Skip to main content

Read more about our corporate brand here.

Search
man sitting at a desk reading papers with headphones on

Business Checking for your growth stage

From day 1 and every stage beyond, we help you set up for success and optimize as you scale. With our tailored banking solutions and expertise, you can go farther, faster. 

Solutions for your stage of growth

Essentials Essentials
Premium Premium
Analyzed Checking Analyzed Checking
Business Checking Essentials hero

Essentials to simplify banking as you drive growth

For companies with less complex operations

Help save time, cut costs, and make better decisions with integrated banking services and real-time data to simplify managing cash flow, payments and accounting. Add fraud controls now, and unlock treasury management services when you're ready.

Premium banking optimized for scaling companies

Stay ahead of increasing complexity

Maximize efficiency with integrated banking controls and add treasury management services as your needs grow, with a monthly credit to help offset costs.

premium
analyzed checking

Put balances to work earning credit with Analyzed Checking

Analyzed checking allows you to potentially offset a larger portion of your fees based on the size of your operating balances.

Business banking that can grow with you

Scalable deposit accounts

No minimum balance to open an account and the opportunity for fee waivers as your balances grow. Add more services as your needs evolve.D

Mobile phone screen showing a mobile banking interface focused on managing alerts

Robust digital banking

Simplify cash flow management with real-time tracking and reports, bill pay, alerts and more to manage your business in the office or on the go.

laptop-mobile_go_v3

Physical & digital debit card

Enjoy Mastercard’s business and global travel benefits, and add a secure digital version of your SVB card to your mobile wallet to leverage the wallet's biometric authentication and tokenization to protect your spending.

business-card

Ready to get started?

Learn how our banking services can help support you as you build a high-performance business.

Insights for navigating growth

Access articles with actionable advice to help you increase efficiency and stay on track for success.

Blog | Startup Strategy

Executing a successful startup pivot

Hear from founder and CEO Patrick Salyer on how "pivoting" saved his company.

Blog | Business Growth

Strategic cash flow management - a guide for growing businesses

Learn how the right cash management solutions and insights help companies avoid pitfalls, boost efficiency, and reduce burn rate to support sustainable growth.

Ask your Relationship manager for a copy of the Schedule of Fees and Charges.

All credit products and loans are subject to underwriting, credit, and collateral approval. All information contained herein is for informational purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies subject to change without notice. This is not a commitment to lend. Terms and conditions apply.

Mastercard is a registered trademark of Mastercard International Incorporated and is an independent third party and not affiliated with First Citizens Bank. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. EMVCo, LLC is an independent third party and not affiliated with First Citizens Bank.

All third-party trademarks referenced by First Citizens Bank remain the property of their respective owners. First Citizens Bank’s use of third-party trademarks does not indicate any relationship, sponsorship or endorsement between First Citizens Bank and the owners of these trademarks. All references by First Citizens Bank to third-party trademarks are to identify the corresponding third-party goods and services and intended to constitute nominative fair use under applicable trademark laws.

Banking and lending products or services are offered by First Citizens Bank. Accounts are subject to credit approval. Restrictions and limitations may apply.

Bank deposit products are offered by First-Citizens Bank. Member FDIC and an Equal Opportunity Lender.

Get started
Back to top
You are now leaving First Citizens Innovation Banking

You will be directed to a different website or mobile app that has its own terms of use, visitor agreement, security and privacy policies. First Citizens Innovation Banking is not responsible for (and does not provide) any products, services or content at the third party site or app, except for the products and services that carry the First Citizens Innovation Banking name.