Purvi Bhavsar

Dr. Alok Misra, CEO & Director, Microfinance Industry Network (MFIN), spoke to NDTV Profit on how the #microfinance sector is moving back towards normalcy and showing signs of recovery despite a liquidity crunch, supported by strong rural demand and buoyant consumer confidence that signal resilience. #Microfinance #FinancialInclusion #EconomicRecovery #RuralIndia #Resilience #Banking #NBFC-MFI

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According to the MFIN Report (FY 2024-25), microfinance has a great reach across India with East and South contributing greater share. What this means for the industry: Huge untapped potential in North, West & Central India Greater need for financial literacy in under-served regions Expansion must balance growth with risk to avoid over-concentration For the microfinance industry, this is an opportunity—to take inclusion to where it’s needed most. #FusionFinance #MFIN #Microfinance #FinancialInclusion

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Dr Alok Misra, CEO & Director, Microfinance Industry Network (MFIN) spoke to CNBC-TV18 today on the news about hike in interest rates. He clarified the situation with facts leading to interviewer summarizing it as – range bound and waiting for banks to pass on rate cut.

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Microfinance sector poised for revival as credit quality improves, says MFIN As of June 30, 2025, the sector’s gross loan portfolio stood at Rs 3,53,233 crore, reflecting a contraction from a year earlier due to liquidity constraints and tighter underwriting standards. #Microfinance #NBFC #CreditQuality #MFIN #LoanPortfolio #InclusiveGrowth https://lnkd.in/dyEavEV5

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Bandhan Bank Appoints Shyam N Agrawal as Regional Head North-II & Product Champion. In a significant leadership move, Bandhan Bank, one of India’s fastest-growing private sector banks, has appointed Shyam N Agrawal as Regional Head North-II and Product Champion. This marks a decisive step in accelerating Bandhan Bank’s regional expansion and strengthening its nationwide commodity finance portfolio under its principle, “Aapka Bhala, Sabki Bhalai.” 1. Two Decades of Leadership – With 20+ years across financial services and pharma, Shyam has held leadership roles at Finova Capital, ICICI Bank, Bluecross Lab , and Bestochem Formulations, and began his career as a Marketing Executive at Ipca Laboratories Limited 2. Proven Commodity Expertise – His track record in structured commodity finance and product development positions him to scale innovative financial solutions for diverse customer needs. 3. Academic Strength – Dual MBAs in Finance and Management plus a B.Sc in Computer Science provide a robust analytical and strategic foundation. 4. Regional & National Impact – Expected to accelerate Bandhan Bank’s northern region growth while driving nationwide commodity business expansion. This isn’t just a leadership appointment — it’s a growth catalyst for Bandhan Bank’s mission of meaningful financial inclusion. Is this the momentum private sector banking needs to unlock India’s next wave of inclusive growth? #Leadership #Banking #FinancialServices #AgriFinance #BusinessGrowth #CareerMoves #RegionalGrowth #CommodityFinance #FinancialInclusion #PrivateBanking #InnovationInBanking #StrategicLeadership #FutureOfFinance #BandhanBank #InclusiveBanking

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Microfinance: The Foundation of Rural Economic Growth – Ajeet Kumar Singh! In a recent Navodaya Times opinion piece, our MD & Co-founder, Mr. Ajeet Kumar Singh, highlights how technology-driven microfinance solutions are revolutionizing financial accessibility for millions. By enabling access to small loans, microfinance empowers women, increases incomes, improves education, and enhances healthcare helping break the cycle of poverty and drive rural economic growth. Reed the full article Ajeet kumar Singh, Pankaj Kumar, Kaushal Singh, Aditi Mittal, Vishal Bhan, Dinesh, Shyam Patro, Brij Bihari Singh, Kaushik Kumar Nayan, CA. Pintu Kumar Singh, Jitendra Agrawal, Sourav Sharma, Manoj Kumar, Nishchal Rohilla, rahul bhatia Megha Bansal Ankit Mishra #Microfinance #FinancialInclusion #RuralEmpowerment #SAVEsolutions #SAVEMicrofinance #EconomicGrowth #AjeetKumarSingh

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🌾💸 Rural India drives microfinance! 🚜 Rural areas now contribute 80% of the microfinance book, the highest since 2011, as NBFCs shift focus 🏦. Can rural growth sustain India’s financial inclusion momentum?👇 #Microfinance #RuralIndia #NBFCs #Finance #Economy https://lnkd.in/dWY-tUfm

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The latest edition of 𝐂𝐑𝐈𝐅 𝐌𝐢𝐜𝐫𝐨𝐋𝐞𝐧𝐝 dives deep into the lending and repayment trends shaping India’s microfinance sector, from shifts in borrower activity across key states, to early signs of repayment recovery, and the ongoing long-term stress affecting portfolio health, among other critical insights. Packed with granular data and actionable takeaways, this report is a must-read for lenders, policymakers, and financial professionals navigating today’s evolving credit landscape. ​ Download the report to stay ahead of the curve: https://lnkd.in/disxfQXW  ​ #CRIF #Announcement #MicroLendReport #LendingInsights

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The early years of microfinance in India were marked by quiet but pivotal progress. From the emergence of SEWA Bank in the 1970s to government schemes like the Differential Rate of Interest (DRI) and the Integrated Rural Development Programme (IRDP) in the 1980s, these initiatives focused on uplifting rural communities These schemes had their own limitations, however, they laid the foundation for India’s microfinance movement. Part 2 of Micromosaic — a series by Svamaan tracing the roots of microfinance in India.  #Micromosaic #Microfinance #FinancialInclusion #RuralEmpowerment #WomenEntrepreneurs #Svamaan #Womeninmicrofinance #Women #Growth #Empowerment #Finance #Ruralempowerment #Microloans #Ruralindia #Financialempowerment #Financialinclusion #Microfinancing

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