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How All Americans Can Own A Piece Of The AI Boom

Could the United States establish a sovereign wealth fund from the growth of AI that could help offset job losses?

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Ryan Williams’ Next Act After Cadre: A Fintech Fix For Private Credit’s Data Mess

Two years ago, Williams sold his commercial real estate fintech startup Cadre for more than $300 million. His new venture uses AI to solve thorny problems in how private credit firms track their investments.

ByJeff Kauflin,

Senior Editor

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Jensen Huang’s Warning To Every CEO: Don’t Let One Vendor Own Your AI

Jensen Huang warns CEOs against AI vendor lock-in, arguing open-weight models help companies retain control of their data, workflows and institutional knowledge securely.

ByDon Muir,

Contributor

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New York Is Writing America’s Zelle Fraud Rules One Lawsuit At A Time

New York’s suit against Zelle operator Early Warning Services is setting US fraud-liability rules after the CFPB quit, with $1 trillion in 2024 payments at stake.

ByZennon Kapron,

Contributor

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PayPal Turned Down $53 Billion And Now Must Prove It Was Right

PayPal rejected a $53 billion offer and now must prove its plan can create more value. July 28 earnings will show whether the board made the right call.

ByZennon Kapron,

Contributor

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The Jobs Apocalypse Was Just Called Off By The People Who Predicted It

The same frontier labs and media pundits who claimed mass unemployment from AI are now backpedaling from those claims.

ByDon Muir,

Contributor

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Britain Made Banks Refund Scam Victims. The Sky Did Not Fall.

The PSR’s July 2026 evaluation found UK scam reimbursement cut APP fraud losses by £73m a year, with 97% of in-scope claims paid and no bank exodus.

ByZennon Kapron,

Contributor

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Why AI Could Unlock Up To 40% More Capacity At Banks

AI gives banks a rare opportunity to expand capacity, accelerate innovation and deliver more personalized service—with humans leading the way.

ByMichael Abbott,

Contributor

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One Year Later, Capital One’s $51 Billion Discover Takeover Is Starting To Pay Off

Thanks to a quirky financial regulation, the Discover deal is already generating significant incremental revenue.

ByJeff Kauflin,

Senior Editor

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Britain Wrote The World’s Most Cautious Stablecoin Rules, Three Years Late

The Bank of England dropped stablecoin holding caps on June 22, 2026, set a £40bn issuance ceiling and a 2027 start, three years behind MiCA and the GENIUS Act.

ByZennon Kapron,

Contributor

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The U.S. Bank Market Is A Fortress. Nubank’s Billionaire CEO Has An Invasion Plan.

Some analysts warn that the U.S. market is too competitive. But David Vélez has built a $13 billion fortune proving the naysayers wrong.

ByJeff Kauflin,

Senior Editor

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The Remittance Tax Is Pushing Dollars Onto Rails The IRS Cannot See

The 1% US remittance tax took effect January 1, 2026. Mexico flows fell 4.6% in 2025, and cash transfers are shifting to bank rails and stablecoins the excise cannot reach.

ByZennon Kapron,

Contributor

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The Swipe-Fee Settlement Puts A Price Tag On Your Rewards Card

A judge approved the $38 billion Visa-Mastercard settlement on June 9. New surcharging and card-rejection rights put the rewards-card subsidy on the receipt.

ByZennon Kapron,

Contributor

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The Banks Have Stopped Watching Stablecoins And Started Claiming Them

The 'wait and see' era is over, major institutions are now actively issuing, custodying, and governing these digital assets to capture the value.

ByChrister Holloman,

Senior Contributor

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Right Platform, Right Workload: The Banking Modernization Blueprint

Mainframes still power 80% of bank card transactions and 95% of ATM transactions. Here's why modernization isn't one-size-fits-all, and how AI reshapes the path forward.

ByDavid Parker,

Contributor

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AI Agents Can Now Pay — The Question Is, Will We Let Them?

The industry must establish clear permissions, audit trails, dispute resolution, and liability frameworks to gain consumer confidence and accelerate adoption.

ByChrister Holloman,

Senior Contributor

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From Nuvei To Stripe: What’s Driving Acquisitions In Cross-Border Payments?

The cross-border payments industry is no stranger to acquisitions, and recent consolidation in the space serves to highlight wider trends in the industry.

ByDaniel Webber,

Contributor