₹10k/Month invested since 2006 is now worth ₹4.46 Cr*8
Swati Saini
Firstly this plan offers a guaranteed interest rate, which means that I know exactly how much money my savings will earn each year. This gives me peace of mind knowing that my money is growing. The website showcased all the features and benefits of the plan clearly and whole journey of buying it online was quite seamless.
Tanu Singh
SFRD plan gives guaranteed returns which are fixed, and it's interest rate doesn't change like FD. Additionally, I got the benefit of a life cover. The website is self explanatory and the online journey is smooth. Axis Max life advisor helped me to choose the suitable plan as per my requirements.
Reviewed by
Prateek Pandey
Last Modified 26th November 2025
Investment Expert
What is an Investment Calculator?
An investment calculator is an effective tool that allows you to get an idea of the returns on investment from a specific instrument or plan. This is one reason why they are also called Return on Investment (RoI) calculators.
Investment calculators are designed to provide potential investors with an estimate of the returns they can expect. For example, an investment calculator helps you estimate the benefits you will receive under the plan you choose, the amount to be invested, payment tenure, and frequency. However, investment returns are not guaranteed by such an online tool.
How to use an Investment Calculator?
Before you dive deep into how to use an investment calculator, you must know that different calculators are designed to work differently. You can find investment calculators online on the official websites of insurance companies and many others. The working mechanism of an investment calculator may also differ based on the products being sold through it.
It is simple and easy to calculate investment returns with the help of an online investment calculator. You can use the investment calculator by following these simple steps:
Step 1: Fill in your personal details like full name, date of birth, mobile number, gender, annual income and click on the ‘Check Returns’ button below.
Step 2: Now, select your Educational Qualification, select the right plan for you, and then a right income option.
Step 3: On the next page, select an amount and its corresponding frequency to invest, premium payment term, and income duration, and you will see the key benefits like Life Coverage, Past Returns, and Tax Savings.
Step 4: Now, click on the ‘Check Eligibility’ button to proceed and provide your additional details to continue your investment journey.
The final screen also shows the total investment amount, standard rate of return as per your plan, some of the features of the plan you have selected and the maximum amount of tax you can save.
Variables involved in Investment Calculator
The following are the variables involved in the investment calculator:
- Starting amount - Sometimes also referred to as the principal amount, it is the initial amount of the investment.
- Return rate - It is the rate at which your investment can grow. For the purpose of illustration, the rate of returns is standard at 4% and 8%. The returns vary as per the fund chosen under plans.
- Investment duration - The duration of the investment refers to the time period of the investment.
- Maturity amount - It refers to the amount at the maturity of an investment. It depends on the inputs of the other variables.
- Withdrawal duration - It refers to the time period after which you wish to withdraw.
Investment Calculator – Calculate Returns and Plan Investment
An investment calculator is a free financial tool that can be used to determine how much an investment can potentially grow over time. An investment returns calculator requires some key inputs from the user, such as:
- Initial Investment (Lumpsum or via a systematic plan)
- Expected Returns
- Time Period of Investment
- Compounding Frequency
Based the above inputs, the investment growth calculator gives the following output:
- The total amount invested
- Total returns from the investment
- Value of the investment at maturity
- A graphical and tabular view of how the investment will grow over time
The results from an investment calculator are displayed instantly, so users do not have to spend time on making complicated calculations. Additionally, this tool eliminates the chances of human error so, the results provided are accurate as per the inputs provided.
These benefits make the investment returns calculator an ideal tool to aid financial planning and help users choose appropriate investment plans that match their financial goals.
Compound Interest Calculation
The calculation of compound interest using a compound interest calculator is simple and easy, as it eliminates the need for manual complex calculations. This online tool can be used to determine the returns on investments, such as mutual funds, over a long time.
The calculation of compound interest requires three components – the principal amount, rate of interest, and span of time (typically in years) for which the money stays invested. The calculator allows you to enter the principal amount, compounding frequency, rate of interest, and time period. In a fraction of time, the calculator will display the amount of money you will earn as the interest on your investment, as well as the maturity amount.
Here is the compound interest calculation formula: A = P(1 + r/n)nt
Here, A refers to the future value of the investment; P refers to the principal amount to be invested; r refers to the rate of interest; n refers to the number of times the interest gets compounded annually; t refers to the tenure (in years) of investment.
Let us calculate compound interest of an investment of 10,000 for 10 years at an annual rate of interest of 7%.
A = 1000(1 + 7/1)(12 x 10)
The following table depicts the returns on your investment:
| Start Investing | Age 34 |
|---|---|
| Invested Amount | ₹ 10,000 |
| Invested Period | 10 Yrs |
| Total Investment | ₹ 12.00 Lakhs |
| Returns at the Age 44 | ₹ 17.41 Lakhs |
In just 10 years, your invested amount grows by 45%.
Types of Investment Calculators
Investment calculators can be of different types based on how you would like to invest your money. The following are two common and most relevant types of investment calculators:
One-time or Lumpsum Investment Calculator
One-time investment calculator allows you to calculate or project the overall returns on your single investment, and it is ideal for those who wish to invest their money in one go and reap higher returns on their idle money.
| Lumpsum Amount | Duration | Returns | Total Invested | Maturity Amount* |
|---|---|---|---|---|
| 1 Lakh | 20 Years | 15% | 1 Lakh | 16.37 Lakhs |
| 1 Lakh | 20 Years | 20% | 1 Lakh | 38.34 Lakhs |
| 1 Lakh | 20 Years | 25% | 1 Lakh | 86.74 Lakhs |
| 1 Lakh | 20 Years | 30% | 1 Lakh | 1.90 Cr |
Monthly Investment Calculator (Systematic Investment Calculator)
Systematic investment calculator allows you to calculate or project the overall returns on your regular investments, such as an SIP in mutual funds. This calculator is ideal for regular investors and plan to contribute on a monthly basis.
| Invested Amount | Investment Duration | Additional Waiting Time | Returns | Total Invested | Maturity Amount* |
|---|---|---|---|---|---|
| 10K/Month | 10 Years | 10 Years | 15% | 12 Lakhs | 1.24 Cr |
| 10K/Month | 10 Years | 10 Years | 20% | 12 Lakhs | 2.78 Cr |
| 10K/Month | 10 Years | 10 Years | 25% | 12 Lakhs | 6.33 Cr |
| 10K/Month | 10 Years | 10 Years | 30% | 12 Lakhs | 14.57 Cr |
*Disclaimer: The numbers shown in the above tables are for illustration purpose only and do not represent real-world returns of any products of Axis Max Life Insurance.
