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Borrowing & debt

February 2026

  • Students protest outside parliament calling for student loan reform

    Student loan crisis in England and Wales is a scam against graduates, MPs say

  • Illustration showing a person with three "pay later" screens

    Money hacks
    Buy now, pay later: how to use it without getting into risky debt

  • Francesca Onody's burned-out house

    Survivor of financial abuse invited to advise ministers after Guardian report

  • Preston Lancashire. UK Weather. 3rd October, 2020. Strong winds and heavy rain forecast for the north-west as the storm Alex continues its track across the country. Homes and businesses in parts of the UK face the risk of flooding this weekend amid heavy rain, Preston in Central Lancashire is one off the areas subject to further lockdown measures after a spike in Covid 19 infections. Credit; MediaWorldImages/AlamyLiveNews2D0R80P Preston Lancashire. UK Weather. 3rd October, 2020. Strong winds and heavy rain forecast for the north-west as the storm Alex continues its track across the country. Homes and businesses in parts of the UK face the risk of flooding this weekend amid heavy rain, Preston in Central Lancashire is one off the areas subject to further lockdown measures after a spike in Covid 19 infections. Credit; MediaWorldImages/AlamyLiveNews

    Britons feeling ‘dismal’ about finances amid mounting debts, survey finds

  • ‘My husband burned down our house – then the bank threatened repossession’

  • Economics viewpoint
    The long-term cost of high student debt is not just for graduates

    Heather Stewart

January 2026

  • Graduates cheer and throw their hats in the air for a photograph after a degree ceremony at Birmingham University, UK.

    The lifelong burden of student loans that entrench inequality

  • a female nurse in a hospital ward

    Student loans: ‘My debt rose £20,000 to £77,000 even though I’m paying’

  • money hacks: how to get a good credit card deal

    Money hacks
    UK credit cards: six ways to help you pick the best deals

  • Houses of Parliament

    Expand credit unions to boost cheap credit to low-income people, Labour MPs urge Reeves

  • Lending to small businesses and low-income areas must expand, say Labour backbenchers

  • UK credit card borrowing rises at fastest annual rate in almost two years

November 2025

  • Illustration shows money and credit cards inside a purse which is opening out into a heart shape

    Money hacks
    Coupling up: how to avoid money worries in your relationship

    From joint bank accounts and pooled savings to mortgages and tax allowances, talk about money for a happy financial future together
  • Shoppers walk past a store offering Black Friday sales

    Beware buy now, pay later temptation on Black Friday, debt charities warn

    Billions will be spent on credit over the discount weekend but experts say the payment option is ‘not risk-free’
  • Close up of a person taking new £10 notes from a wallet.

    People in the UK: tell us if you’ve borrowed money from friends or family

    We’d like to hear from people in Britain who have turned to family or friends to borrow money instead of to banks, and how this has affected them

October 2025

  • A sunny beach holiday is tempting. But be aware of the risks of BNPL.

    Buy now, pay later holiday purchases leaving travellers exposed to losses

  • Woman makes notes while sitting at a laptop

    Millions in households in England and Wales are stuck in the red, says charity

September 2025

  • Close up of woman working on laptop making online payment with credit card

    Buy now, pay later use exploding among older Britons, data shows

    Almost a third of British adults lived largely cashless lives in 2024, says UK Finance
  • University graduates

    More than 150,000 UK graduates have student loan debts of £100,000-plus

    ‘Debt sentences’ rose by a third in six months, finds Royal London after FoI request to Student Loans Company
  • Letters on doormat

    Consumer champions
    Debt collectors keep pursuing me for a stranger’s bills

    Despite repeated emails, letters and calls, and hiring a solicitor, a reader is still mistaken for their namesake
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