Tom Hager is an expert on Social Security and is driven to help others with real, effective social security solutions and claiming strategies. He’s covered dozens of topics related to Social Security, retirement planning and taxes for Forbes since 2018. After a more than 40-year
When Should You File For Social Security? It’s More Than Just Your Age
Choosing when to file for Social Security isn't about hitting age 62, 67, or 70—it's personal. Here's how to find the best filing age for you and your spouse.
The Latest On The Future Of Social Security
Social Security isn't going bankrupt—but a 22% benefit cut looms in 2032. Here's what's driving the shortfall and the proposals that could shape its future.
These Social Security Hacks Could Put More Money In Your Pocket
Social Security isn't simple. Learn the key claiming strategies—spousal, survivor, disability, and more—to maximize your benefits and avoid costly mistakes.
A New Proposed $100,000 Social Security Benefit Limit
A new proposal could cap Social Security benefits at $100,000. Here’s who it impacts, why it’s gaining traction, and what it means for your retirement.
20 Must Know Social Security Nuggets No One Tells You!
From spousal and child benefits to taxes and timing, these 20 lesser-known Social Security rules can significantly impact your retirement income.
Social Security: When To File And Why You Need Professional Advice
Social Security claiming is not one-size-fits-all. Learn how couples, cash flow, health, and survivor benefits determine the right filing age for you.
5 New Reasons You May Want To Consider Taking Social Security Benefits Early
A 23% benefit cut, retroactive payments, and new tax rules may impact when you should claim Social Security. These five factors can help you rethink your timing.
You May Be Owed Social Security Benefits: For Spouses, Former Partners And Survivors
Learn how Social Security benefits may apply to spouses, ex-spouses, and surviving partners. Find out if you’re eligible for extra payments and how to claim what you’re owed.
Social Security Claiming Mistakes That Can Cost You Thousands – And How To Avoid Them
Learn key factors to consider before filing for Social Security. Understand timing, earnings limits, and how to maximize lifelong benefits for you and your spouse.
Social Security Benefits In A Nutshell — Everything You Need To Know
Social Security made simple: Get expert tips to claim the right benefits, maximize income, and secure your retirement.