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Low-risk Golden Visa Investment Funds

Compare 9 Low-risk investment funds for Golden Visa applications.

LC

Lince Yield Fund, FCR

GV-intended (manager-stated)
Open
Verified Dec 11, 2025
Debt

Lince Yield Fund, FCR is a regulated Portuguese private credit and income-focused fund targeting a 5% annual yield. It finances mature, financially sound SMEs through secured and mezzanine debt, prioritising capital preservation and stable distributions. Built for risk-averse Golden Visa investors, it combines defensive credit strategies with the safeguards of a CMVM-supervised FCR.

CMVM: 2225Min: €100,000Mgmt: 2%
Min. Investment€100,000
Lock-up Period6 years
RedemptionEnd of Term
Fees:2%Mgmt·20%Perf
SF

INZ Fund

Open
Verified Jan 5, 2026
Private Equity

INZ is a closed-ended Private Equity fund focused on renewable energy and energy-efficiency assets across Iberia, fully engineered for Golden Visa eligibility. Managed by STAG Fund Management and in line with UN Sustainable Development Goals, the fund aims to create steady, long-term value by investing in distributed solar, clean transportation, and low-carbon infrastructure using a careful, impact-focused approach.

Min: €150,000Mgmt: 1.6%
Min. Investment€150,000
Target Return8% p.a.
RedemptionEnd of Term
Fees:1.6%Mgmt·15%Perf
BC

Portugal Prime Fund

Open
Verified Nov 26, 2025
Private Equity

A closed-end private equity fund regulated by CMVM, investing in Portugal's thriving hospitality sector. Designed to comply fully with the Portugal Golden Visa requirements.

Min: €100,000Mgmt: 0.2%
Min. Investment€100,000
Target Return5% p.a.
RedemptionEnd of Term
Fees:0.2%Mgmt·25%Perf
BC

Portugal Prime, FCR

Open
Verified Nov 26, 2025
Private Equity

Closed-end CMVM-regulated private equity fund investing in hospitality operators (non-real-estate) across Portugal's tourism sector; offers two tracks — 2% p.a. fixed (Capital Preservation, exit at citizenship) or ~10% target IRR (Upside, exit at maturity); Golden Visa eligible (minimum €100,000).

Min: €100,000Mgmt: 0.2%
Min. Investment€100,000
Target Return2% p.a.
RedemptionEnd of Term
Fees:0.2%Mgmt·25%Perf
Other

The Optimize Portugal Golden Opportunities Fund is an open-ended UCITS investment fund designed to meet Portugal Golden Visa requirements through regulated capital markets exposure. Managed by Optimize Investment Partners SGOIC, it focuses primarily on Portuguese listed equities and debt securities, with no direct or indirect real estate exposure. The fund offers daily liquidity, transparent NAV pricing, and CMVM supervision, positioning it as a liquid alternative to traditional closed-ended Golden Visa funds.

CMVM: 1093Min: €500,000Mgmt: 1.8%
Min. Investment€500,000
Risk ProfileConservative Risk
RedemptionDaily
Fees:1.8%Mgmt·NonePerf
CV

Steady Growth Investment Fund

Open
Verified Nov 26, 2025
Other

Your path to secure wealth building through a diversified, actively managed multi-asset strategy combining bonds, equities, gold and deposits, tailored for Golden Visa investors in Portugal.

Min: €500,000Mgmt: None
Min. Investment€500,000
Risk ProfileConservative Risk
RedemptionEnd of Term
Fees:NoneMgmt·NonePerf
HC

Heed Top Investment Fund

Open
Verified Jan 5, 2026
Debt

A CMVM-regulated, open-ended alternative investment fund that invests primarily in Portuguese bonds and equities, with flexibility to allocate to ETFs, other funds, and international securities for diversification

CMVM: 115Min: €100,000Mgmt: 1.5%
Min. Investment€100,000
Target Return5% p.a.
RedemptionDaily
Fees:1.5%Mgmt·20%Perf
IG

IMGA Portuguese Corporate Debt Fund

Open
Verified Dec 7, 2025
Debt

The IMGA Portuguese Corporate Debt Fund offers conservative exposure to corporate bonds and commercial paper issued mainly by Portuguese companies. It’s designed for investors seeking steady, lower-volatility returns, daily liquidity, and a strategy built around high-quality issuers with a strong foothold in Portugal’s real economy.

CMVM: 1985Min: €500,000Mgmt: 1.7%
Min. Investment€500,000
Risk ProfileConservative Risk
RedemptionDaily
Fees:1.7%Mgmt·NonePerf
OC

Portugal Liquid Opportunities, FCR

Open
Verified Jan 22, 2026
Other

Open-ended, FACTA-compliant public equities vehicle managed by Oxy Capital – SGOIC, S.A., investing over 60% in Portuguese listed equities and under 40% in international equities via Oxy's proprietary strategy; perpetual subscriptions with daily liquidity and no redemption fee after three years for Golden Visa investors.

Min: €100,000Mgmt: 1.2%
Min. Investment€100,000
Target Return8–10% p.a.
RedemptionWeekly
Fees:1.2%Mgmt·20%Perf

Frequently Asked Questions about Low-risk Portugal Golden Visa Investment Funds

Low-risk Golden Visa investment funds are specialized investment vehicles that focus on low-risk sectors and are marketed for Portugal's Golden Visa program (per manager statements). These funds allow non-EU investors to potentially obtain Portuguese residency by investing €500,000 or more in low-risk investment opportunities—subject to verification by Portuguese legal counsel.

Currently, there are 9 low-risk funds available in our directory that are marketed for the Portugal Golden Visa route (per manager statements). Each fund should be verified with Portuguese legal counsel to confirm eligibility.

Portugal Golden Visa fund route requires €500,000 total investment (post-October 2023 regulatory changes), with no real estate exposure permitted. Individual low-risk fund subscription minimums may be lower, but total qualifying investment must reach €500,000. Eligibility must be confirmed with Portuguese legal counsel.

Low-risk funds marketed for the Golden Visa are regulated investment vehicles subject to oversight. While all investments carry risk, these funds must demonstrate their ability to support Portugal's economic development goals in the low-risk sector. Consult with legal and financial advisors before investing.

For Golden Visa purposes, you must maintain your investment in Low-risk funds for a minimum of 5 years. After this period, you may be eligible for permanent residency or citizenship, depending on other requirements such as language proficiency and time spent in Portugal. Confirm all requirements with Portuguese legal counsel.

Yes, when investing in Low-risk Golden Visa funds, you can include your spouse, dependent children under 26, and dependent parents over 65 in your application. This makes the investment particularly attractive for families seeking EU residency.