FHA Update: Appraiser Inspection Changes Explained

FHA’s latest guidance is making waves for appraisers. Yes, attic and crawl space photos are no longer required. Yes, MLS photos can be used. But caution is still critical. In this conversation with Appraiser eLearning, Chief Appraiser John Dingeman explains how appraisers should interpret the change, avoid missteps, and protect report quality and compliance. ➡️ Watch the on-demand webinar here: https://hubs.li/Q03YdqD10

Tuesday Morning Thoughts from an Appraiser’s Desk ☕ Anyone else feel like UAD 3.6 falls into one of two buckets? Option 1: The original UAD was always Phase 1. Slow rollout. Get us comfortable. Then level up the data game once adoption stuck. Option 2: The first UAD didn’t deliver the depth or consistency FNMA wanted. So they went back to the lab and said, “We need more…… let’s rebuild!” Either way, UAD 3.6 isn’t a minor update. It’s more structure, more required data, and A LOT more explaining our reasoning. For appraisers: 📊 More data entry ⏱️ More time per report 🧠 More justification For agents and lenders: 📈 Potentially clearer trends 🏡 More transparency 🔍 Fewer surprises (in theory) The real question is……. Does all this data actually improve valuation decisions or just create better spreadsheets? Appraisers and real estate pros need to talk about this more. So where do you land? Option 1 or Option 2? 👇

Confused by your appraisal report? Don't worry, this video breaks down everything from the property description to those mysterious adjustments. Plus, learn where to find all the evidence, like photos and market data, to understand how the appraiser reached their value. Byron True, Lender 📱(813) 330-1235 License#NMLS 2105697 #ByronTrue #TrueFloridaHomesGroup #LincolnLendingGroup #TampaMortgageLender #ApolloBeachMortgageLender #FloridaMortgageLender #FloridaLender #BuyWithByron

Confused by your appraisal report? Don't worry, this video breaks down everything from the property description to those mysterious adjustments. Plus, learn where to find all the evidence, like photos and market data, to understand how the appraiser reached their value. The Regal Team of Re/Max Fine Properties #theregalteam #remaxfineproperties #melissadierks #realestateagent #scottsdalearizona 📱(623) 229-0154 License #SA636631000

This deal cost us $100,000 💸 A few cracks didn’t raise alarms… until we went to sell. That’s when we discovered a sinkhole claim that wasn’t disclosed at purchase. Deal gone. Profit gone. Lesson learned. Take the extra time. Inspections. Engineers. Insurance checks. Learn how to avoid mistakes like this inside CG Real Estate Academy.

This deal cost us $100,000 💸 A few cracks didn’t raise alarms… until we went to sell. That’s when we discovered a sinkhole claim that wasn’t disclosed at purchase. Deal gone. Profit gone. Lesson learned. Take the extra time. Inspections. Engineers. Insurance checks. Learn how to avoid mistakes like this inside CG Real Estate Academy.

Focus on the wins you can control: reconcile personal property listings, standardize documentation, and remove repeat exposure. For multi-state teams, tighten jurisdiction-by-jurisdiction controls so deadlines, treatments, and assets stay aligned. Fewer fire drills. More predictable results. #PropertyTax #SalesAndUseTax #TaxSavings #AuditReady #MultiState #OperationalExcellence #CFOinsights

Focusing on the wins we can control—like reconciling personal property listings, standardizing documentation, and eliminating repeat exposure—sets the foundation for operational excellence. For multi-state teams, tightening jurisdiction-by-jurisdiction controls ensures deadlines, treatments, and assets stay aligned. The result? Fewer fire drills, more predictable outcomes, and stronger confidence across the board.

The “Three S” Filter VA Appraisal Myths | Keyword: STANDARDS VA appraisers aren’t the enemy. Confusion is. If you’ve ever hesitated on a VA offer because of “appraisal repairs,” use this: The “Three S” Filter: 👉 Safety — handrails, exposed wires, trip hazards, peeling paint (especially pre-1978) 👉 Sanitation — water/plumbing/septic + functional heat 👉 Soundness — roof leaks, foundation/structural issues 🎯 Hit these three and you’re usually at the VA baseline. The rest is negotiation, not panic. Yes, sometimes an appraiser adds items. That’s where a VA-savvy lender earns their keep: standards, speed, and a battle plan. VA doesn’t want perfect. It wants safe.

📰 HUD tightens rules for FHA appraiser roster HUD is tightening the connection between an appraiser’s state license and their ability to perform FHA work.... 🔗 Read more: https://lnkd.in/grUT2zXw