Investment Calculators for Different Investment Options
An investment calculator is a powerful online tool that helps investors estimate how much their money can grow over the chosen period. There are various types of annual investment calculators for different investment options.
Let’s understand some of the common investment calculators below:
1. SIP Calculator
The SIP calculator estimates how much money you can save over time by investing regularly through SIP. It also helps you to decide which SIP plans are suitable for your short-term and long-term goals.
2. Pension Calculator
The pension calculator estimates the total lump sum amount you may get at retirement. This factors in your contributions and returns. With this tool, you can determine how much money you will need to save and which pension plan meets your future financial goals.
3. Annuity Calculator
An annuity calculator is a digital tool that helps you calculate the future income from an annuity investment. This is based on several factors such as interest rate, investment amount, and payout duration. The annuity calculator also allows investors to compare different types of annuity products and payment options.
4. ULIP Calculator
ULIP calculator helps investors calculate the premium payment and expected returns. The returns depends on their risk, investment horizon, and financial goals. ULIP calculators helps individuals to determine how their investments will grow over time. The calculation mechanism includes performance of selected funds and market fluctuation
5. NPS Calculator
The NPS calculator is an online tool that helps you estimate how much money you can get from your investment in NPS at the time you retirement. It allows you to revise your projection on growth, using the current market conditions and your actual contribution.
6. Fixed Deposit (FD) Calculator
A fixed deposit calculator helps estimating the maturity amount against the investment. The result amount includes policy tenure and fixed interest rate during calculation. The FD calculator is also a good tool for comparing different banks for better returns.
7. Recurring Deposit (RD) Calculator
The RD calculator determines the maturity amount of a fixed monthly deposit in a post office or a bank. It helps you plan short-term goals while ensuring steady savings with minimal risks.
8. Public Provident Fund (PPF) Calculator
The PPF calculator estimates how much your investment in a PPF will grow over the period. The result is based on the tenure (15 yrs.), annual investment, and the interest rate. The tool is helpful for those seeking tax-free returns.
9. Sukanya Samriddhi Yojana (SSY) Calculator
The SSY plan is government scheme for girls, helping you plan for your daughter's future education and marriage expenses. SSY Calculator estimates the maturity amount and returns on the investment.
10. Income Tax Calculator
The income tax calculator is an online tool to estimate your income tax liability for a specific financial year. While calculating it takes care of important factors such as your income, deductions, and current tax laws. Since the tax calculator automates the complex calculations, it minimizes the risk of manual errors while saving time.
Benefits of using Investment Calculator
Investment calculator is smart financial tool, that supports better financial decision-making. Following are some of the top benefits of investment calculator:
- Estimate growth: Investment calculator quickly see how your money can grow over time based on several factors like interest rate, your income, and investment duration.
- Compare strategies: It assesses various investment scenarios by varying factors like contribution amount and expected rate of return to determine the most advantageous strategy.
- Understand compounding: With the investment calculator, you can get a clear view of how compound interest exactly works, as it shows how your earnings generate their own earnings.
- Plan for financial goals: By using the investment calculator, you can determine how much money you need to invest to reach a financial goal.
- Save time and reduce errors: With the help of an investment calculator, you can focus on your financial planning rather than crunching numbers.
BENEFITS
Why Prefer Axis Max Life?
99.8%
Claims paid percentage
(Source : Individual Death Claim Paid Ratio as per audited financials for FY 2025-2026)
₹2,191,857 Cr.
Sum Assured
In force (individual) (Source : Axis Max Life Public Disclosure, FY 2024-25)
₹175,072 Cr.
Assets Managed
(Source : Axis Max Life Public Disclosure, FY 2024-25)
405 Branches
Axis Max Life Presence
(Source : As reported to IRDAI, FY 2024-25)
Empathy
For our customers
Transparency
In all phases
Advanced Features of Axis Max Life Investment Calculator
A simple estimate of investment returns is insufficient for long-term financial planning. Axis Max Life Investment Calculator offers several enhanced options to provide realistic projections and accurate calculations. Key advanced feature of Axis Max Life Investment Calculator are as follows:
1. Inflation-Adjusted Returns
Inflation erodes the purchasing power of an individual's savings over time. The inflation-adjusted investment returns data provided by the calculator takes this into account. By accounting for the impact of inflation, this investment calculator provides you a clearer picture of the real worth of your investments in the long term.
2. Compounding Frequency
The compounding frequency can have direct impact on how fast your wealth will grow over time. In practice, monthly compounding can lead to faster growth of your investments as compared to annual compounding. So, you may be able to reach your investment goal faster. An investment growth calculator helps investors project returns when they choose a compounding frequency, such as monthly, quarterly, half-yearly, or annually. This can help investors make an educated choice regarding the compounding frequency or specific investment plans that matches their financial needs.
3. Lump Sum vs SIP Comparison
The investment calculator provides a detailed comparison between how your investment will grow when making a single lump-sum vs. a longer term systematic investment. Investors can use this information to compare the total invested amount, analyse the wealth accumulation, and make an informed decision.
4. Tax Implications
Investment returns can be subject to various taxes such as short-term capital gains, long-term capital gains, income tax slab rates, etc. Taxes when applied to investment returns lead to a decrease in the net returns you receive. By providing details of the impact of taxes, an investment calculator provides a clear picture of the actual return that the investor will receive in their hands. This realistic depiction of potential investment returns can help investors plan their investments in a tax effective manner.
5. Scenario Analysis
One of the advanced features of an investment return calculator is to provide the benefit of scenario analysis. This feature can help estimate a portfolio's value after a given period by incorporating the potential impact of changing market conditions. This can help you estimate the potential impact of factors like interest rate movements, performance of securities markets, etc. on the overall value of your investments.
It helps investors assess the amount of risk related to an investment from a variety of potential events and determine whether that risk level falls within their comfort zone.
