with the preference for government securities.
Investment Strategy
Through Systematic Transfer Plan (STP), Lifecycle Based Portfolio and Trigger Based Portfolio strategies, this Fund is designed to help investors protect their investment with a higher proportion of sovereign papers by the Government of India’s implicit guarantee for repayment of principal and interest. This Fund invests in debt instruments such as Government Securities, Corporate Bonds, Money Market Instruments etc. authorised by IRDAI for investment. The Government of India/ State Governments, Corporate and banks primarily issue it. No investment is made in equities.
Axis Max Life UL Life Growth Super Fund
(SFIN: ULIF01108/02/07LIFEGRWSUP104)
Investment Group: Equity
Risk Profile | Very High
Fund 5 year Returns
9.73%
Benchmark 5 year Returns
9.11%
(NSE Nifty 100%)Nature of Fund
An open-ended equity fund focussing on large caps.
Investment Strategy
It is primarily an equity-oriented fund. At least 70% of the fund corpus is always invested in equities. The rest is invested in debt instruments in government, corporate and money market papers.
Axis Max Life UL Life Growth Fund
(SFIN: ULIF00125/06/04LIFEGROWTH104)
Investment Group: Equity
Risk Profile | High
Fund 5 year Returns
7.84%
Benchmark 5 year Returns
7.86%
*(Crisil Bond Index 50% and NSE Nifty 50%)Nature of Fund
An open-ended hybrid fund with the equity portion focused on large caps.
Investment Strategy
This fund offers investments across multiple asset classes including Equities, Government Securities, Corporate Bonds and Money Market Instruments. The portfolio will contain a minimum of 20% with an upper limit of 70% invested in stocks. Remaining assets are allocated to debt instruments from Government, corporate and financial instruments.
Axis Max Life UL Life Balanced Fund
(SFIN: ULIF00225/06/04LIFEBALANC104)
Investment Group: Balanced
Risk Profile | Medium
Fund 5 year Returns
7.39%
Benchmark 5 year Returns
7.22%
*(Crisil Bond Index 70% and NSE Nifty 30%)Nature of Fund
An open-ended hybrid fund investing in a mixture of debt instruments and equities.
Investment Strategy
This fund invests primarily in debt instruments, including Government Securities, Corporate Bonds, Money Market Instruments etc. Government of India/ State Governments and to some extent in Corporate Bonds and Money Market Instruments issue it. Up to 40% of its corpus can also be placed into equities, with a minimum requirement of 10% and up to a maximum of 40%.
Axis Max Life UL Life Conservative Fund
(SFIN: ULIF00325/06/04LIFECONSER104)
Investment Group: Debt
Risk Profile | Medium
Fund 5 year Returns
6.28%
Benchmark 5 year Returns
6.51%
(Crisil Bond Index 90% and NSE Nifty 10%)Nature of Fund
An open-ended hybrid fund investing predominantly in debt instruments.
Investment Strategy
Conservative Fund invests primarily in debt instruments including Government Securities, Corporate Bonds, Money Market Instruments etc. The Government of India/ State Governments and to some extent in Corporate Bonds and Money Market Instruments issue it. The Fund corpus invested is up to 15% in equities.
Axis Max Life UL Life Secured Fund
(SFIN: ULIF00425/06/04LIFESECURE104)
Investment Group: Debt
Risk Profile | Low
Fund 5 year Returns
6.13%
Benchmark 5 year Returns
6.13%
*(CRISIL Bond Index 100%)Nature of Fund
An open-ended debt fund that invests across duration.
Investment Strategy
This fund invests in debt instruments including Government Securities, Corporate Bonds, Money Market Instruments etc. authorised by IRDAI. The Government of India/ State Governments, Corporate and banks issues it. No investment is made in equities.
Axis Max Life UL Life Diversified Equity Fund
(SFIN: ULIF02201/01/20LIFEDIVEQF104)
Investment Group: Equity
Risk Profile | Very High
Fund 5 year Returns
13.13%
Benchmark 5 year Returns
10.93%
Nature of Fund
An open-ended equity multi-cap fund focussing on large and mid-caps.
