Anna Kireeva
Anna is a marketing communications professional who specializes in digital marketing strategies and long-form content.
She pens blog articles about a wide range of topics, such as money matters, personal finance and government transactions in the Philippines. Prior to joining the Digido Team, she served as a journalist specializing in collecting scientific journal articles on Machine Learning and AI for two years.
Anna has almost 7 years of combined experience in content marketing, SEO content creating and public relations. She has also produced corporate blogs, magazine features, white papers, product listings, reviews, and press releases.
When she’s not writing, Anna enjoys taking long walks with her dogs and embarking on adventures to new destinations.
Author posts
March 11, 2023
The Philippines is one of the most rapidly-growing economies in the world. Still, the country continues to struggle with high poverty levels and a huge wealth disparity(1). Many people in the Philippines struggle with low income. The majority...
March 10, 2023
An income tax return is a yearly document from the Bureau of Internal Revenue (BIR). Today, we will discuss the following:
What is an income tax return (ITR)?
Who needs it and why?
How to get an income tax return in the Philippines?
...
March 7, 2023
Are you tired of living paycheck to paycheck? Are you looking for a way to increase your income without having to work longer hours? There's a solution that can help you achieve financial freedom: passive income.
Passive income is money...
February 21, 2023
Electricity is becoming more and more expensive in the Philippines. It is concerning, considering that for the same consumption of power, you now have to pay almost double the price. As a hot country, we need air-conditioning systems and...
Patok ang cellphone sa Pilipinas dahil mahilig ang mga Pilipino sa text at social media. Noong 2020, ang Pilipinas ay mayroong 79 milyong populasyon na gumagamit ng smartphone (1). Ang bansa rin na ito ang text capital ng mundo. Dahil diyan,...
February 14, 2023
For shopgoers, owning more than one loyalty and reward card is not uncommon. From grocery, clothing, or other essential stores, they will surely have a card ready for swiping to avail of various fancy rewards. Of course, who doesn't want...
February 7, 2023
Isa sa mga kailangan mong kumpletuhin para maging lehitimo ang iyong negosyo ay ang magparehistro sa Bureau of Internal Revenue. Kasama si Digido, malalaman natin ang proseso kung paano ito gagawin!
Paano I-register ang Online Business
Ang...
Expert posts
January 24, 2025
Did you know that more than half of the people in the Philippines need loans to reach their money goals? Whether you are paying for personal needs or facing sudden costs, loans are available to offer extra help. However, a suitable loan among...
Have you ever been in a situation where you needed a large amount of money for something big that you want to invest in, like your home renovation or even a business? Ever wondered if there is a way that you can easily obtain the funds here in the...
January 13, 2025
Wait, you need quick cash to spend on something important? Well, there’s a way to obtain funds quickly without surrendering much at first with title loans. If you have a car, or maybe a land property, you can easily get money by giving the...
December 23, 2024
Ever thought about joining a credit cooperative? They offer plenty of benefits, from affordable loans to shared profits. In this article, we’ll explore credit cooperatives in the Philippines, how they operate, and why becoming a member might...
November 27, 2024
The Philippine property market is witnessing substantial growth driven by a robust economy, increasing demand for affordable housing, rising urbanization, and a growing middle class.
When examining various housing types, condominiums saw the...
November 26, 2024
We all have situations in life that require extra financial resources to resolve. Personal loans can be of great help in these circumstances.
Consumer Credit in the Philippines increased (1) from 722.46 Php billion in the fourth quarter of 2023...
November 25, 2024
Many people associate investing funds with complex financial processes. However, don’t think that only professionals with a lot of experience can get a good profit. Everyone can learn to invest their own money profitably. The main thing is to...
November 22, 2024
The urban population in the Philippines is growing at a rapid pace. The busy lifestyles of professionals, students, and even young parents force them to turn to laundry services. Even though there are many such businesses in different...