Smart Investment options in India
While you are searching for best investment options in India, these are the ways you can systematically invest your hard eared money.
- Mutual Funds - Mutual Funds are investment schemes that are professionally managed by mutual fund manager. Investments from large number of investors are pooled and invested in multiple investment instruments under the specific mutual fund scheme. Mutual Funds in India are the most popular and one of the best investment plans in India and governed by SEBI (Securities Exchange Board of India) guidelines.
- SIP - SIP plans or Systematic Investment Plan allows investors to invest a small amount in regular intervals in a specific mutual fund. The SIP investment comes in handy for individuals who want to invest in a periodic fashion instead of lumpsum investments. Sip calculator is a good point to start and understand the important of systematic investing.
-
ULIPs -
ULIP plans or Unit Linked Insurance Plans are a combination of an investment option and life insurance, and these are different from typical SIP investments or Mutual Fund Investments. These financial products offer market-linked investment returns and life cover. If you want to leverage both the worlds of growth of wealth and life cover, then you should go for ULIPs.
Below are some of the funds available with Axis Max Life Online Savings Plan Plus –
- Axis Max Life UL Life Growth Fund: The Max Life UL Life Growth Fund (SFIN: ULIF00125/06/04LIFEGROWTH104) is a hybrid scheme that invests in various types of assets such as equities, corporate bonds, money market instruments and Govt. securities.
- Axis Max Life UL Life Balanced Fund: Max Life UL Life Balanced Fund (SFIN: ULIF00225/06/04LIFEBALANC104) is an open-ended hybrid fund that invests in a mix of domestic equities and debt instruments.
- Axis Max Life UL Life Secure Fund: Max Life UL Life Secured Fund (SFIN: ULIF00425/06/04LIFESECURE104) is an open-ended debt fund that invests in G-Secs, corporate bonds and money market instruments of various durations.
- Axis Max Life Dynamic Opportunities Fund
- Axis Max Life UL Money Market Fund: Max Life UL Money Market II Fund (SFIN: ULIF02301/01/20LIFEMONMK2104) is an open-ended debt scheme that invests exclusively in high quality money market instruments.
There are other Axis Max Life funds like maxlife nifty alpha 50 index fund that can be availed with other ULIPs.
-
Investment -
Investment Plans are financial tools that help create wealth for future. There are a lot of investment plans which will help you to invest your money into different market-lined and money-market products in a periodic fashion to achieve your goals. Investment plans do provide the advantage of maximizing our investments through systematic, long-term investments and create wealth for the future.
The first step towards having the investment plan in India is to understand your risk profile and needs, and then choose an investment plan that best suits you. Some of the key investment plans can be seen here:
- Axis max life smart wealth advantage growth par plan: Axis Max Life Smart Wealth Advantage Growth Par Plan (Non-Linked Participating Individual Life Insurance Savings Plan; UIN: 104N135V02).
- Axis Max life smart wealth plan: The Axis Max Life Smart Wealth Plan (a Non-Linked, Non-Participating, Individual, Life Insurance Savings plan| UIN: 104N116V16) is designed to help secure your financial future through guaranteed returns. You can use the Axis Max life smart wealth plan calculator for returns and benefits estimation.
- Axis Max life monthly income advantage: Axis Max Life Monthly Income Advantage Plan (A Non-Linked Participating Individual Life Insurance Savings Plan | UIN: 104N091V07) comes with guaranteed monthly Income for 10, 20, or 30 years after completing your premiums. Also, get accrued bonuses along with a Terminal Bonus on the maturity of the policy.
- Axis Max life smart wealth advantage guarantee plan: Axis Max Life Smart Wealth Advantage Guarantee Plan or Axis Max Life SWAG plan offers a comprehensive solution for wealth building and financial protection for your family. The highlight of the plan is guaranteed returns on your savings and investment.
- Axis Max Life Flexi Wealth Plus: Axis Max Life Flexi Wealth Plus plan is a ULIP, which combines protection and savings benefits into a flexible and straightforward solution.
- Pension Plans - Pension plans are financial instrument that are designed to accumulate wealth throughout their working years so that you can cater to your restatement needs. Pension plans are crucial for creating a robust retirement plan for a stress-free retirement.
- Retirement Plans - Retirement Plans are a type of life/annuity plan that are made to help you pay for things like medical bills and living expenses after you retire. You would want to continue living the same way after retirement. Both benefits plan and retirement plans are a classification of life coverage designs that are extraordinarily intended to meet your post-retirement needs. These plans help cover your expenses and ensure your future so you can enjoy your golden years financially independent.
- Endowment- Uniquely, an endowment policy includes a savings or investment component in addition to providing insurance coverage in the event of the policyholder's death. An endowment policy, in contrast to standard life insurance, is designed to double as an investment vehicle and a protection plan at the same time.
- Systematic Withdrawal Plan (SWP) - A Systematic Withdrawal Plan aka SWP plan is a smart way offered by mutual funds. This investment method allows investors to withdraw a fixed amount of money from their investments at regular intervals, such as monthly, quarterly or annually. SWP calculator can be your go-to tool if you want to explore this investment method.
- NRI Investment Plans - No matter where family members live, NRI investment plans are a smart way to protect their finances. NRIs can invest in savings plans, unit-linked insurance plans, child plans, and retirement plans, among others, in India in addition to pure protection policies like term life insurance.
- Fixed Deposit - If you have to deposit a specific amount in advance for a fixed duration, Fixed Deposit or FD can be a great investment option. Banks offer a fixed rate of interest on your deposit amount depending on the tenure and applicable FD interest rates. To help you achieve your financial objectives over a period of time, secured investments provide investors with assured returns.
- Tax Saving Investments - Tax saving investments are investments through which you can save tax in India. There are various sections under the India Tax Act through which you can save tax by investing in various instruments such as life insurance, NPS scheme (National Pension System), ELSS (Equity Linked Savings Scheme), PPF (Public Provident Fund), and Health Insurance.
Here is a list of tax saving investment options available in India–
| Investment options | Tax Benefit u/s |
|---|---|
| Life Insurance | Section 80C and Section 10(10D) |
| NPS Section | 80CCD |
| Health Insurance | Section 80D |
| ELSS (Equity Linked Savings Scheme) | Section 80C |
| PPF | Section 80C |
To check the savings and returns expected from national pension scheme (nps), you should check NPS calculator for planning investments and tax savings.