Investment Strategy
The purpose of this fund is to invest at least 70% in equities across the entire market capitalisation range, primarily targeting large and mid-cap stocks from various companies to provide investors with long-term growth opportunities while preserving investment liquidity.
Axis Max Life UL Money Market II Fund
(SFIN:ULIF02301/01/20LIFEMONMK2104)
Investment Group: Debt
Risk Profile | Low
Fund 5 year Returns
5.24%
Benchmark 5 year Returns
6.20%
Nature of Fund
An open-ended liquid fund that invests only in money market instruments.
Investment Strategy
The purpose of the fund is to deliver returns linked to Money Market levels through a portfolio with minimal interest rate and credit risk to provide a high level of safety of capital.
Axis Max Life UL Life Dynamic Bond Fund
(SFIN: ULIF02401/01/20LIFEDYNBOF104)
Investment Group: Equity
Risk Profile | Low
Fund 5 year Returns
5.76%
Benchmark 5 year Returns
6.13%
Nature of Fund
An open-ended debt fund that invests for a duration with focus on corporate bonds.
Investment Strategy
The fund generates higher returns by investing in high-quality and safe debt instruments including Government securities, corporate bonds and money market instruments. The aim is to maximise returns by focusing on the portfolio’s safety and liquidity.
Axis Max Life UL Sustainable Equity Fund
(SFIN: ULIF02505/10/21SUSTAINEQU104)
Investment Group: Equity
Risk Profile | Very High
New Fund
Nature of Fund
An open-ended equity fund investing in companies complying with ESG principles.
Investment Strategy
The fund aims to focus on investing in select companies that operate with social and environmental responsibility while following governance standards.
Axis Max Life UL Pure Growth Fund
(SFIN: ULIF02630/12/22PUREGROWTH104)
Investment Group: Equity
Risk Profile | Very High
New Fund
Nature of Fund
Investments in this fund will specifically exclude companies dealing in Banking, Alcohol, Tobacco products, etc.
Investment Strategy
The fund provides medium- to long-term returns to the investors by actively managing portfolio through investment in equities, cash, and money market instruments. The fund will not invest in companies that derive significant share of income from sectors such as Alcoholic beverages, Tobacco and tobacco products, certain animal produce, Gambling, Banking & Financial Services, and Entertainment (cinema, TV, etc.).
Axis Max Life Nifty Smallcap Quality Index Fund
(SFIN: ULIF02702/08/23NIFTYSMALL104)
Investment Group: Equity
Risk Profile | Very High
New Fund
Nature of Fund
To invest in a basket of stocks drawn from the constituents of the NSE Smallcap 250 Quality 50 index.
Investment Objective
To invest in a basket of stocks drawn from the constituents of the NSE Smallcap 250 Quality 50 index. The objective of the fund is to invest in companies in the above index with similar weights as the index and generate returns as closely as possible, subject to tracking error.
Axis Max Life Midcap Momentum Index Fund
SFIN: (ULIF02801/01/24MIDMOMENTM104)
Investment Group: Equity
Risk Profile | Very High
New Fund
Nature of Fund
The objective of the fund is to invest in a basket of stocks drawn from the constituents of NSE Midcap 150 Momentum 50 index.
Investment Objective
The objective of the fund is to invest in a basket of stocks drawn from the constituents of NSE Midcap 150 Momentum 50 index. The fund will invest in the companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error.
Axis Max Life Nifty Alpha 50 Fund
(SFIN: ULIF02914/05/24ALPHAFIFTY104)
Investment Group: Equity
Risk Profile | Very High
New Fund
Nature of Fund
The objective of the fund is to invest in a basket of stocks drawn from the constituents of NSE’s Nifty Alpha 50 index.
Investment Objective
The fund to invest in a basket of stocks drawn from the constituents of NSE’s Nifty Alpha 50 Index that invests in 50 stocks across small cap, mid cap and large cap segment with highest alphas within the top 300 stocks by average freefloat market capitalisation. The objective of the fund is to invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error.
Axis Max Life Nifty 500 Momentum 50 Index Fund
(SFIN: ULIF03015/08/24MOMENFIFTY104)
Investment Group: Equity
Risk Profile: Very High
New Fund
Nature of Fund
To invest in a basket of stocks drawn from the constituents of NSE’s NIFTY 500 Momentum 50 Index.
