Key Takeaways
- Coastal lifestyle, sophisticated healthcare, and expat-friendly communities are cheaper in smaller Middle Eastern cities than in Dubai or Doha.
- Single retirees in Fujairah, Antalya, Salalah, and Northern Cyprus can expect monthly budgets of $1,000 to $1,500, especially if renting a modest flat and living like a local.
- UAE retirement visas include stricter income and wealth criteria, whereas Turkey offers flexible residence permits, and Oman offers longer-term residency cards.
If your retirement dream includes warm seas, sunny winters, and a slower pace of life, parts of the Middle East can deliver all of that at a fraction of what you’d pay in many Western cities. Several coastal and secondary towns in the region now attract retirees who want modern infrastructure, private healthcare, and rich culture without luxury-city price tags.
In many of these destinations, a single person or couple can live comfortably on roughly $1,000 to $2,500 a month, depending on their lifestyle, with rents for modest apartments often in the $400 to $800 range.
Fujairah, United Arab Emirates
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Fujairah gives you UAE infrastructure and beaches at a much lower price point than Dubai or Abu Dhabi. Rents for a furnished studio average around 2,133 dirhams a month in Fujairah versus about 5,513 dirhams in Dubai, a huge saving if you’re on a fixed income. Cost-of-living data suggests a budget-conscious single person can get by on about $1,291 a month, including rent, though most retirees will want more wiggle room.
Muscat, Oman
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Muscat combines a dramatic coastline, a reputation for safety, and a more relaxed feel than many Gulf capitals. Recent estimates indicate that a single person can live well on about 800 to 1,200 Omani rials per month (around $2,080 to $3,120), while a couple may require 1,500 to 2,000 rials. Two-bedroom apartments typically rent for $800 to $1,200. Oman is also extending residency cards for foreigners up to 10 years, simplifying long-term retirement planning.
Amman, Jordan
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If you prefer city life, Amman offers cafés, markets, and access to world-class sites like Petra and the Dead Sea at prices below many Western capitals. Expat guides place typical monthly costs for a single person between about $1,500 and $2,000, with one-bedroom apartments often in the $500 to $700 equivalent range, depending on the neighborhood. Amman is also known for solid private health care options and generally good safety in central districts.
Antalya-Adjacent Turkish Riviera Towns (Turkey)
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Sea views, a moderate climate, and affordable prices are available in little Mediterranean coastal communities near Antalya. In 2025, singles in Antalya can live on $1,000 to $1,400 monthly, while retired couples in Turkey can expect to spend about $1,500 to $2,500, based on their city and lifestyle. Foreigners staying longer than 90 days need a residency permit, and after eight years, long-term visas are available.
Northern Cyprus
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Northern Cyprus offers a Mediterranean vibe, low daily costs, and is known for being safe and English-friendly. Expatra says a retired couple can live well on about $1,400 to $1,500 monthly, which covers rent for a two-bedroom sea-view apartment costing $500 to $600. Pension income is not taxed locally, which can further stretch retirement funds.
Salalah, Oman
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If you like the idea of a green, tropical feel without leaving the Gulf, Salalah’s khareef (monsoon) season turns the area lush each summer. Expat reports say a single person's monthly costs are about $1,000 to $1,500. One-bedroom apartments usually rent for $400 to $600, while larger villas go for $800 to $1,500. Residents point out the low crime rate, friendly locals, and a relaxed lifestyle that attracts retirees who enjoy quiet beaches and nature instead of city noise.
What to Know Before You Go
- Residency and visas: The UAE offers a five-year retirement visa to 55-year-olds with 1 million dirhams in savings or 20,000 dirhams per month. Turkey uses renewable residence permits that can lead to long-term residency after several years. Northern Cyprus and Oman allow long stays, but they normally require income, savings, or property verification, and Oman requires a local residency sponsor or employment.
- Health care access: Private hospitals and clinics are often found in capital cities and larger areas like Muscat, Amman, and Antalya. Retirees with chronic conditions should consider living close to these centers and having good private insurance.
- Climate and culture: Gulf cities will have very hot summers, while Turkey, Cyprus, and parts of Jordan will have milder Mediterranean climates. In some areas, expect conservative dress and alcohol restrictions, so take time to learn local customs.