What is a Savings Calculator?
The savings calculator helps determine the rate at which your savings would grow over time. Most of the savings calculator online are related to certain savings and income plans. Based on your details, a savings calculator will help you estimate the growth of your savings. It helps individuals in planning for different financial goals in life.
Whether your goal is to achieve guaranteed savings or guaranteed income, you can use a savings calculator online to determine the assured returns under a specific savings plan. Before you start using a savings calculator, make sure you assess your financial needs, and decide on an amount you can save regularly.
How does a Savings Calculator work?
When you plan to save a certain amount regularly, you want to know the interest rate or returns you can get. This is what a savings calculator does – it tells you about the expected returns for a specific amount saved under a plan over a certain tenure. Various online savings calculators also provide the details of life cover component associated with the chosen plan, if any.
- Start using this savings calculator online by providing details, including your name, date of birth, gender, and annual income.
- Choose from the options of guaranteed savings, guaranteed income, or market-linked child plan given in this savings calculator.
- Enter the amount you can save monthly or annually under the plan selected.
- Select the plan tenure and benefit period as given in the savings calculator.
Conclusion
An investment calculator is a valuable tool that estimates the potential growth of your investment over a period. By entering some required details like expected return data, initial investment, and investment duration, you can check how your money could grow.
Overall, the investment calculator is a very helpful tool to make an informed decision about your financial goals, like retirement and education costs.
FAQs
1. Can I use an investment calculator to choose an investment option?
Yes, you can use an investment calculator to compare potential returns and risks, helping you to select the ideal investment option based on your financial needs.
2. Is it safe to use online investment calculators?
Yes, online investment calculators are usually safe to use as they do not ask for any personal details. Although their outputs depend on the accuracy and assumptions you provide as input.
3. Are investment calculator results guaranteed?
No, investment calculator results are not guaranteed; they are based on assumptions, and actual returns may vary depending on market conditions.
4. What are the different types of investment calculators?
There are various investment calculators available online. Some of the key ones are including SIP calculator, fixed deposit calculator, RD calculator, NPS calculator, PPF calculator, income tax calculator, etc.
5. Why should I use an investment calculator?
An investment calculator helps in making an informed decision to invest money in the right instruments. It also tells you about the impact of invested amount and investment period over the expected returns.
6. When should I start investing money?
There is no specific age to begin investing money. You can start your investment journey based on your current financial profile and life goals. Begin with using an investment calculator to know how to calculate return on investments.
7. Should I invest or save money for the future?
Investing money comes with greater risk but higher returns. However, you can save money in a low or zero-risk savings plan to get assured investment returns. If you are risk-averse, use a savings calculator online to find a suitable plan based on your needs.
8. What will happen if I invest money without using any investment calculator?
The risk of capital loss may increase if you do not make informed investment decisions. You can lower this risk by gaining knowledge about the risk-to-return ratio of different investment plans using investment calculators.
9. Are online ULIP calculators paid or free?
Most of the online investment calculators, including ULIP calculators, are available for use at no cost. It means you can easily use these investment calculators without worrying about paying money to access them.
10. What is a ULIP Calculator?
A ULIP calculator is an easy-to-use calculation tool designed to help you determine the maturity amount from a ULIP.
11. What is a Savings Calculator?
The savings calculator is a type of tool is designed to help you determine the maturity amount from a Savings plan.
12. What Does investing do?
Investing can grow your money, helping you meet your savings and investment goals. In addition to that, investing can also help you outpace inflation to reduce your financial burden in the future.
13. Are returns guaranteed under ULIPs?
No, returns in ULIP are not guaranteed, given that a proportion of the deposit is used to invest in market assets.
14. What is ULIP NAV?
NAV stands for Net Asset Value. NAV in ULIP indicates the market value of stocks held by the investor in the ULIP plan.
15. What are the advantages of using a Returns on Investment Calculator?
A return on investment calculator can help you calculate your returns easily. It’s easy to use, saves time, and gives you accurate results without any errors. You can plan your financial future better using a return on investment calculator.
16. Is it possible to withdraw ULIP?
ULIP comes with a lock-in period of 5 years. Withdrawals are not permitted before this duration.
17. How do we calculate return on investment?
Return on investment can be calculated using a return on investment calculator. You just have to fill in basic details such as investment amount, return rate, and investment tenure to calculate your returns.
18. How is my money invested in ULIP plans?
Individuals who are investing in ULIP plans are required to make regular investments into the scheme. A portion of this investment is used to buy investment assets that can offer returns according to their NAV. These investment assets include equity, debentures, and government securities.
19. How are the returns calculated in ULIP?
As ULIP provides market returns; hence returns in ULIP are not guaranteed. However, you can calculate your returns based on standard rate of performance at 4% and 8% of the fund with the help of a ULIP calculator.
**BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS**
IRDAI Clarifies to public that:
· IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premium.
· Public receiving such phone calls are requested to lodge a police complaint.
IRDAI - Registration No. 104. ARN: ARN/Web/13122024. Category: Life. Validity: Valid. Corporate Identity Number (CIN): U74899HR2000PLC143012.
Axis Max Life Insurance Limited (earlier known as Max Life Insurance Limited) is a Joint Venture between Max Financial Services Ltd. and Axis Bank Ltd. Registered Office: Axis Max Life Insurance Limited Plot No. 90C, Sector 18, Gurugram – 122015, Haryana, India. Tel No.: (0124) 421909.
Corporate Office : Axis Max Life Insurance Ltd. 11th Floor, DLF Square Building, Jacaranda Marg, DLF City Phase II, Gurugram (Haryana) - 122002.
Operation Center : Axis Max Life Insurance Ltd., Plot No. 90C, Udyog Vihar, Sector 18, Gurugram (Haryana) - 122015.
Helpline for Existing Customers: 1860 120 5577 (9:00 A.M to 6:00 P.M Monday to Saturday) *Call charges apply.
Helpline for On-going Applications/Buying a New Plan: 0124 648 8900 (09:00 AM to 09:00 PM Monday to Saturday).
