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Financial education

From learning the basics to planning for the future, education can open the door to financial freedom and confidence.
February 03, 2026

​​The link between budgeting and better relationships​

Learn how budgeting builds trust, reduces stress and supports healthy relationships.

Read more
December 04, 2025

Financial guide to navigating a divorce

Learn key financial steps for divorce, from splitting assets to post-divorce budgeting and planning.
December 04, 2025

What happens if you don't have an estate plan?

Explore what happens without an estate plan and how probate impacts heirs and family.
December 04, 2025

Navigate the savings maze and achieve financial success

Explore savings strategies, personal finance tips, and emergency fund planning for long-term financial goals.
All articles
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Copyright ©2026 Bread Financial. Comenity Bank and Comenity Capital Bank are Bread Financial Companies. Bread Pay® and Bread Loans™ are a suite of loan products made by Comenity Capital Bank, a Utah state-chartered bank, Member FDIC.

 All deposit products are provided by Comenity Capital Bank, a Utah state-chartered bank. ©2026 Comenity Capital Bank.

Get In Touch

Can't find what you are looking for? Here are a few ways to get in touch.

By Secure Messaging

Cardholders, you can send a secure message on Account Center. Find your card to get started.

By Mail

Cardholders and Bread Savings Accountholders, send mail to the address associated with your account. Not sure which bank is yours? It will be listed on the back of your card or on your statement.

                        Comenity Bank
                        PO Box 183003
                        Columbus, OH 43218

                        Comenity Capital Bank
                        PO Box 182273
                        Columbus, OH 43218

                        Bread Savings
                        PO Box 182084
                        Columbus, OH 43218

By Phone

Whether you have an account with Comenity, Bread Savings, or Bread Payments, you can call us during business hours.

1-855-796-9632 (TDD/TTY: 1-888-819-1918)

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