Looking for Church Insurance?
Church Insurance
In Australia?
ACS Financial has served over 3000 churches, ministries, Christian schools, SMEs, NFPs and individuals for over 30 years.
Over this time, we’ve been refining and developing comprehensive protection packages, tailored to your unique needs. From church public liability insurance and church property insurance, to church building and bus insurance and more, we’ve got you covered for all kinds of faith insurance.
Benefits of our Church Insurance:
Our goal is to give you the peace of mind and assurance to confidently carry out your ministry, with:
Tailored Service
As church insurance experts, we understand the unique risks ministries face. That’s why we offer tailored advice backed by decades of faith insurance experience, so you can run safer, more effective ministry in your church.
Range of Options
No two churches are the same. That’s why our church insurance specialists take the time to understand your ministry and explain your options clearly so you can choose the right cover with confidence, tailored to your mission and ministries needs.
Mutual Structure
As a mutual, member-owned organisation, we give you access to global insurers and shared strength across our network. This means fairer, more stable premiums and dependable protection, even after catastrophic events—because our focus is on members, not profits.
Types of Church Insurance
available to you:
ACS Financial offers a comprehensive range of insurance options to meet the diverse needs of churches and ministries in Australia.
Whether you belong to a small congregation, a large network, or a denominational organisation such as the Churches of Christ or Australian Christian Churches, our flexible options ensure you’re protected at every level. From traditional worship services to outreach programs and special events, we’re the church insurance company you can trust.
If you're looking for church insurance, ACS Financial has the expertise, integrity, and faith-aligned values to guide and protect your ministry.
Church group insurance provides broad protection for denominational bodies, multi-site ministries, and networks of churches. This is ideal for churches that operate across multiple locations or have affiliated ministries, schools, or outreach programs.
Whether you're managing a national network or a group of local churches, our team can structure your policy to reflect the specific needs of your faith-based community. Consolidate your policies under one comprehensive package, ensuring consistency across your organisation.
Church property insurance, or church building insurance, is designed to protect the physical building of your church from fire, theft, storm damage, and more.
As an experienced broker, we’ll put you in touch with leading church building insurance companies. This includes church repair insurance for buildings and property.
Hosting events is a vital part of ministry and outreach. Whether you're planning a fundraiser, family fun day, youth retreat, or Christmas production, church event insurance ensures your church is protected during one-off or recurring activities.
If you need a church insurance policy for events, we’ve got you covered. Our experienced church insurance agency team can work with you to identify the level of event risk, and offer appropriate short-term or extended coverage options. From small-scale gatherings to large community events, your church can move forward in faith, confident that you’re covered.
ACS Financial provides tailored public liability insurance for churches and church groups. Church liability insurance is designed to protect you for any damage or accidents your church may be legally liable for. This includes any accidents experienced by your parishioners while they are on church grounds, such as slips or mishaps. Request a quote to find out more about the church liability insurance cost.
Need insurance for a church bus? Many churches rely on transportation for outreach programs, youth groups, Sunday school pickups, and community services. Our church bus insurance covers your vehicles for accidental damage, theft, third-party property damage, and personal injury liability.
Whether you're transporting churchgoers to services or travelling to ministry events, your church vehicle is a valuable asset. If you're unsure about the church bus insurance cost, contact our team for a tailored church insurance quote based on your vehicle's size, usage, and coverage requirements.
With cyber attacks and data breaches on the rise, ACS Financial can provide you with cyber insurance to safeguard your digital presence and protect data relating to your constituents.
WHAT YOU NEED TO KNOW
How we help churches build resilience
Get exclusive access to your own personalised Risk Management Portal
arguably the world’s most valuable and comprehensive risk management guide for churches and ministries.

Risk Management Portal
As a client, you’ll get exclusive access to a full database of downloadable templates and documents, easy to use risk assessment tools to track and manage potential issues, and expert resources covering everything from fraud prevention to hazard management and more.
Resources & Training
Stay informed and empowered with a growing library of resources, including helpful articles on key church risk topics, on-demand recordings of past seminars, and the ability to register for upcoming training sessions, all designed to support your ongoing learning and preparedness.
Save Time & Build Resilience
Created to help your ministry operate safely and effectively, the portal saves you time with ready-to-use tools, reduces hassle through simplified processes, and eases the effort involved in managing risk, people, and property, so you can focus more on your mission.
Looking for a Quote?
But can you really trust us?
Here's what our clients are saying:
We’re a profit-for-purpose company, faith-aligned with Christian values.

As a church-owned organisation, we understand churches, the challenges you face and what you set out to achieve. We’ve also been serving churches, ministries and Christian schools for nearly 30 years.
Our clients love that we have specific cover for churches, which we’ve been refining over the years to ensure that you have the best possible cover at the best possible prices.
Our team of trained insurance experts are also experts in understanding the unique needs and challenges of churches. This gives our clients the confidence and assurance they need to focus on their ministry.
The longstanding relationships we have with the churches we serve is a testament to the level of care that we provide. We’re not just an insurance company, but we’re there when you need us, helping you protect, recover or rebuild. Contact us today to get started.
Why we love what we do
Our heart is dedicated to advancing God’s Kingdom and growing strong Christian communities. We do what we do because we fundamentally believe in what you do and it’s our honour to provide you with the products and services we know will help to ensure your ministry will not just survive, but thrive in an ever-changing environment. We pride ourselves as facilitators helping you extend your ministries into your communities.
We’re grateful for being able to use our gifts and strengths to support churches with protection so you can have an impact on the communities that you serve through church run events, family fund days, and community outreach programs, building the Kingdom.
Knowing that you’re positively impacting communities with the backing of ACS Financial and working with you to carry out the Great Commission gives us a great sense of fulfilment and purpose.

Find Peace of Mind with Church Insurance in Australia
At ACS Financial, we are your trusted church insurance brokers, putting you in touch with leading church insurance providers around the country. We understand the risks and costs involved in administering a church and ministry.
This is why we provide competitive church insurance programs and protection packages, tailored to the level of cover you need.
DO YOU HAVE ANY QUESTIONS?
Frequently asked questions
How much does church insurance cost?
Our church insurance in Australia is designed to be comprehensive but affordable. If you’re wondering how much is church insurance, or about the average cost of church insurance, ask us for insurance quotes for churches today.
What does a church insurance package typically include?
A typical church insurance package may include church property insurance, church building insurance, public liability insurance for churches, church bus insurance, and church event insurance.
At ACS Financial, we offer customisable church insurance policies to suit churches of all sizes, from small ministries to large networks like Australian Christian Churches or Churches of Christ.
Where can I find the best church insurance quotes?
For a church insurance quote that is tailored to the needs of your church, speak to the team at ACS Financial today. As a church-owned organisation, and a faith-based organisation, we understand the unique needs of churches.
Do you offer church group insurance for denominations or multi-site ministries?
Yes. Our church group insurance programs are perfect for larger organisations, denominational bodies, and ministries with multiple locations.
These packages streamline administration and ensure consistent coverage across your entire network. Speak with our expert church insurance agency to find out how we can customise coverage for your group.
What is church liability insurance and why is it important?
Church public liability insurance protects your church if someone is injured or property is damaged during your services or events. It’s a core part of any church insurance policy, helping shield your ministry from financial risks. Whether you're hosting Sunday services, youth groups, or outreach events, public liability coverage is essential.
How much is church bus insurance and what does it cover?
The church bus insurance cost depends on factors like vehicle size, usage, and location. Our insurance for church buses covers accidental damage, theft, third-party injury, and more. Whether your ministry uses one vehicle or a fleet, ACS Financial offers flexible church insurance programs to protect your assets.