Fax Number: 0124-4159397.
Email ID: service.helpdesk@axismaxlife.com
^1Individual Death Claim Paid Ratio as per Audited Financials for FY 2025-2026
^#Save 46,800 on taxes if the insurance premium amount is Rs.1.5 lakh per annum and you are a Regular Individual, Fall under 30% income tax slab having taxable income less than Rs. 50 lakh and Opt for Old tax regime.
THE UNIT LINKED INSURANCE PRODUCTS DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICYHOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF FIFTH YEAR.
Unit Linked Insurance Products (ULIPs) are different from the traditional insurance products and are subject to the risk factors.
The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these funds, their future prospects or returns. Please know the associated risks and the applicable charges from your Insurance agent or the Intermediary or policy document issued by the insurance company.
The premium paid in the Unit Linked Life Insurance Policies is subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
*4Tax benefits as per prevailing tax laws, subject to change. For more details on the risk factors, terms, conditions, please check the respective product prospectus.
++*Axis Max Life Insurance Limited is only the name of the insurance company and Axis Max Life Insurance Flexi Wealth Advantage Plan (UIN: 104L121V05) is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Applicable taxes, cesses and levies as imposed by the government from time to time will be deducted from the premiums received or from the funds, as applicable.
Past performance is not necessarily indicative of future performance.
*#Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your Insurer carrying on life insurance business. The assumed rates of return (4% p.a. and 8% p.a.) shown in the illustrative example are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your Policy depends on a number of factors including future investment performance. The guaranteed and non-guaranteed benefits are applicable only if all due premiums are paid. The Maturity Benefit shown in the illustrative example are inclusive/exclusive of taxes.
*+Nifty Mid-cap 150 Momentum 50 Index was launched in Aug’22. The past returns are back tested based on historical returns and formula (provided by NSE). These are returns of benchmark indices and are not indicative of return on Midcap Momentum Index fund. 10 year return of NIFTY Midcap 150 Momentum 50 Index as on 27/05/2025. Midcap Momentum Index Fund (SFIN: ULIF02802/01/24MIDMOMENTM104) is passively managed Index Fund that mirrors NIFTY Midcap 150 Momentum 50 Index.
&+The fund value calculation is done by projecting historical returns of NSE’s Midcap 150 Momentum 50 Index, after adjusting for all expenses (except tracking error) in Axis Max Life’s Flexi Wealth Advantage Plan (UIN: 104L121V05) for a 35-year-old male investing 10k per month for 10 years. The monthly income functionality can be availed using the Smart Withdrawal functionality available in the Whole Life option in Axis Max Life’s Flexi Wealth Advantage Plan.
&++The above monthly income values have been calculated at 8% smart withdrawal percentage. The values are calculated based on 28.67% returns where customer pays for 10 years and gets maturity at 11th year. Total premium to be paid in 10 years is 12 Lakhs.
*++Nifty Alpha 50 Fund (SFIN: ULIF02914/05/24ALPHAFIFTY104) tracks the NSE's Nifty Alpha 50 Index, subject to tracking error. The returns of 25.76% are as on 31/07/2024 for the Nifty Alpha 50 Index.
#$$The above monthly income values have been calculated at 8% smart withdrawal percentage. The values are calculated based on 23.32% returns where customer pays for 10 years and gets maturity at 11th year. Total premium to be paid in 10 years is 12 Lakhs.
*T&C Apply. Check prospectus for details.
ARN: ARN/16052026/SAVINGS/NFO/BSE Dividend Stability Index Fund
#4Axis Max Life Online Savings Plan Plus. A unit-linked non-participating individual life insurance plan. | Axis Max Life Insurance Limited is only the name of the insurance company and Axis Max Life Insurance Online Savings Plan Plus (UIN: 104L131V02) is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year. The premium paid in unit linked policies are subject to investment risks associated with capital market and publicly available index. The NAVs of units may go up or down based on the performance of fund and factors influencing the capital market /publicly available index and the insured is responsible for his/her decisions.
@+NIFTY 500 Multicap Momentum Quality 50 Index was launched in September'24. The past returns are back tested based on historical returns and formula (provided by NSE). These are returns of benchmark indices and are not indicative of return on NIFTY Momentum Quality 50 fund.
@++NIFTY Momentum Quality 50 Fund (SFIN: ULIF03127/10/24MOMQUALITY104) is a passively managed Index Fund that mirrors NIFTY 500 Multicap Momentum Quality 50 Index, subject to tracking error. The fund value calculation is done by projecting historical returns of NIFTY 500 Multicap Momentum Quality 50 Index, after adjusting for all expenses (except tracking error) in Axis Max Life’s Online Savings Plan Plus (UIN: 104L131V02) for a 30 year old male investing 10k per month for 10 years. The above values have been calculated assuming 24.9% p.a. gross investment returns as on 16/10/2024, which is the 10-year return of NSE's NIFTY 500 Multicap Momentum Quality 50 Index (backtested).
*+#NIFTY 500 Momentum 50 Fund (SFIN: ULIF03015/08/24MOMENFIFTY104) is a passively managed Index Fund that mirrors NSE’s NIFTY 500 Momentum 50 Index, subject to tracking error. The above values have been calculated assuming 25.4% p.a. gross investment returns, which is the 10-year return of NSE's NIFTY 500 Momentum 50 Index (back tested) as on 11/07/2024.
^*Systematic Investment Plans offered.
The aggregate annualized premium should not be more than 5 lakhs (one or more policies put together) for non-linked no par savings insurance plan in any given year of policy term to be eligible for Section 10 (10D) exemption.
The aggregate annualised premium (incl. top-ups) of the Unit Linked Insurance Plan should not be more than Rs 2.5 lakhs (one or multiple polices put together) in any given year of the policy term to be eligible for Section 10 (10D) exemption.
Applicable taxes, cesses and levies as imposed by the government from time to time will be deducted from the premiums received or from the funds, as applicable. You may be entitled to certain applicable tax benefits on your premiums and policy benefits. Please note all the tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you. Tax benefits are subject to changes in tax law.
