ACS Financial: Commercial Lending Solutions

Commercial lending for churches, Christian schools, SMEs and NFPs

With tailored finance solutions for churches, ministries, Christian schools, SMEs and NFPs, ACS Financial can help you access the funds you need to achieve your goals and bring your vision to life.

We offer church loans and finance for schools, commercial real estate financing such as commercial real estate loans to purchase new buildings, and commercial building loans for construction and renovation, as well as refinancing options.


Securing a commercial loan can be a complex and lengthy ordeal. ACS Financial supports you throughout the process. From the start, helping you prepare your loan application for the best possible chance of securing a loan.

Getting your loan application approved is of paramount importance, as a declinature will sit on your record and negatively impact all your subsequent applications.

Talk to us to find out more about commercial lending. We offer competitive rates and flexible repayments.

Woman on phone in office setting, smiling and holding a pen, representing personal consultation for tailored insurance solutions at ACS Financial.

The different types of loans we provide

Iconic church illustration symbolising ACS Financial's tailored insurance and financial solutions for Australian churches.

Lending for churches

Finance solutions to grow your church and achieve your vision. Commercial real estate loans to purchase new buildings, complete renovations or construction, or refinancing options for better rates

Iconic church building with clock and dollar signs, representing financial services for churches and schools by ACS Financial.

Lending for Christian schools

We can help you secure loans to fund your school programmes, build new school buildings, or for renovations and construction.

Icon of a house with dollar signs, representing business financing and commercial property investment options offered by ACS Financial.

Lending for businesses

We can help small and medium-sized enterprises access the funds that you need to achieve your vision and business goals.

Pastor Jeremy Greening from Vineyard Christian Church discussing church financing and mortgage refinancing solutions.

Ps Jeremy Greening

Vineyard Christian Church, QLD

"We were able to help Vineyard Christian Church bring their vision to life, by supporting them with refinancing their mortgage. We worked with Pastor Jeremy to help him and his church access the extra finance needed to build a state of the art kids’ facility".

Why our clients love us

As commercial lending experts, we have a deep understanding of the Christian and commercial sectors. We’re realistic and upfront, clearly communicating and working with you to secure your loan effectively and efficiently.

Modern church building facade with prominent cross, large glass windows, and landscaped green lawn, representing Vineyard Christian Church supported by ACS Financial in their growth and facility development.

How we can help you

Feel supported throughout every step of your loan application process. From working out your servicing potential, communicating any factors and pitfalls that should be considered, and knowing which banks to go to. We’ll work out the best possible ways to tackle the deal to achieve the best outcome.

Let’s make it happen

We’re here to help answer your questions and to guide you through the loan application process. Call us to speak to one of our friendly team members about commercial lending or fill out the form below to request a callback.