Investment Strategy
The objective of fund is to invest in a basket of stocks drawn from the constituents of NSE’s NIFTY 500 Momentum 50 Index that invests in 50 stocks across small cap, mid cap and large cap segment, with highest normalized momentum scores within the top 500 stocks by average free-float market capitalization. The objective of the fund is to invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error.
Axis Max Life Nifty Momentum Quality 50 Fund
(SFIN: ULIF03127/10/24MOMQUALITY104)
Investment Group: Equity
Risk Profile: Very High
New Fund
Nature of Fund
The objective of this fund is to invest in companies with similar weights as in the NSE’s Nifty 500 Multicap Momentum Quality 50 Index and generate returns as closely to the index as possible, subject to tracking error.
Investment Strategy
The objective of this fund is to invest in companies with similar weights as in the NSE’s Nifty 500 Multicap Momentum Quality 50 Index and generate returns as closely to the index as possible, subject to tracking error. Nifty 500 Multicap Momentum Quality 50 Index invests in 50 stocks, i.e. 10 companies from large cap universe (stocks forming part of the Nifty 100), 15 companies from midcap universe (stocks forming part of the Nifty Midcap 150) and 25 companies from the small-cap universe (stocks forming part of the Nifty Smallcap 250) based on the combination of momentum and quality factor scores.
Axis Max Life Sustainable Wealth 50 Index Fund
(SFIN: ULIF03223/12/24SUSTWEALTH104)
Investment Group: Equity
Risk Profile: Very High
New Fund
Nature of Fund
An open-ended quantitative passive index fund investing in 50 companies based on FCF Yield and Dividend Yield.
Investment Strategy
The objective of the fund is to invest in a basket of 50 stocks based on a proprietary equal weighted factor-based quantitative index designed to identify top-performing stocks from the NSE 500 universe based on Free Cash Flow Yield (FCF Yield) for non-financial companies and Dividend Yield for financial companies.
Axis Max Life Smart Innovation Fund
(SFIN: ULIF03301/03/25INNOVATION104)
Investment Group: Equity
Risk Profile: Very High
New Fund
Nature of Fund
An equity-oriented scheme investing in innovative companies and business with the objective to generate long term capital appreciation.
Investment Strategy
Smart Innovation Fund is a fund with a focus on investing in innovative companies and business benefitting from the evolving innovation eco-system with the objective to generate long term capital appreciation. At least 70% of the Fund corpus is invested in a basket of equity stocks over the entire market capitalization range at all times. However, the remaining is invested in government securities, corporate bonds and money market instruments; hence the risk involved is relatively high.
Axis Max Life Nifty 500 Multifactor 50 Index Fund
(SFIN: ULIF03414/05/25MULTIFACTO104)
Investment Group: Equity
Risk Profile: Very High
New Fund
Nature of Fund
An open ended passive equity index investing in a 50-stock portfolio selected based on a combination of momentum, quality, value and low volatility factors from the Nifty 500.
Investment Strategy
The Objective of the fund is to invest in a basket of stocks drawn from the constituents of NSE’s Nifty 500 Multifactor MQVLv 50 Index based on a combination of momentum, quality, value and low volatility factors. The fund will invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error.
Axis Max Life BSE 500 Value 50 Index Fund
(SFIN: ULIF03623/07/25BSEVALUEIN104)
Investment Group: Equity
Risk Profile: Very High
New Fund
Nature of Fund
An open-ended passive equity index investing in a 50-stock portfolio selected based Value parameters.
Investment Strategy
The Objective of the fund is to invest in a basket of stocks drawn from the constituents of BSE 500 Enhanced Value 50 Index based on value parameters. The fund will invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error.
Axis Max Life India Consumption Opportunities Fund
(SFIN: ULIF03807/10/25INDIACONSU104)
Investment Group: Equity
Risk Profile | Very High
New Fund
Nature of Fund
An equity-oriented scheme investing in companies operating in the consumption sector and its related or allied industries
Investment Strategy
The Objective of the fund is to achieve long-term capital appreciation by investing in equity instruments of companies operating in the consumption sector and its related or allied industries.
