Chaitanya Shahare

Trillionloans Fintech, an NBFC firm majority‑owned by BharatPe, has named Sandeep Singh its new chief executive officer (CEO) as the firm gears up for an expansion of its digital credit business. Singh succeeds Sabyasachi Senapati, who is moving to a new leadership post at BharatPe Group but will stay on Trillionloans' board as a whole‑time director to ensure a smooth handover. Read the full story here:👇 https://lnkd.in/djiCbYvx #fintech #payments #nbfc #bharatpe #leadership #management #ceo #business #startup #indianstartupnews

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In their journey of ECL (Expected Credit Loss) implementation and subsequent validation, financial institutions face numerous challenges. To successfully implement the RBI’s ECL framework, banks must prioritise strengthening their data infrastructure, ensuring availability, quality, and integration across systems. Gain in-depth insights into the ECL framework https://social.kpmg/97g9td #ECL #RBI #ExpectedCreditLoss #RiskManagement #IndianBankingSector #FinancialRiskManagement

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In their journey of ECL (Expected Credit Loss) implementation and subsequent validation, financial institutions face numerous challenges. To successfully implement the RBI’s ECL framework, banks must prioritise strengthening their data infrastructure, ensuring availability, quality, and integration across systems. Gain in-depth insights into the ECL framework https://social.kpmg/97g9td #ECL #RBI #ExpectedCreditLoss #RiskManagement #IndianBankingSector #FinancialRiskManagement

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Temenos powers the banking world—but testing the platform can be a real challenge. In this podcast episode, Alok Sharma and Charu Kapil share how Testing as a Service turns that complexity into confidence. From “testing smarter and safer” to being “snipers of quality,” they reveal how banks stay ready for change. Listen now on 'The Quality Beat': https://lnkd.in/gzKeJ2vC Gurpreet Kaur Bhadesh

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Vivek Manchanda has joined the National Payments Corporation Of India (NPCI) as Head – Alliances & Partnerships for its flagship digital payments platform, BHIM. In this strategic role, he is leading the development of BHIM 3.0 to strengthen India’s first Third-Party Application Provider (TPAP) platform for secure and seamless payments. He is also driving the rollout of BHIM Vega and BHIM Vishwas plug-ins, aimed at boosting transaction efficiency and enhancing user experience. With a focus on forging high-impact collaborations, Vivek is working to expand BHIM’s market presence, accelerate adoption, and reinforce its leadership in the competitive payments ecosystem. Prior to NPCI, Vivek served as National Head – Digital Banking Sales, Alliances & Partnerships at YES BANK, where he managed over 42 digital products including UPI, eRupi, CBDC, and merchant solutions, and grew the Current Account portfolio beyond INR 100 billion. His two-decade career spans leadership roles at IndusInd Bank, Kotak Mahindra Bank, HSBC, ICICI Bank, and HDFC Limited, covering custody services, structured trade, forex, and digital payments. An alumnus of the Indian School of Business, National University of Singapore, and K J Somaiya Institute of Management, Vivek brings deep expertise and strategic vision to NPCI’s mission of driving India’s digital payment innovation. #VivekManchanda #NPCI #BHIM #BHIM3 #BHIMVega #BHIMVishwas #DigitalPayments #FintechIndia #UPI #YESBANK #FinancialInnovation #PaymentsEcosystem #CXODrive

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Centris Federal Credit Union is advancing its lending and collections operations with Temenos to better support its 139,000 members.   Key outcomes: ✔ 65% of loan decisions fully automated ✔ Major collections workflows fully digitized ✔ 90-day ramp-up for new hires ✔ Seamless core banking integration   Centris has moved from spreadsheets to centralized, automated workflows, improving accuracy, visibility, and speed across charge-offs, repossessions, and bankruptcies.   Centris is strengthening efficiency today while preparing for continued growth.   Read the full story: https://lnkd.in/eCYpeSjr   #VoiceOfCustomer

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“Tech for tech’s sake is not enough. Define your top three problems, build a roadmap, and measure outcomes patiently,” said Nithya Easwaran, MD, Multiples Alternate Asset Management. ​ ​ At ETBFSI’s panel on ‘AI-First Lending: The Road Ahead for India’s NBFCs’, Nithya offered a very grounded yet forward-looking view on the evolving NBFC landscape. ​ ​ She emphasised that while AI is gaining momentum, most NBFCs are still in early stages—many only recently migrating to cloud and open-source stacks. The focus now, she noted, should be on clarity of problem statements, responsible experimentation, and long-term investment in foundational capabilities like data architecture and team training. ​ ​ Renuka Ramnath, Sudhir Variyar, Sridhar Sankararaman, Manish Gaur, Kalpesh Jain, KS Jangbahadur, Puneet Sanwalka, Kaveesh Thakker ​ ​ #NBFCs #PrivateEquity #PoweringNewPossibilities

