Bankruptcy
How to File Bankruptcy for Free Without an Attorney
File Chapter 7 bankruptcy for free using tools like Upsolve, paying only the $338 court filing fee. Most people erase $40K–$100K in debt within 6 months.
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Bankruptcy
Pros and Cons of Chapter 7 Bankruptcy
Chapter 7 bankruptcy wipes most debts in 3-6 months but requires liquidating non-exempt assets and staying on your credit report for 10 years.
Bankruptcy
How to File Chapter 13 Without an Attorney
File Chapter 13 bankruptcy without an attorney by submitting a petition, listing debts, proposing a repayment plan, and attending the hearing.
Bankruptcy
The Pros and Cons of Chapter 13 Bankruptcy
Chapter 13 bankruptcy lets you keep assets while paying debt on a 3-5 year plan, but it stays on credit reports for 7 years and requires regular income.
Bankruptcy
Can You Sue Someone Who Has Filed Chapter 7 Bankruptcy?
No, you typically cannot sue someone who has filed Chapter 7 bankrupty because the court declares an automatic stay that stops creditors from filing suit
Bankruptcy
Will Bankruptcy Stop a Judgment?
Yes, filing bankruptcy can stop a judgment. The automatic stay that occurs during bankruptcy will stop most wage garnishment and bank levies too.
Bankruptcy
Should I File Bankruptcy Before or After a Judgment?
File bankruptcy before a judgment to use the automatic stay to halt the lawsuit. Filing after still discharges the debt but doesn't reverse the judgment.