Axis Max Life BSE 500 Dividend leaders 50 Index Fund
(SFIN: ULIF03907/11/25BSEDIVLEAD104)
Investment Group: Equity
Risk Profile | Very High
New Fund
Nature of Fund
The objective of the fund is to invest in a basket of stocks drawn from the constituents of BSE 500 Dividend leaders 50 Index.
Investment Strategy
The objective of the fund is to invest in a basket of stocks drawn from the constituents of BSE 500 Dividend leaders 50 Index. The fund will invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error.
Note: Returns are 5-year Compounded Annualized Growth Rate (CAGR). Past performance is not indicative of future performance. The Star rating is the Overall Rating. Rating and returns are as on 31st July 2026.
The Above mentioned Fund returns are after deduction of Fund Management Charges (FMC).
In the unit-linked insurance policies, investment risk in the investment portfolio is borne by the policy holder. Past performance is not necessarily indicative of future performance. The linked insurance products do not offer any liquidity during the first five years of the contract the policyholder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year. Returns are 5-year compounded annualized growth rate (CAGR). Rating and returns are as on 31st July 2026.
© 2020 Morningstar. All Rights Reserved. The information, data, analyses and opinions (“Information”) contained herein: (1) include the proprietary information of Morningstar and its content providers; (2) may not be copied or redistributed except as specifically authorised; (3) do not constitute investment advice; (4) are provided solely for informational purposes; (5) are not warranted to be complete, accurate or timely; and (6) may be drawn from fund data published on various dates. Morningstar is not responsible for any trading decisions, damages or other losses related to the Information or its use. Please verify all of the Information before using it and don't make any investment decision except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments may go down as well as up.
The 'Morningstar Overall Rating' is a quantitative assessment of a fund's past performance—both return and risk—as measured from one to five stars, with one (1) being the lowest and five (5) being the best as on 31st July 2026.
What You Get with Axis Max Life Fast Track Super
22 Fund Options
You get the flexibility to invest in any of the 22 different fund options based on your risk appetite with 12 free fund switches allowed in a year.
Withdrawal Flexibility
You can make 2 free partial withdrawals every year once the lock-in period (5 yrs) is over.
Tax Benefits
You receive tax benefits on your premiums based on the prevailing government norms.
All You Need to Know about Axis Max Life Fast Track Super Plan
Maturity Benefit
As Fast Track Super is a Unit-linked plan, your maturity amount will be equal to the total value of the policy, called Fund Value*, on the date when your policy matures, provided settlement option has not been exercised. For more information, please refer to Prospectus available under Downloads tab
Death Benefit
In the event of the death of the person insured, the nominee will receive the highest of the following sums:
1. Sum Assured2. Fund Value (as on the Date of Death)
Subject to a minimum of 105% of premiums paid
Tax Benefit
You may be entitled to certain applicable tax benefits on your premiums and policy benefits. However, you are advised to check prevailing government norms for determining your tax exemptions
Different Life Cover Values
We have fixed, minimum, and maximum sum assured (life cover) values depending on the Policy Term (10 or 20 years) and Premium Payment Term, which you can choose according to your convenience and needs. The following table lists these values:
| Premium Payment Term | Entry Age (Years) | Sum assured on death Multiple allowed | Minimum Sum assured on death |
| Single Pay | Age <= 49 | 1.25 | Rs. 1,25,000 |
| Age >= 50 | 1.1 & 1.25 | Rs. 1,10,000 | |
| 5 years | Age <= 49 | 7 & 10 | Rs. 3,50,000 |
| Age >= 50 | 5, 7 & 10 | Rs. 2,50,000 | |
| 20 years | Age <= 49 | 7 & 10 | Rs. 1,75,000 |
| Age = 50 | 5, 7 & 10 | Rs. 1,25,000 |
| Maximum Sum Assured | No Limit, subject to underwriting, as per the Board approved underwriting policy of the Company |
**Single Pay, 5 Pay, and 20 Pay (Regular Pay) - are the three Premium Payment Term (the period for which you will invest in this policy) options available under this policy. More details are available under the Premium Payment Options.
