For US Residents · 2-Minute Free Inquiry

See If You May Qualify For Debt Relief

See If You May Qualify For Debt Relief

For credit cards & other unsecured debt Programs typically run 24 to 48 months* Free Inquiry & no obligation.
Fran M
★★★★★ Fran M. · Google Review · Feb 2025
"Curadebt is a great company. They treat you like a person not just a number... They were always helpful and responded to email and phone calls promptly. I recommend them very much." Individual experience. Results vary.
A+ Rating
Better Business Bureau Accredited
No SSN required · Your information stays private
238+ Reviews
1,300+ Reviews
262+ Reviews

How It Works

No upfront fees. No obligation. 25 years of debt relief experience now goes into matching you with the right independent partner for your situation.

1

Share Your Situation In Two Minutes

Free, confidential — no upfront fees, no obligation, and the soft credit check won't affect your score.

2

Talk Through Your Options

An independent provider may contact you to discuss available options.

3

Choose What Works For You

If a plan fits your situation, you'll work directly with the independent provider every step of the way — application, monthly deposits, and settlement negotiations. Enrollment is your decision. They may compensate us for the referral.

Frequently Asked Questions

CuraDebt has 25 years in the debt relief industry, dating back to 2001 — experience that now goes into matching consumers with independent third-party providers. BBB Accredited Business with an A+ rating. 1,600+ five-star reviews across review platforms. No fees to use the matching service. No obligation. Start a free consultation to learn about available options.

Debt relief is generally suited for individuals carrying $10,000 or more in unsecured debt who are seeking a faster path forward. A free consultation can determine whether debt relief or another approach is the right fit.

Independent providers in CuraDebt's partner network negotiate with creditors with the goal of reducing balances owed. Enrollees typically make one monthly deposit, and program length varies by individual circumstances. A free consultation reviews how a custom plan would work.

Provider fees are typically charged after settlements are reached, not upfront. The monthly deposit amount varies based on enrolled debt and individual circumstances. A free consultation provides specifics.

Credit cards, medical bills, personal loans, collections, lines of credit, and more — plus separate networks for tax debt and business debt. Start a free consultation to confirm what qualifies.

The eligibility form uses a soft credit check, which does not impact credit scores. Debt settlement programs themselves may adversely affect credit during participation. A free consultation reviews the typical credit outlook for individual situations.

Program length varies based on enrolled debt amount, individual circumstances, and the specific provider matched. A free consultation provides a personalized timeline.

Yes. The independent provider matched with each consumer stays involved every step — from setup through each settlement. A free consultation introduces the support team.

Yes. Information submitted through the form is encrypted and only shared with the independent provider matched for the consultation.

Bankruptcy may be appropriate in some situations. Because every financial situation is different, consumers often explore multiple options before deciding what path is best for them.

Reviews

Reviews From Real CuraDebt Clients.

About these reviews: These verified reviews come from CuraDebt's profiles across major review platforms and reflect customer service experiences with the CuraDebt team. Many predate March 2026, when CuraDebt operated debt settlement directly; today CuraDebt matches consumers with independent third-party providers. Individual results vary.
5.0 ★ ★ ★ ★ ★
1,300+ verified reviews
★ ★ ★ ★ ★

"Patrick from CuraDebt provided outstanding service. From the very beginning, he was professional, patient, and extremely knowledgeable. He took the time to explain every detail clearly, answered all my questions, and made the entire process easy to..."

Osvaldo B. · Miami, FL · Customer Lobby · January 16, 2026
★ ★ ★ ★ ★

"Contacted Curadebt to inquire about bankruptcy settlements and I was lucky enough to get connected with AnthonyV. His patient and engaging demeanor was a breath of fresh air. Knowing that this decision can be scary and overwhelming for many, he was thorough in..."

L R. · Delray Beach, FL · Customer Lobby · January 16, 2026
★ ★ ★ ★ ★

"Melvin was outstanding in providing me with all the options available. He took the time to answer all my questions. Very honest and straightforward."

D M. · New York, NY · Customer Lobby · November 3, 2025
★ ★ ★ ★ ★

"Oscar was extremely helpful explaining every detail of every step taking much of my confusion and anxiety away. I would highly recommend their services to anyone in need of debt consolidation."

Paul S. · Dumfries, VA · Customer Lobby · October 25, 2025
★ ★ ★ ★ ★

"Paula was very friendly and direct in her command of the debt clearing services. She fully explained how the service works and exactly what should be expected. Thank you."

Charles M. · Dayton, OH · Customer Lobby · September 18, 2025
★ ★ ★ ★ ★

"Melvin provided excellent service. Explained program and walked me through the process in great detail. Was very meticulous and we completed the application in a timely manner."

J V. · Johns Island, SC · Customer Lobby · September 4, 2025
4.9 ★ ★ ★ ★ ★
216 verified reviews
★ ★ ★ ★ ★

"Very helpful. Very patient. Made me feel at ease. Explained very well."

Sherrie Crosby · Trustpilot · Jan 5, 2026
★ ★ ★ ★ ★

"Melvin at Curadept was very professional. He understood very well what my needs were and was very, very helpful. I am so thankful that I called and got connected with him."

Donnie Powers · Trustpilot · Jan 2, 2026
★ ★ ★ ★ ★

"Catalina was attentive, professional, and genuinely caring about helping clients."

Susanb · Trustpilot · Feb 2, 2026
★ ★ ★ ★ ★

"Patrick G. was highly professional and knowledgeable throughout the process. He helped put me at ease with my current situation and made the entire experience easy and stress-free."

P. Doshi · Trustpilot · Jan 1, 2026
★ ★ ★ ★ ★

"Melvin P. is a very nice person, asked me if I understood what I was being offered, he wasn't pushy, very understanding."

