Earnest

Did someone say $10,000? 💸✨ We are giving away $10k to THREE lucky winners who refinance their student loans with Earnest. Whether you want to lower your monthly payment or save over time, now is the time to check your rate! 📲 Hit the link to get started. https://lnkd.in/gJ2vddrA

Our very own Farzona Pulatova, VP of Engineering at Earnest, took the stage at CTO Craft Con: Toronto, and she absolutely crushed it. Farzona shared her perspective on something we deeply feel at Earnest: culture isn't a nice-to-have; it's the foundation for everything else. How you build your team, how you lead through challenges, how you retain great people... it all comes back to culture. We're so proud of Farzona for contributing to such an incredible gathering of engineering and technology leaders. 👏

Why should graduate students have to wait until graduation to start saving on their student loans? 🎓👇 Historically, the refinancing market hasn't aligned with a grad student's timeline. Many secure job offers months before finishing their programs. Yet, they’ve been forced to watch interest accrue on high-rate loans simply because lenders wouldn't consider future income or match existing grace periods. Earnest is changing that. We are thrilled to announce Earnest Job Offer Refinancing + Grace Period Match. Eligible graduate students can now refinance up to six months before graduation using their signed job offer letter—all while keeping their existing grace period for up to nine months. Helping borrowers move from debt to wealth—at the right moment, on their terms—is exactly what we're here for. You can check out the full press release here: 🔗 https://lnkd.in/gRyzrbt7

Stop carrying a credit card balance to solely build credit. You’re just paying interest for a myth. Gen Z currently holds the lowest average credit score of any generation. Between lower limits and the return of student loan reporting, the margin for error has gotten smaller. It’s time to move past the "financial advice" that may not work and look at the data. Here is the truth about what’s driving the decline, and how to build back up  https://lnkd.in/g8FBZfHx 

We’re excited to share that Earnest has been named Best Private Student Loan Lender by U.S. News & World Report for 2026—our fourth year in a row. This recognition reflects our continued commitment to helping students and families pay for their education with confidence. From flexible repayment options to real human support, we’re focused on making the student loan experience transparent and supportive. A huge thank you to our over 70,000 students and families for trusting us with their student loans, and to our talented team who make a real difference for students and families every day. 🎓 More details on our blog: https://lnkd.in/g9hDeUvt

The most common advice about refinancing is often wrong:  “You’ll lose all protections if you refinance your student loans.” That’s not true. Refinancing is a trade-off. But you don’t lose all your protections—and you’re not on your own. Research shows that 9 out of 10 borrowers who could save money don’t refinance. Not because of math, but because of fear. And that hesitation could cost thousands. 👉 Read the full breakdown: https://lnkd.in/g4XK7MUQ

I had to double check this… Earnest is giving away $10,000 to 3 people who apply to refinance by 3/27 and sign an agreement by 3/31 And rates are some of the lowest in years right now. If this was already on your list, I’d probably move on it. #StudentLoans #Refinance #MoneyMoves #FinancialGoals

The SAVE plan is officially ending. After months of limbo, the March 9 appeals court order makes it final. Millions of borrowers will need to transition to a new repayment plan. For now, borrowers remain in forbearance, but interest is still accruing. What’s unclear: - How quickly the transition happens. - How backed-up servicers may be. Federal policy may shift. But borrowers who understand their interest, their timeline, and their options are far better positioned than those reacting to headlines. “The key is to actively evaluate your options now rather than waiting to see what happens,” says Kaydee Ambas, CFEI® and Consumer Finance Professional at Earnest. “Get a plan in place now.” Especially for borrowers pursuing PSLF, time spent in SAVE forbearance typically does not count toward forgiveness. Bottom line: don’t wait for the dust to settle. Here’s what happens next — and how to prepare: https://lnkd.in/dmpEyxyh

🎙️ New podcast episode is live! We just released a short episode featuring three of our Guadalajara leaders across Infrastructure, Cloud Platform, and User Identity—and it’s a good one. If you’re curious about joining a mission-driven team that’s building smarter lending options for ambitious professionals, we’re hiring! ✨ Take a listen: https://lnkd.in/gZCGEVtp Take a look: earnest.com/careers

If you refinanced the last time rates were this low, you could have saved $3,585 in interest by now. That was three years ago. Now, our rates are back at their lowest levels in 3 years. Don’t miss out on your chance to refinance with these historic-low rates. 👉 Read the full breakdown: https://lnkd.in/grTJdMqQ