#*Sustainable yield Index is a customised index based on the methodology suggested by Axis Max Life insurance and computed and maintained by NSE Indices Limited as an index computing agent. The Index aims to identify top-performing stocks from the NSE 500 universe based on Free Cash Flow Yield (FCF Yield) for non-financial companies and Dividend Yield for financial companies. The past returns are back tested based on historical returns. These are returns of the Sustainable Yield Index and are not indicative of return on Axis Max Life Insurance’s Sustainable Wealth 50 Index fund (SFIN: ULIF03223/12/24SUSTWEALTH104), which is a passively managed Index Fund that mirrors Sustainable yield Index, subject to tracking error.
#^Smart Innovation Fund (SFIN: ULIF03301/03/25INNOVATION104), which is an actively managed fund does not have any past performance benchmarks. The above values have been calculated for a 35-year-old male investing 10k per month for 10 years assuming 20.8% p.a. gross investment returns basis 5 years’ performance of existing active fund with Axis Max Life Insurance, as on date 31st Jan'25 after adjusting for all expenses in Axis Max Life’s Capital Guarantee Plan which is combination of Axis Max Life Online Savings Plan Plus (UIN: 104L131V02) and Axis Max Life Smart Wealth Advantage Guarantee Plan (UIN: 104N124V17). | Investors in this plan are not offered guaranteed/ assured returns. | The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year. The premium shall be adjusted on the due date even if it has been received in advance. Applicable taxes, cesses and levies as imposed by the government from time to time will be deducted from the premiums received or from the funds, as applicable.
##Save 46,800 on taxes if the insurance premium amount is Rs.1.5 lakh per annum and you are a Regular Individual, fall under 30% income tax slab having taxable income less than Rs. 50 lakhs and Opt for Old tax regime ~# Save 54,600 on taxes if the insurance premium amount is Rs.1.5 lakh per annum for life cover and 25,000 for critical illness cover and you are a Regular Individual, fall under 30% income tax slab having taxable income less than Rs. 50 lakhs and Opt for Old tax regime.
*The Nifty500 Multifactor MQVLv 50 Index was launched in Feb’25. The past returns are back tested based on historical returns and formula (provided by NSE). These are returns of benchmark indices and are not indicative of return on Axis Max Life Insurance’s NIFTY 500 Multifactor 50 Index fund. Axis Max Life’s NIFTY 500 Multifactor 50 Index fund (SFIN: ULIF03414/05/25MULTIFACTO104) is a passively managed Index Fund that mirrors NSE’s Nifty 500 Multifactor MQVLv 50 Index, subject to tracking error. The fund value calculation is done by projecting historical returns of NSE’s Nifty500 Multifactor MQVLv 50 Index, after adjusting for all expenses (except tracking error) in following plans:
@$Axis Max Life’s Online Savings Plan Plus (UIN: 104L131V02) for a 30-year old male investing 5K/10K per month for 10 years. The above return values have been calculated assuming 17.20% p.a. gross investment returns, which is 10 year returns of NSE's Nifty 500 Multifactor MQVLv 50 Index (backtested) as on 27th May' 2025. For FWAP, replace Axis Max Life’s Online Savings Plan Plus (UIN: 104L131V02) with Axis max Life’s Flexi Wealth Advantage Plan (UIN: 104L121V05).
The NAVS of units may go up or down based on the performance of fund and factors influencing the capital market /publicly available index and the insured is responsible for his/her decisions. | LIFE INSURANCE COVERAGE IS AVAILABLE IN THIS PRODUCT.
**@Axis Max Life's Forever Young Pension Plan (UIN: 104L075V10) is a Unit Linked Pension Plan. Axis Max Life Insurance is only the name of the insurance company and Axis Max Life Forever Young Pension Plan (UIN: 104L075V10) is only the name of the unit linked pension product and does not in any way indicate the quality of the contract, its future prospects or returns. The premium paid in the Unit Linked Policies is subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
A tax-free commutation of up to 60% of the vesting benefit can be availed. Tax benefits are subject to condition under Sections 80CCC, 10(10A), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services tax and Cesses, if any will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for more details.
^$The fund value calculation is done by projecting returns of NSE's Nifty 500 Multifactor MQVLv 50 Index at 21% gross investment returns ( which is the return since inception (backtested) as on June 10, 2025), after adjusting for all expenses (except tracking error) in Axis Max Life’s Forever Young Pension Plan (UIN: 104L075V10) . The pension amount has been calculated assuming that the proceeds from the entire corpus available at the time of maturity of Axis Max Life Forever Young Pension Plan (UIN: 104L075V10) has been used to purchase Axis Max Life Smart Guaranteed Pension Plan (UIN: 104N122V25) Single Life Immediate Annuity for life (with death benefit) option.
%^BSE 500 Enhanced Value 50 Index was launched in May'25. The past returns are back tested based on historical returns and formula (provided by BSE). These are returns of benchmark indices and are not indicative of return on Axis Max Life Insurance’s BSE 500 Value 50 fund. Axis Max Life’s BSE 500 Value 50 Fund (SFIN: ULIF03623/07/25BSEVALUEIN104) is a passively managed Index Fund that mirrors BSE 500 Enhanced Value 50 Index, subject to tracking error. The fund value calculation is done by projecting historical returns of BSE 500 Enhanced Value 50 Index, after adjusting for all expenses (except tracking error) in Axis Max Life’s Flexi Wealth Advantage Plan (UIN: 104L121V05) for a 30 year old male investing 10K per month for 10 years. The above values have been calculated assuming 22.4% p.a. gross investment returns.
#2Capital Guarantee solution offers a combination of benefits of two individual and separate products named Axis Max Life Online Savings Plan Plus, A Unit Linked Non Participating Individual Life Insurance Plan (UIN: 104L131V02) and Axis Max Life Smart Wealth Advantage Guarantee Plan, (A Non Linked Non-Participating Individual Life Insurance Savings Plan, UIN: 104N124V17). The maturity amount shown above is for a 30-year old healthy male who invests Rs. 10,000 per month for 10 years and remains invested for 20 years. The total premium to be paid in 10 years will be Rs. 12 lakhs. The guaranteed benefits are available under Axis Max Life Smart Wealth Advantage Guarantee Plan (UIN:104N124V17) & are applicable if all the premiums are paid. The benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. These products are also available for sale individually without the combination offered/suggested.
