Global Bank Verification

Verify the Bank Account, Before Money Moves

Know Where the Money Is Going in Real-Time

Global Bank Verification confirms that a payee’s account is real and that the name on it belongs to the person or business you’re paying. It runs in a single real-time call across 50+ countries, so you know where the money is going before it ever leaves your account.

You Verified the Payee. You Haven’t Verified Their Account.

You pay based on the account details you were given, with no way to confirm they’re right until the money has already moved. When those details are wrong, or deliberately misleading, the payout can still go to the wrong account or to a fraudster.

How Global Bank Verification Works

Send the Payee Details

In a single API call, you send the payee’s name (individual or business), the account number or IBAN, the country and the local identifier that the market requires.

Match the Account and Name

The account number is checked for an exact match, and the name is matched against the bank’s records with AI that resolves different spellings and scripts, so paying “Johnny Doe” into an account that reads “John Doe” still resolves. No bank login is required, so nothing slows the payout or touches your payee.

Get a Result You Can Act On

You get back a match signal (Strong, Partial, Weak, or NoMatch) with a confidence score and field-level detail on what matched. Where the market allows, the account holder’s name on file is returned to you. You set the thresholds, so clear matches approve automatically and only the exceptions go to manual review.

Why Choose Trulioo for Global Bank Verification

Prove Ownership, Not Just Existence

Most account checks confirm only that an account exists letting fraud through. Trulioo confirms the name on it matches the payee.

Real-Time and Frictionless

Unlike other verification methods, Trulioo’s verification happens without a customer logging in or taking extra steps to verify.

Global Reach With One Integration

One integration reaches wherever you pay out, so you add new markets without adding vendors.

The Benefits of Global Bank Verification

Checking the account before each payout prevents losses from misdirected payments and stops fraud from mule accounts and account takeovers.

Fewer failed payments, and less time and money spent chasing and reissuing the ones that bounce.

A bad payout is blocked before it goes out, not discovered weeks later once it’s long gone.

The check runs in real time in the background, so your payees are never asked to log in or take any action. They simply get paid on time.

Support for the EU’s Verification of Payee, the U.K.’s Confirmation of Payee, and U.S. Nacha covers the new payee-verification mandates.

One Check, Every Market You Operate In

The same check works in every market you operate in, so you don’t have to build and maintain a different setup for every country. It runs across 50+ countries and handles the local account details each market uses, from IBAN and ABA routing to the U.K.’s sort code, India’s IFSC, Australia’s BSB, and Mexico’s CLABE. It verifies both personal and business accounts, and fits the result to each market: a clear yes or no where the local scheme allows it, and a confidence score where it doesn’t.