Most account takeovers don’t break in. They log in.
Right password. Right answers to your security questions, because your mother’s maiden name is one search away on a data broker site.
Your face is the one credential a data broker can’t sell.
Romance scams took over a billion dollars from Americans last year, per the FTC. And no, the victims aren’t gullible.
The photos are AI. The voice notes are cloned. The video calls are deepfaked.
My rule: no money moves to anyone you haven’t verified.