The Brand Ambassadors as depicted herein, have endorsed only the Axis Max Life Insurance Products and are not in any manner endorsing Axis Bank Limited and do not have any kind of association or relationship with Axis Bank Limited.
Please note, while our website has been updated with the changed corporate name and brand identity, our product collaterals will be updated in due course. We regret any inconvenience caused.
@^Not taxable in India as per DTAA subject to providing valid TRC, No Permanent establishment certificate and Form 10F. This clause holds true for:
#$BSE 500 Dividend Leaders 50 Index was launched in Mar'25. The past returns are back tested based on historical returns and formula (provided by BSE). These are returns of benchmark index and are not indicative of return of Axis Max Life Insurance’s BSE 500 Dividend Leaders 50 Index fund. Axis Max Life’s BSE 500 Dividend Leaders 50 Index Fund (SFIN:ULIF03907/11/25BSEDIVLEAD104 ) is a passively managed Index Fund that mirrors BSE 500 Dividend Leaders 50 Index, subject to tracking error. The fund value calculation is done by projecting historical returns of BSE 500 Dividend Leaders 50 Index, after adjusting for all expenses (except tracking error) in Axis Max Life’s Flexi Wealth Advantage Plan (UIN: 104L121V05) for a 30 year old male investing INR 5K/10K per month for 10 years. The above values have been calculated assuming 22.3% p.a. gross investment returns.
The index fund is expected to generate similar returns as of the benchmark returns, however due to expenses, portfolio deviations (because of timing of investments/flows) and regulatory restrictions (sector limits)returns of the AMLI fund and benchmark may differ.
The maturity amount shown above is for a 30-year old healthy male who invests Rs. 5K/10K per month for 10 years and remains invested for 20 years. The total premium to be paid (excl. GST) in 10 years will be Rs. 6 Lakhs/12 lakhs. The guaranteed benefits are available under Axis Max Life Smart Wealth Advantage Guarantee Plan (UIN:104N124V17) & are applicable if all the premiums are paid.
Capital Guarantee solution is a combination of benefits of two individual and separate products named Axis Max Life Online Savings Plan Plus, A Unit Linked Non Participating Individual Life Insurance Plan (UIN: 104L131V02) and Axis Max Life Smart Wealth Advantage Guarantee Plan (A Non Linked Non-Participating Individual Life Insurance Savings Plan, UIN: 104N124V17). These products are also available for sale individually without the combination offered/suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein before concluding the sale.
$1The returns shown above are based on the past performance of BSE 500 Dividend Leaders 50 Index. These are past returns and are not indicative of return on Axis Max Life Insurance’s BSE 500 Dividend Leaders 50 Index Fund. AMLI BSE 500 Dividend Leaders 50 Index Fund (SFIN: ULIF04017/11/25PENDIVLEAD104) is a passively managed pension fund, with an objective invest in a basket of stocks drawn from the constituents of BSE 500 Dividend Leaders 50 Index. The fund will invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error and regulatory restrictions (sectoral limits).
The fund value calculation is done by projecting the past returns of BSE 500 Dividend Leaders 50 Index after adjusting for all expenses in Axis Max Life’s Forever Young Pension Plan (UIN: 104L075V10) for a 30 year old male investing 5K/10K per month for 10 years. The above values have been calculated assuming 22.3% p.a. gross investment returns, which is the past 7-years returns of BSE 500 Dividend Leaders 50 Index Fund (Back-tested).
a) Kuwait, Saudi Arabia & UAE: Applicable for both Traditional (Non-ULIPs) & Capital Gains (ULIPs).
b) Oman & Qatar: Applicable for only Capital Gains (ULIPs).
@@The maturity amount shown above is for a 30-year old healthy male who invests Rs. 5K/10K per month for 10 years and remains invested for 20 years. The total premium to be paid (excl. GST) in 10 years will be Rs. 6 Lakhs/12 lakhs. The guaranteed benefits are available under Axis Max Life Smart Wealth Advantage Guarantee Plan (UIN:104N124V17) & are applicable if all the premiums are paid.
$3Capital Guarantee: The maturity amount shown above is for a 30-year old healthy male who invests Rs. 5K/10K/15K/20K per month for 10 years and remains invested for 20 years. The total premium to be paid in 10 years will be Rs. 6 Lakhs/12 lakhs/18 Lakhs/24 Lakhs. The guaranteed benefits are available under Axis Max Life Smart Wealth Advantage Guarantee Plan (UIN:104N124V17) & are applicable if all the premiums are paid.
Online Savings Plan Plus: The returns shown above are based on the past performance of Diversified Equity Fund (SFIN: ULIF02201/01/20LIFEDIVEQF104). These are past returns and are not indicative of return of AMLI's Diversified Equity Fund II (SFIN:ULIF04317/12/25DIVIEQUITY104). AMLI's Diversified Equity Fund II is primarily an equity oriented fund. At least 80% of the fund corpus is invested in equities at all times. The remaining is invested in debt instruments across Government, corporate and money market papers.
The fund value calculation is done by projecting the past returns of Diversified Equity Fund after adjusting for all expenses in Axis Max Life Online Savings Plan Plus (UIN: 104L131V02) for a 30 year old male investing 5K/10K/15K/20K per month for 10 years. The above values have been calculated assuming 21.37% p.a. gross investment returns, which is the returns since inception of Diversified Equity Fund as on 27-Feb-2026.
#$BSE 500 Dividend Leaders 50 Index was launched in Mar'25. The past returns are back tested based on historical returns and formula (provided by BSE). These are returns of benchmark index and are not indicative of return of Axis Max Life Insurance’s BSE 500 Dividend Leaders 50 Index fund. Axis Max Life’s BSE 500 Dividend Leaders 50 Index Fund (SFIN:ULIF03907/11/25BSEDIVLEAD104 ) is a passively managed Index Fund that mirrors BSE 500 Dividend Leaders 50 Index, subject to tracking error. The fund value calculation is done by projecting historical returns of BSE 500 Dividend Leaders 50 Index, after adjusting for all expenses (except tracking error) in Axis Max Life’s Flexi Wealth Advantage Plan (UIN: 104L121V05) for a 30 year old male investing INR 5K/10K per month for 10 years. The above values have been calculated assuming 22.3% p.a. gross investment returns. The index fund is expected to generate similar returns as of the benchmark returns, however due to expenses, portfolio deviations (because of timing of investments/flows) and regulatory restrictions (sector limits)returns of the AMLI fund and benchmark may differ.