Guaranteed Loyalty Additions
If you choose the Regular Pay option for premium payment, 0.30% of Fund Value shall be added to your fund by the creation of additional units, at the end of every policy year starting from the 11th policy year. The loyalty additions increase by 0.02% (absolute) each year thereafter. The additional units shall be created in different funds in proportion to the Fund Value at the time of credit. In case of revival of policies, the loyalty additions for previous years will be paid based on the Fund Value prevailing at the revival date.
*Fund Value = Summation of [Accumulated Units in Fund(s) x NAV of respective Fund(s) as on the Maturity Date]
Note: In case the Maturity Date is a non-working day for the Company or markets then the next working day’s NAV will be applicable.
NAV (Net Asset Value) of a ULIP is the total value of its holdings in the market on any given day (it is calculated daily). The value of NAV is dependent on the value of the fund. As the value of the fund changes according to market conditions, the NAV value changes. You can check your fund and NAV performance here.
Systematic Investment Plan
- Under this option, your total annual premium (excluding any tax) or Single Premium shall be allocated first to the 'Secure Plus Fund' to purchase Units.
- Immediately thereafter and on each subsequent monthly anniversary, the Fund Value of [1 / (13 - month number in the policy year)] of the Units available at the beginning of the month shall be switched to “Growth Super Fund” automatically by canceling Units in the Secure Plus Fund, and purchasing Units in the Growth Super Fund.
- It is available in the Single Pay mode and in the 5-Pay and Regular Pay options under the Annual Premium Payment Mode
Dynamic Fund Allocation
- Invest In equity-oriented funds in the earlier part of the policy term and later shifts to funds with lower risks (also referred to as conservative funds) as the policy term progresses. You can opt for the Dynamic Fund Allocation option only at the inception of a policy.
Riders Available with This Plan
Axis Max Life Smart Ultra Protect Rider
Axis Max Life Smart Ultra Protect Rider is a Unit-Linked Individual Health Insurance Rider. This rider offers coverage against a range of risks. You may opt for coverage against one or more risks as per your needs. Risks covered under the rider are Term Booster with Accelerated Terminal Illness, Accidental Death Benefit, Accidental Total & Permanent Disability, and Payor Benefit. Return of premium option is available under all *Rider Benefit Variants except for payor benefit. The policyholder has the flexibility to choose from multiple possible combinations of *Rider Benefit Variant.
For further details, please refer to Axis Max Life Smart Ultra Protect Rider page.
Axis Max Life Critical Illness and Disability Secure Rider
Axis Max Life brings a comprehensive insurance plan that covers up to 64 critical illnesses along with total and permanent disability coverage. You can choose the best variant for you from the five available variants. You can even choose to get a cover up to age 85 years.
For further details, please refer to the Axis Max Life Critical Illness and Disability Secure Rider page
Download Policy-related Documents
Policy Prospectus
Format: PDF|Size: 740 KB|Language: English
Policy Leaflet
Format: PDF|Size: 399 KB|Language: English
Policy Contract
Format: PDF|Size: 609 KB|Language: English
Customer Information Sheet
Format: PDF|Size: 251 KB|Language: English
ARN NO: PDP/FTS/251124
Customer Reviews
Axis Max Life Fast Track Super
“I had already invested in an Axis Max Life child plan which had an investment component. After this investment, I got more curious about ULIP plans and opted for Fast Track Super Plan. I must say there were many occasions where I was unable to understand certain policy details. However, Axis Max Life agents are very helpful and are always available to clear my doubts. I think Axis Max Life ULIPs are the best way to save and grow your money.”
Mr. Mohapatra, 29 years
Axis Max Life Fast Track Super
“I got into my family business even before I could complete my graduation. However, we always used to have huge cash surplus which wasn’t being utilized properly. Since then I have invested this money across share markets and mutual funds. However, I also found Axis Max Life ULIP products highly lucrative in terms of long term returns. There’s life insurance too, which I think is an added bonus. The charges are very competitive, and I would recommend Axis Max Life ULIP plans to anyone new to the investment market.”
Mr. Aggarwal
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