Janie Castro · Trustpilot · Dec 13, 2025
★ ★ ★ ★ ★

"Melvin was so helpful! Makes you feel like he is truly there to help without passing judgement and being so understanding. Made sure i understood what was happening and the process. Amazing!!"

Vannesa Perez-Ortiz · Trustpilot · Oct 9, 2025
BBB · A+ Rated · BBB Accredited Business ★ ★ ★ ★ ★
27 verified customer reviews · 4.89/5
★ ★ ★ ★ ★

"This is more than just business. Their team is really committed to help and find the best options for their customers. They are always friendly and understanding. Their communication is amazing! They also respond quick to any emails or messages."

Jennifer P · BBB · Oct 4, 2024
★ ★ ★ ★ ★

"Melvin was amazing and helped walked me through the process and explained everything that was happening. I appreciated Melvin's knowledge, customer service skills, and his patience! I couldn't be more happy with the experience!!"

Ashley C · BBB · Oct 7, 2024
★ ★ ★ ★ ★

"Julio M. is a wonderful person to work with. He is so professional, kind, and understanding. He is so attentive to your needs and very compassionate, He answers any and all questions that you may have."

W. C · BBB · Jan 16, 2025
★ ★ ★ ★ ★

"Julio's customer care was great. He did not let me get off the phone without helping me out. Julio was very clear and very positive patient with all the information."

Kevin E · BBB · Dec 11, 2023
★ ★ ★ ★ ★

"Was extremely professional, patient and very thorough. I felt helpless at the time of our initial call and he assisted me to find a solution and I am very grateful for that."

Juan M · BBB · Jul 21, 2023
★ ★ ★ ★ ★

"Son una compañía que mantienen al tanto cómo es ya el proceso y explican con buen detalles sobre como está tu caso y agradezco mucho la explicación que están dispuestos a dar y el gran servicio y amabilidad."

Lillian M · BBB · Sep 23, 2024
4.8 ★ ★ ★ ★ ★
350+ verified reviews
★ ★ ★ ★ ★

"amazing, no judgment, not pushy, very calm voice, helped me understand what I needed to do, was not a fast talker. simply amazing i feel some relief coming my way"

Evanne Katasse-Roberts · Google Review · Mar 18, 2025
★ ★ ★ ★ ★

"Gave me a lot of good information and customer service was very professional."

Fernando Ramos · Google Review · Jul 31, 2024
★ ★ ★ ★ ★

"Patrick G. from Curadebt was a tremendous help, he was patient, attentive, and competent, but more importantly curadebt gave us a path forward to deal with multiple high interest CC."

Eudinio Perez · Google Review · Jan 2026
★ ★ ★ ★ ★

"I was skeptical, however; Melvin made the process much more comfortable as he explained each step and did not rush me."

Barbara J LaLonde · Google Review · Sept 19, 2024
★ ★ ★ ★ ★

"Very helpful and understanding of what anyone is going through. Thank you"

Omar Mendoza · Google Review · Feb 18, 2025
★ ★ ★ ★ ★

"Melvin was great at explaining everything until I understood what he said. Very patient great guy."

Lyn · Google Review · Nov 7, 2024
5.0 ★ ★ ★ ★ ★
verified reviews
★ ★ ★ ★ ★

"Was hesitant initially but after speaking with Patrick G I decided this plan of action is the best choice for me. Already feeling a sense of relief. Patrick is great to work with and appreciate his quick responses to my inquiries and concerns"

Caroline B. · Yakima, WA · Yelp · Dec 19, 2025
★ ★ ★ ★ ★

"Patrick G. was the best. He was very patient, very thorough. Walked me through everything that needed to go over and there was a lot but you know we got it taken care of and I have much thanks to him."

Anthony F. · Austin, TX · Yelp · Feb 4, 2025
★ ★ ★ ★ ★

"I am grateful there are companies out there like Cura Debt that care for the people they speak with and are willing to help. Their counselors are very informative on all of the options and cover both the good and the bad and let the customer choose what's best for them."

Kyle H. · Herriman, UT · Yelp · Jul 13, 2015
4.9 ★ ★ ★ ★ ★
262 verified reviews
★ ★ ★ ★ ★

"Marlena was very friendly and professional. Took the time to help me understand the process and my options. I felt very comfortable with her."

Susan B. · OH · Shopper Approved · Nov 21, 2019
★ ★ ★ ★ ★

"Deborah Gilbert is the most professional down to earth knowledgeable person I've ever done business with over the phone. She has simplified everything the company offered, listened to me & didn't over talk me at all & didn't pressure me into doing anything."

Drew D. · AL · Shopper Approved · May 16, 2019
★ ★ ★ ★ ★

"My experience with CuraDebt was amazing! Specifically with Deborah. So helpful! I came in very stressed and overwhelmed and after speaking with Deborah I felt more relaxed and more knowledgeable on what steps to take."

So H. · FL · Shopper Approved · Apr 25, 2019
★ ★ ★ ★ ★

"At first, I was reluctant with considering debt relief assistance but after contacting Curadebt, my mind was at ease. The communication between myself and Zac was open and reassuring. He made me feel comfortable throughout the process and was always available to answer my questions."

Josh · LA · Shopper Approved · Jul 22, 2019
★ ★ ★ ★ ★

"This is all new to me but I feel secure with cura debt, any representative I speak too is very friendly and helpful."

Sam · WI · Shopper Approved · Apr 21, 2021
★ ★ ★ ★ ★

"A very professional and good experience. They don't put you off and are always able to take time to explain in detail your questions."

Rushelle N. · IL · Shopper Approved · Jan 12, 2022