Frequently Asked Questions

What are the benefits of paying with PayPal?

Paying with PayPal lets you store your preferred payment methods in a secure, digital wallet for a fast checkout. Plus, it can be rewarding. You can earn cash back on your favorite brands by saving offers and checking out in the PayPal app.1  Use the PayPal Cashback Mastercard® to earn an unlimited 3% cash back on PayPal purchases.2  Or collect, earn, and redeem rewards with your other eligible credit cards.3

Can I also earn credit card rewards with my purchase?

Yes, you can collect points, miles, and other credit card rewards on eligible purchases.3  Learn more about paying with a rewards-based credit card.

What combination of payment methods can I use to pay with PayPal?

When checking out with PayPal, you can use two payment methods including debit cards, credit cards, prepaid cards, or bank accounts from your wallet—and designate how much you want applied to each. Link your preferred payment methods.

What does PayPal offer to protect my payments?

When you pay with PayPal, your transactions are encrypted. We don’t share your full financial information. We can alert you if the cards in your PayPal wallet may be compromised by detecting when scammers try to add your card to another PayPal wallet.4

What are the benefits of package tracking with PayPal?

We can help you track things you buy online, in-store items for delivery, and even items you ship to other people. Whether or not you pay with PayPal, you can track a range of purchases—all in one place—when shipped with UPS, FedEx, DHL, USPS, or with one of 800+ other carriers worldwide.

PayPal Details

1Points can be redeemed for cash and other options. Rewards terms apply. See offers for details and exclusions

2Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and eligibility criteria.

3Subject to issuer’s reward program terms and conditions.

4Early fraud alerts are limited to unusual activity detected in PayPal accounts and within PayPal's online merchant network. Early fraud alerts are not yet eligible for PayPal branded cards.