Today’s Rates
This includes a fixed rate of 0.90%
For I bonds issued May 1, 2026 to October 31, 2026.
Processing Times
Currently, we are experiencing a high volume of requests, which is causing delays in our response times for requests submitted by mail.
If you have a TreasuryDirect account in your name, the processing times for specific transactions are as follows:
- Unlocking Your Account or Updating Banking Information: Requests to unlock your TreasuryDirect account or update your banking details may take two weeks or longer to complete.
- Converting Paper Savings Bonds to Electronic Format: It may take nine months or longer to process requests to convert paper savings bonds into electronic bonds.
Searching for Lost, Stolen, or Missing Savings Bonds: Requests to locate lost, stolen, or missing savings bonds require eleven months or longer for processing.
Cashing Paper Savings Bonds: If you are named on the bonds and send them in with your request, processing may take three months or longer.
Other Paper Savings Bond Transactions (Not in Your Name): Transactions you are authorized to complete, but that are not in your name, require five months or longer to process.
Other TreasuryDirect Requests (Including Trusts): Requests related to trusts and other TreasuryDirect matters may take ten months or longer to process.
Special Announcements for TreasuryDirect account holders:
On September 13, 2026, we’re introducing a more secure login experience for TreasuryDirect! ID.me is a trusted, government-verified identity provider that helps protect your sensitive information from identity theft and unauthorized access, while providing a single access point to TreasuryDirect and other government services. More information is available on our FAQ page.
You can call us from 8 a.m. to 6 p.m. ET, Monday through Friday, at 844-284-2676.
The annual purchase limit for Series I savings bonds in TreasuryDirect is $10,000.
Check out our new savings bond explainer page
