Vikas Vohra

📢 High Returns Unlocked: The Strategic Investor's IBC Playbook Want to maximize returns? The Insolvency and Bankruptcy Code (IBC) in India is your new hunting ground for value. The Investor Advantage Bankruptcy means a company is financially distressed, but its core valuable assets (like machinery, infrastructure, or land) are often sound. The IBC process allows new investors to acquire these assets by paying creditors a huge discount (a "haircut") on the debt. This strategy lets you gain control of a functional business unit for pennies on the rupee, free of legacy liabilities. Quick Example: The Cement Sector A major player like Ultratech Cement acquired the distressed Binani Cement. Binani's key asset was a vast, operational plant with captive limestone reserves—a critical, high-value asset. By acquiring the company through the IBC process, Ultratech secured a massive strategic advantage and valuable assets at a significantly discounted cost relative to building them from scratch, leading to substantial shareholder value creation. The IBC is the ultimate engine for strategic asset accumulation and high-yield investing. Want to explore such opportunities? Connect with us at: Mobile- +91-8968315514 Email- lga.mohali@gmail.com #IBC #DistressedAssets #ValueInvesting #CorporateAcquisition #AssetMaximization

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💰 How to Split Your Investments — The Art of Building a Financial Thali When you invest, think of your portfolio as a “Thali” (platter) — It must have the right mix of everything: some spicy, some solid, some soothing. Too much of one thing — and it either burns your tongue (risk) or leaves you hungry (low returns). Now let’s serve it course by course 👇 🥗 1️⃣ Equity – The Spice of Growth Like the mirch tadka in your food — equities (direct stocks or equity mutual funds) give flavor and growth. They’re volatile — but without them, your portfolio tastes bland. They beat inflation and build wealth over time, but can burn if you overdo them. 👉 For someone in their 30s with stable income and moderate risk appetite, equity allocation can be around 40–50%. Example: ₹10 lakh total investment → ₹4–5 lakh in equities or equity MFs. 🍚 2️⃣ Mutual Funds – The Balanced Curry Mutual funds blend flavors — part spice, part comfort. They’re like your dal makhani — consistent, comforting, and easy to digest. You don’t need to cook each ingredient (pick stocks) — the chef (fund manager) does it for you. 👉 Ideal for steady compounding and diversification. Allocation: 20–25% depending on risk and time horizon. 🍞 3️⃣ Fixed Deposits – The Roti on Your Plate The foundation — stable, predictable, and always there when you need it. It won’t surprise you, but it won’t disappoint you either. 👉 Use FDs or short-term debt instruments for emergency funds or short-term goals (1–3 years). Allocation: 10–20%, depending on how conservative you are. 🥇 4️⃣ Gold – The Pickle That Protects Gold is your achaar — you don’t eat it in bulk, but it saves the meal in tough times. It adds tanginess when the market turns dull. 👉 Helps hedge against inflation and currency depreciation. Allocation: 5–10% through Gold ETFs, sovereign gold bonds, or physical gold. 🏠 5️⃣ Real Estate – The Heavy Thali Item Like that extra paratha or biryani bowl — satisfying, filling, but heavy. Real estate can create long-term wealth, but it also locks liquidity and adds maintenance calories (costs). 👉 Consider it if you have surplus capital, long-term vision, and are ready for low liquidity. Allocation: 20–30% for high earners; less if you’re still building liquidity. 🧘‍♂️ The Philosophy: A good portfolio is not built on greed or fear — it’s built on balance and purpose. Your risk appetite is the chef. Your goals are the recipe. And the market conditions decide whether you cook on high flame or low heat. Rebalance your “financial thali” every year — taste, test, and tweak the ingredients. #Investing #WealthManagement #FinancialPlanning #Equity #MutualFunds #Gold #RealEstate #PersonalFinance #MoneyMatters #FinancialFreedom

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RBI & Proportionate Regulation: Reading Between the Lines The RBI’s February 2026 policy statement points to a meaningful shift for NBFCs and FinTechs — from uniform compliance expectations to risk-aligned, conduct-focused regulation. While certain low-risk NBFC structures may see regulatory rationalisation, customer-facing and digital models will likely be subject to closer supervisory attention. The emphasis is clearly moving beyond checklists to governance, conduct and customer outcomes. This is less about regulatory relief and more about how organisations internalise compliance into their business strategy. A question worth reflecting on: As regulation becomes more proportionate and risk-based, how are boards re-thinking conduct, oversight and accountability? #RBI #NBFC #FinTech #ProportionateRegulation #CorporateGovernance #BoardOversight #ComplianceStrategy #RiskBasedRegulation

