Bank IFSC Codes
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Frequently Asked Questions
What is IFSC Code?
The IFSC code, or Indian Financial System Code, is a unique 11-character alphanumeric code that identifies a specific bank branch within India. It's essential for electronic fund transfers like NEFT, RTGS, and IMPS. The code helps ensure that funds are routed correctly to the intended bank branch.
Does the IFSC code change after transferring my bank account?
Yes, if you transfer your account to a different bank branch or bank, the IFSC code usually changes, as it’s specific to the branch. It stays the same if the account remains at the same branch.
Is the IFSC code required for IMPS?
For IMPS transfers using a bank account number, the IFSC code is usually required to identify the recipient’s bank branch. However, for transfers using a mobile number and MMID or just a mobile number and bank name (up to ₹5 lakh), the IFSC code is not needed.
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