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Trillionloans, a non-banking financial company majority-owned by BharatPe, has announced the appointment of Sandeep Singh as its new Chief Executive Officer. With a rich career spanning over 16 years, Singh brings deep expertise across digital and retail lending, life insurance, and enterprise software. He spent close to 15 years with the Aditya Birla Group, notably leading the digital lending vertical at Aditya Birla Capital for six years and holding senior roles at Aditya Birla Sun Life Insurance. Commenting on his new role, Singh shared that his focus will be on crafting technology-led lending solutions designed to meet evolving customer needs in a responsible and scalable manner. In a parallel move, current executive director Sabyasachi Senapati is transitioning to a broader role within the BharatPe Group. He will spearhead key growth initiatives and lead the central platform, drawing on his cross-functional expertise to drive growth across BharatPe’s core business lines. To ensure continuity, Senapati will remain a whole-time director on Trillionloans’ board during the leadership transition. BharatPe initially acquired a 51% stake in Trillionloans in May 2023 to expand credit access for its merchant partners and strengthen its profitability engine. Its stake has since increased to 62.3%, with the remainder held by NDX Financial Services. #tradeflock #trillionloans #bharatpe #sandeepsingh #newceo #fintechnews #digitallending #nbfcindia #leadershipupdate #financialservices #retaillending #techdrivenfinance #fintechindia #adityabirlagroup #lendingsolutions #startupnews #ceoappointment #bharatpegroup #sabyasachisenapati

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The Times of India (TOI) recently highlighted how the new-age Lending-as-a-Service (LaaS) model is revolutionizing banking – empowering institutions to significantly cut costs and precisely meet evolving customer expectations. This insightful article, featuring perspectives from Ravish pandey, Head of Product Innovation, and Sachin Gupta, Head of Client Accounts and Engagement, dives deep into how BUSINESSNEXT is at the forefront of this transformation. Read the full TOI feature here: https://lnkd.in/duQ6pt_e #LENDINGNEXT #DigitalTransformation #BUSINESSNEXT

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To support lenders in making more informed credit decisions, we are proud to introduce CRIF’s Comprehensive SHG Commercial Report — a first in the industry. By bringing together data from both commercial and MFI-SHG repositories, this report empowers lenders with: ✅ A 360° view of SHG credit data ✅ More accurate credit assessments ✅ Stronger portfolio quality Strengthening financial inclusion starts with stronger insights. To know more, visit www.crifhighmark.com

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Agentic AI must be more than autonomous; it must be adaptive, intelligent, and trusted. In the “The Agentic Edge – The Next Wave of Banking Innovation” series, Sachin Kotian, Head of Architecture at SAS India, explains the three pillars that define SAS’s Agentic AI and why they matter to businesses building the future of AI. #SAS #ETBFSI #AgenticAI #AI #Data #Banking

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We’re proud to announce that Doconomy’s “Impact Finance” is now live on the Temenos Exchange ecosystem, bringing innovative behavioral finance tools to retail banks worldwide. Built with behavioral science at its core, Impact Finance invites individuals to share their life goals and dreams and gives banks ready-to-integrate tools to help turn them into reality.   Leveraging the power of Temenos’ Core Banking and Payments solutions, and easily embedded in the bank’s digital platforms, Impact Finance allows banks to maximise returns from their current infrastructure, supporting their end customers financial wellbeing, while increasing engagement, loyalty and profitability towards a stronger customer-bank digital relationship.   On the Temenos Exchange, Doconomy joins a selection of curated and assessed solution providers that help banks innovate faster.   Full press release here: https://lnkd.in/dyuYw23N #banking #financialwellbeing

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Scaling Multi-Product Retail Lending with Unified Lending Management Software The lending ecosystem in India is evolving with digital-first solutions like the Unified Lending Interface (ULI) and unified lending management software. These innovations are transforming credit access by simplifying processes, enabling faster approvals, and driving financial inclusion across sectors. Explore the full story in our latest blog: https://lnkd.in/d3cPG-Wc #DigitalLending #FinTech #FinancialInclusion #RetailLending #NelitoSystems

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RBI Digital Lending Directions 2025: Deep Dive Series [Part 2] Continuing our analysis of the Reserve Bank of India (RBI)'s latest framework for digital lending, today we focus on Data Storage and Security (Section 13) - a critical pillar to safeguard borrower information. Key mandates from RBI’s directive (RBI/2025-26/36) include: 1/Minimal Data Storage by LSPs: Lending Service Providers may only retain essential personal data such as borrower name, address, and contact details. Nothing beyond what’s necessary. 2/Regulated Entities’ Accountability: The Regulated Entity (RE) holds full responsibility for ensuring data privacy and security of borrower information at all times. 3/ Transparent Data Policies: REs and LSPs must publicly maintain clear policies detailing: - Types of data stored - Duration of storage - Restrictions on use - Data destruction protocols - Procedures for handling security breaches No Biometric Data Unless Allowed by Law: Storage or collection of biometric data is prohibited unless specifically authorized by statutory regulations. Data Localization with Controlled Cross-Border Processing: All data must be stored on servers physically located in India. If data processing occurs abroad, it must be deleted from foreign servers and returned to India within 24 hours. These requirements reinforce India’s commitment to strong data sovereignty and borrower privacy, closely aligned with principles under the Digital Personal Data Protection Act 2023 Stay tuned for the next part of our series, where we’ll explore borrower rights and transparency obligations under the RBI directive. Consent Foundation | Concur - Consent Manager | Fintech Association for Consumer Empowerment (FACE) | Microfinance Industry Network (MFIN) | Sa-Dhan | Consumer Guidance Society Of India #RBI #DigitalLending #DataStorage #DataSecurity #DataLocalization #DPDPA #FintechCompliance #DataPrivacy #Concur

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