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Shardul Amarchand Mangaldas & Co. Advised Groww On Its USD 150 Million Acquisition Of Fisdom Team : Raghubir Menon, Ekta Gupta, Shiladitya Banerjee, Tarumoy Chaudhari, Rooha Khurshid, Devangana Mandal, Ketayun Mistry, Rhea Reddy, Rohan Arora, Aman Singh Sethi Link to read full News: https://lnkd.in/dAdfnUSj #ShardulAmarchandMangaldas #Groww #Fisdom #MergerAndAcquisition #Investment #ESOP #LegalEra

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🏛️ NCLAT: Insolvency Courts Can Evict Subsidiaries During Liquidation:- The National Company Law Appellate Tribunal, New Delhi, has upheld the NCLT Ahmedabad’s order directing eviction of subsidiary companies from properties owned by a corporate debtor in liquidation—clearly affirming the reach of insolvency jurisdiction under the IBC. 🔑 Clear Holding The NCLAT ruled that the NCLT can invoke Section 60(5) of the Insolvency and Bankruptcy Code to: • recover possession of the corporate debtor’s properties, and • direct payment of rent / licence fees, where the underlying lease or licence is invalid and the issue has a direct nexus with liquidation. 🧩 What Triggered the Dispute • The corporate debtor entered CIRP and was later ordered into liquidation. • Its subsidiaries continued occupying company-owned premises in Ahmedabad and Mumbai. • One lease was executed on the very date CIRP commenced (hit by moratorium). • The other occupation was based on an unregistered licence, invalid under state rent law. ⚖️ Why Insolvency Jurisdiction Applied Rejecting the argument that eviction is a “purely contractual” issue, the Tribunal held: • A liquidator is statutorily bound to take custody of all assets. • Invalid or post-moratorium agreements cannot defeat liquidation. • Section 60(5) empowers the NCLT to decide all questions connected with insolvency or liquidation. 📌 Key Clarification So long as the dispute has a clear insolvency or liquidation nexus, the NCLT’s residuary jurisdiction cannot be questioned. ✅ Outcome • Appeals dismissed • Eviction orders upheld • Properties directed to be brought into the liquidation estate #NCLAT #IBC #InsolvencyLaw #Liquidation #Section60IBC #LiquidatorPowers #Moratorium #CorporateDebtor #CompanyLaw #InsolvencyProceedings

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SEBI's FAQs raises concern for several listed companies. Identification as part of 'promoter group' not only results in identification as a related party (attracting the RPT regime for all the dealings) but also requires disclosure in the shareholding pattern, irrespective of any shareholding. Vinod Kothari Sir's views on stretching the definition of promoter group to relatives where there is no evidence of commonality, in ToI's article titled “𝙎𝙀𝘽𝙄 𝙨𝙚𝙚𝙠 𝙙𝙞𝙨𝙘𝙡𝙤𝙨𝙪𝙧𝙚𝙨 𝙤𝙣 𝙥𝙧𝙤𝙢𝙤𝙩𝙚𝙧𝙨’ 𝙞𝙣-𝙡𝙖𝙬𝙨” 𝗥𝗲𝗮𝗱 𝘁𝗵𝗲 𝗮𝗿𝘁𝗶𝗰𝗹𝗲 𝗯𝘆 𝗧𝗶𝗺𝗲𝘀 𝗼𝗳 𝗜𝗻𝗱𝗶𝗮: https://lnkd.in/dtXfuuQu 𝗔𝗰𝗰𝗲𝘀𝘀 𝗼𝘂𝗿 𝗿𝗲𝘀𝗼𝘂𝗿𝗰𝗲 𝗰𝗲𝗻𝘁𝗿𝗲 𝗼𝗻 𝗣𝗿𝗼𝗺𝗼𝘁𝗲𝗿 / 𝗣𝗿𝗼𝗺𝗼𝘁𝗲𝗿 𝗴𝗿𝗼𝘂𝗽 𝗶𝗱𝗲𝗻𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗼𝗯𝗹𝗶𝗴𝗮𝘁𝗶𝗼𝗻𝘀: https://lnkd.in/dwpp4qP9 Vinod Kothari & Company, Practising Company Secretaries Pammy Jaiswal Nitu Poddar Payal Agarwal Barsha Dikshit Chatterjee Sikha Bansal

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