Money Fit Financial Courses
Financial Education Courses
Practice real-world financial decisions through self-paced courses on budgeting, saving, credit, debt, housing, and major life transitions.
Choose a course track by audience or browse the full library. Some courses are short activities. Others take longer and may include a certificate after completion.
Choose by Audience
Find the course track that fits the learner
Track pages group courses by audience so students, adults, and housing learners can find a relevant starting point.
Where should I start?
Choose by the learner's current question and stage of life.
Start with teen courses for middle and high school students, young adult courses for early independence, or adult courses for credit, savings, debt, reentry, and military transition topics.
For housing questions, use the homebuyer and renter track. Financial Essentials is free. The eHome America homebuyer education course has a $100 non-refundable registration fee.
Teens
Budgeting activities, saving lessons, credit basics, and financial habits for middle and high school students.
Browse teen courses 5 coursesYoung Adults
Credit, debt, saving, budgeting, and early adult decisions for learners moving toward greater independence.
Browse young adult courses 6 coursesAdults
Courses on credit, savings, debt prevention, reentry, military transition, and adult financial decisions.
Browse adult courses 2 coursesHomebuyers and Renters
Housing-focused education for renters, future homebuyers, and learners who need homebuyer course information.
Browse housing coursesChoose by Question
Start with the skill you need now
A good starting point depends on the learner's question, not only their age.
I need budgeting or scenario practice
Use My Life My Choices or Life After Debt to see how income, expenses, goals, and unexpected costs affect a budget.
Start with My Life My Choices 2I need credit or savings education
Choose Credit Basics, Credit Voyage, or Savings Success depending on whether credit or saving is the first concern.
Start with Credit Basics 3I need housing education
Start with Financial Essentials for broad housing money skills or Homebuyer Education when a paid course is required.
Review housing coursesFull Course Library
Explore every current course
Compare the subject, intended use, and learning format before opening a course page.
Before a paid housing course: Confirm lender, program, counseling, and certificate requirements before registering.
My Life My Choices™: Student Edition
A scenario-based activity that shows middle and high school students how income, expenses, and choices affect a budget.
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Who Wants to Live Like a Millionaire?
A short course about spending, saving, lifestyle choices, and long-term financial habits without promising wealth.
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Credit Voyage
A credit education course that helps learners reflect on credit goals, credit habits, and practical next steps.
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Savings Success
A savings course for setting goals, using a worksheet, finding realistic expense changes, and building follow-through.
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A Credit to You: Credit Basics
A foundational course covering credit reports, credit history, credit scores, quizzes, checkpoints, and practical habits.
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Life After Debt: Debt-Free Living
A course on savings, budgeting, spending controls, credit-building principles, income, goals, and future debt decisions.
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My Life My Choices™: Corrections Edition
A scenario-based budgeting activity for people preparing for reentry after incarceration.
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My Life My Choices™: Military Edition
A budgeting and scenario-based activity for service members preparing for civilian life.
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Financial Essentials
A free video-based course about budgeting, saving, credit building, debt repayment, renter protections, and homebuyer preparation.
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Homebuyer Education Course
An eHome America online homebuyer education course. The registration fee is $100 and non-refundable.
Review course detailsConfirm lender, program, or counseling requirements before registering.
What to Expect
Course details vary by resource
Course length, certificate timing, and access details are explained on each individual course page.
Self-paced learning
Most courses let learners move through the material at a reasonable pace and return to the instructions as needed.
Certificates when available
Many courses include a certificate after completion, but delivery, timing, and acceptance can vary. Review the course page before starting.
Help us improve Money Fit courses
Classroom questions and practical feedback from learners, educators, counselors, and community partners help improve these resources.
Continue learning
Use these resources when a guide, calculator, or counseling service fits the next question better than a course.
Financial education
Return to the complete education resource hub.
How-to guides
Follow focused steps for common money questions.
Budget calculators
Test budgeting and planning scenarios.
How to build a budget
Learn a practical budgeting process.
Housing counseling
Review nonprofit housing counseling options.
Credit counseling
Learn how nonprofit credit counseling works.
Common Questions
Frequently asked questions about Money Fit courses
Review audience, cost, certificate, timing, and educational-use details before choosing a course.
Who are Money Fit courses for?
Money Fit courses are designed for students, young adults, adults, renters, homebuyers, educators, counselors, and community programs looking for practical financial education.
Are the courses free?
Many Money Fit courses are free financial education resources. The eHome America homebuyer education course linked from Money Fit has a $100 non-refundable registration fee. Review each course page before starting or registering.
Can learners earn certificates?
Many courses include a certificate after the required course activity is completed. Certificate steps, delivery, and timing can vary by course.
How long do the courses take?
Course length varies. Some scenario-based activities take less than an hour, while longer video-based courses may take several hours.
Can teachers or community programs use these courses?
Yes. Teachers, counselors, youth programs, reentry programs, military transition programs, and community organizations may use these courses as financial education activities or discussion starters.
Do these courses provide personal financial advice?
No. These courses are for general financial education. They do not provide legal, tax, investment, credit repair, mortgage, housing, military benefits, reentry case management, or individualized financial advice.
About the organization behind these courses
Money Fit is a service of Debt Reduction Services Inc, a nonprofit credit counseling organization founded in 1996. Learn more on the About Money Fit page.
Educational note
These courses are for general financial education. They are not legal, tax, investment, mortgage, housing, credit repair, military benefits, reentry case management, or individualized financial advice. Results and certificate acceptance depend on each person's circumstances and program requirements.