The maturity amount shown above is for a 30-year old healthy male who invests Rs. 5K/10K per month for 10 years and remains invested for 20 years. The total premium to be paid (excl. GST) in 10 years will be Rs. 6 Lakhs/12 lakhs. The guaranteed benefits are available under Axis Max Life Smart Wealth Advantage Guarantee Plan (UIN:104N124V17) & are applicable if all the premiums are paid.
Capital Guarantee solution is a combination of benefits of two individual and separate products named Axis Max Life Online Savings Plan, A Unit Linked Non Participating Individual Life Insurance Plan (UIN: 104L098V06) and Axis Max Life Smart Wealth Advantage Guarantee Plan, (A Non Linked Non-Participating Individual Life Insurance Savings Plan, UIN: 104N124V17). These products are also available for sale individually without the combination offered/suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein before concluding the sale.
$$Axis Max Life Insurance is only the name of the insurance company and Axis Max Life Smart Global Investment Fostering Tomorrow Plan (UIN: MAXL001V002) is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these funds, their future prospects or returns.
The returns shown above are total returns of iShares S&P 100 ETF. These are past 10 years’ returns and are not indicative of returns of AMLI's US Equity Fund (SFIN: ULGC002002026USEQUITYFUMAX). AMLI's US Equity Fund provides exposure to the U.S. stock market. It offers investors core U.S. equity market coverage. At least 80% of the fund corpus is invested in equities/ETFs at all times. The remaining is invested in cash, money market instruments and other ETFs. The fund value calculation is done by projecting the past 10 years’ returns of iShares S&P 100 ETF after adjusting for all expenses in Axis Max Life Smart Global Investment Fostering Tomorrow Plan (UIN: MAXL001V002) for a 35 year old male investing $1K per month for 10 years. The above values have been calculated assuming 16.02% p.a. gross investment returns, which is past 10 years total returns of iShares S&P 100 ETF as on 16-Apr-2026.
$4BSE Dividend Stability Index was launched on 16th Sep 2005. The past returns are back tested based on historical returns and formula (provided by BSE). These are returns of benchmark indices and are not indicative of return on Axis Max Life Insurance’s BSE Dividend Stability Index Fund. Axis Max Life’s BSE Dividend Stability Index Fund (SFIN: ULIF04607/05/26BSEDIVSTAB104) is a passively managed Index Fund that mirrors BSE Dividend Stability Index, subject to tracking error. The fund value calculation is done by projecting historical returns of BSE Dividend Stability Index, after adjusting for all expenses (except tracking error) in Axis Max Life’s Online Savings Plan Plus (UIN: 104L131V02) for a 30 year old Male investing 5K/10K per month for 10 years. The above values have been calculated assuming 23% p.a. gross investment returns, which are the past 5 year returns of BSE Dividend Stability Index as on 21st Apr’26.
$5 The returns shown above are total returns of iShares S&P 100 ETF. These are past 10 years’ returns and are not indicative of returns of AMLI's World Equity Fund (SFIN: ULGC001002026WORLDEQUITMAX). AMLI's World Equity Fund provides diversified equity. It is designed for investors seeking global diversification. At least 80% of the fund corpus is invested in equities/ETFs at all times. The remaining is invested in cash, money market instruments and other ETFs. The fund value calculation is done by projecting the past 10 years’ returns of iShares S&P 100 ETF after adjusting for all expenses in Axis Max Life Smart Global Investment Fostering Tomorrow Plan (UIN: MAXL001V002) for a 35 year old male investing $1K per month for 10 years. The above values have been calculated assuming 16.81% p.a. gross investment returns, which is past 10 years total returns of iShares S&P 100 ETF as on 02-Jun-2026.
$6The returns shown above are based on the past performance of Axis Max Life High Growth Fund. These are past returns and are not indicative of return on Axis Max Life Smart Innovation Pension Fund. AMLI Smart Innovation Pension Fund (SFIN: ULIF04705/06/26PENSMINNOV104) is a fund with a focus on investing in innovative companies and business benefitting from the evolving innovation eco-system with the objective to generate long term capital appreciation. At least 70% of the Fund corpus is invested in a basket of equity stocks over the entire market capitalization range at all times. However, the remaining is invested in government securities, corporate bonds and money market instruments; hence the risk involved is relatively higher.
The fund value calculation is done by projecting the past 10 year returns of Axis Max Life High Growth Fund in Axis Max Life’s Forever Young Pension Plan (UIN: 104L075V10) for a 30 year old male investing 15K per month for 10 years and a vesting period of 25 years. The above values have been calculated assuming 20% p.a. gross investment returns, which is the past 10-years returns of Axis Max Life High Growth Fund as on 4th Jun’26. The pension amount has been calculated assuming that the proceeds from the entire corpus/40% of the corpus available at the time of maturity of Forever Young Pension Plan (UIN: 104L075V010) has been used to purchase Axis Max Life Smart Guaranteed Pension Plan (UIN: 104N122V24) Single Life Immediate Annuity for life (with death benefit option)
*8BSE 500 Enhanced Value 50 Index was launched on 20th June 2005. The past returns are back tested based on historical returns and formula (provided by BSE). These are returns of benchmark indices and are not indicative of return on Axis Max Life Insurance’s BSE 500 Value 50 Index Fund II. Axis Max Life’s BSE 500 Value 50 Index Fund II (SFIN: ULIF04807/07/26BSENHVALUE104) is a passively managed Index Fund that mirrors BSE 500 Enhanced Value 50 Index, subject to tracking error.
The fund value calculation is done by projecting historical returns of BSE 500 Enhanced Value 50 Index, after adjusting for all expenses (except tracking error) in Axis Max Life’s Online Savings Plan Plus (UIN: 104L131V02) for a 30 year old Male investing 10K per month for 10 years. The above values have been calculated assuming 27.42% p.a. gross investment returns, which are the past 5 year returns of BSE 500 Enhanced Value 50 Index as on 29th May 26.