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More From Fintech

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Agentic Commerce Has A Consumer Trust Problem

Our recent consumer surveys show promising interest in using AI across the shopping journey, but considerably less appetite for allowing agents to execute transactions.

ByJordan McKee,

Contributor

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Banks Develop Digital Frontier For Trade Finance

Historically paper-heavy and slow, trade finance is undergoing a major digitization shift supported by new international laws and digital standards.

ByDaniel Webber,

Contributor

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FICO’s Stock Plunges 27% Amid Fears Of Credit-Score Competition

Announcements from a top housing regulator and Rocket Mortgage have raised investor concerns about FICO’s dominance.

ByJeff Kauflin,

Senior Editor

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One Of London’s Biggest IPOs In Years Is An African Mobile Wallet. Airtel Money Will Not Receive A Dollar Of The $800 Million.

Airtel Money’s London IPO sells $800m of existing shares at an $8bn to $9bn valuation and raises nothing for the business. Inside the 2021 put option behind it.

ByZennon Kapron,

Contributor

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Border Patrol Is Turning Financial Records Into Police Intelligence

Border Patrol is using Americans' financial activity to inform police targeting, raising new questions about surveillance, privacy and civil liberties.

ByChastity Murphy,

Contributor

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Nubank Moves To Rewrite Monzo’s Value

Nubank’s bid up to £10 billion forces Monzo to weigh a sale against a London listing and shows how much investors value its low‑cost British deposits.

ByZennon Kapron,

Contributor

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How Retailers Are Rewiring Payment Rails For Agentic Commerce

AI agents can build your shopping cart but can’t pay for it. Learn how Etsy, Albertsons, and Coinbase are quietly overhauling digital checkouts for the future.

ByChrister Holloman,

Senior Contributor

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India Called A UPI Fee “Completely False” In June 2025. It Starts On October 15.

India charges 0.4% on UPI merchant payments above ₹2,000 from October 15, capped at ₹300. Why the fee came after years of denial, and who collects it.

ByZennon Kapron,

Contributor

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Prediction Markets Are Booming. But What Happens If One Goes Bust?

Prediction markets are booming, but what happens if one goes bankrupt? Existing insolvency law may be unprepared for unresolved bets, assets and claims.

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China Unplugs Consumer Credit From The Payment Screen On September 30. The Platforms Say It Does No Such Thing.

1 China Pulls Consumer Credit From The Checkout On Sept 30 (56) China consumer credit checkout rule From September 30 China's payment apps may not list Huabei, Baitiao or Fenfu among payment options or market them. What it does to a RMB 313.6bn loan book.

ByZennon Kapron,

Contributor

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Why Community Banks and Credit Unions Are Running Out of Runway

Community banks and credit unions are shrinking fast, squeezed by fintechs and megabanks alike. Here's a lower-risk way to win back younger customers.

ByNandan Sheth,

Contributor

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Two Robinhood Employees Charged With Crypto Trading Fraud

Prosecutors say the former staffers traded ahead of Robinhood crypto listings, earning more than $50,000 apiece on another exchange.

ByJeff Kauflin,

Senior Editor

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Why Stripe Paid A Reported $7.5 Billion For A Company That Routes AI Prompts

Stripe agreed to buy OpenRouter, the router handling 10 trillion AI tokens a day. Routing is free elsewhere; Stripe is buying the meter for AI spend.

ByZennon Kapron,

Contributor

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FICO Lost 17% In A Day Because Mortgages Finally Have A Second Credit Score

Bill Pulte opened Fannie and Freddie loans to VantageScore 4.0 for every lender and FICO fell 16.7% in a day. What changes for lenders and borrowers.

ByZennon Kapron,

Contributor

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The Fed Might Raise Rates Sept 16. Fintech Lenders Built Their Guidance On A Falling Curve.

Federal Reserve Chair Warsh's Jackson Hole speech signaled a potential rate hike, citing PCE inflation at 3.7-4.1% and stating the Fed "must be confident" inflation moves to target.

ByZennon Kapron,

Contributor

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Banks Invested In Financial Education. Consumers Are Asking AI Instead.

As consumers increasingly turn to AI for financial guidance, banks have an opportunity to rethink education and deliver personalized support when it matters most.

ByMichael Abbott,

Contributor

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Nubank Comes To The U.S. With A Big Bet On Word Of Mouth

The $73 billion digital bank is bringing its Latin American playbook to one of the world’s most crowded banking markets.

ByJeff Kauflin,

Senior Editor