In the Philippines, bread is a widely loved food that plays a significant role in the nation's culture and identity. Local bakers have developed various types of Filipino bread that reflect influences from Spanish, Chinese, and American culinary...
November 21, 2024
The Filipino government is now in the process of establishing a National Identification System to optimize people’s access to state services. Upon its completion, the system will recognize one single ID that people will use for all...
November 18, 2024
For many parents, the cost of education in the Philippines feels like a never-ending burden. From the moment their child enters school, the expenses start piling up—tuition fees, books, uniforms, and extracurricular activities. The pressure to...
October 29, 2024
Starting a buy and sell venture in the Philippines presents an excellent opportunity to engage with the nation’s expanding economy and potentially generate substantial earnings. You don’t necessarily need a formal business education or...
October 15, 2024
QR codes have expanded its reach, allowing users to pay a wide variety of bills—from utilities and tuition fees to online shopping and, of course, Digido loans. Many companies and service providers across the Philippines are adopting QR Ph to...
October 2, 2024
Annulment is a complicated and costly legal process that many people from the 449,428 registered marriages (1) cannot afford. Besides the high annulment cost in the Philippines, the emotional and mental strain it puts on those involved can be...
September 23, 2024
Starting a business is always exciting but equally challenging, with one of the common problems new entrepreneurs face being securing adequate funding.
In the Philippines, as of 2024, 99.5% of all registered businesses (1) are micro, small,...
September 13, 2024
The need for quick and reliable loan options is at an all-time high. Whether it’s an emergency, a business opportunity, or just covering some personal expenses, people are on the lookout for platforms that can deliver both speed and...
August 20, 2024
The coffee scene in the Philippines is buzzing with activity, as coffee shops become increasingly popular in both urban and rural areas. This surge is fueled by the country's rich coffee heritage and a growing demand for high-quality coffee...
August 9, 2024
In the Philippines, loans have become an essential financial tool for many Filipinos, especially those working in the Business Process Outsourcing industry. BPO employees often face unique financial challenges, including irregular work hours and...
June 7, 2024
The eCommerce market of the Philippines is forecasted to reach approximately 60 billion USD in 2030 which is supposed to be a significant growth compared to its 15 bln USD value in 2022 (1). Such a competitive landscape makes creating a new...
June 6, 2024
A credit card is an indispensable part of modern life. However, some Filipinos are wary of this banking product for fear of being held hostage to constant payments and ruining their credit rating. There is no need to be wary of a credit card,...
June 4, 2024
Many Filipinos share the dream of becoming an entrepreneur and venturing into franchising business. However, achieving this goal requires a mix of passion, financial commitment, and legal conformity with government and franchisor's guidelines...
May 20, 2024
A bank certificate is an official document issued by banks that verifies an account holder's details and current balance. Whether for international travel, securing loans, or regulatory compliance, knowing how to access and utilize this document...
May 16, 2024
In order to apply for a new job, travel or perform any other activity that requires a background check, a Filipino needs to obtain an NBI Clearance. While a few years ago, one had to wait in long lines at issuing offices to get the document, the...
May 15, 2024
Entrepreneurship in the Philippines might be associated with small local offline ventures — at least, because 44% of the citizens remain unbanked (1). However, it doesn’t mean you cannot begin an online business and find a way to deliver...
July 3, 2023
If you have unpaid credit card debts in the Philippines, you might be wondering how to deal with them without getting into more trouble.
In this article, you will learn about the Interbank Debt Relief Program (IDRP), or the credit card...
June 28, 2023
There are many questions about the overseas employment certificate. As such, we deemed it best to provide you with accurate and factual data about it. In this article, you will learn the following:
OEC meaning
OEC requirements
OEC...
June 21, 2023
For many businesses around the world, the Philippines remains the top outsourcing destination of choice for customer service. When choosing to work with a call center, the Philippines is often the first country many foreign investors have in...
June 7, 2023
Being a solo parent does not have to be difficult. Even if you’re raising your child without a spouse or partner, your family resources should not be limited. You can find support in other family members, friends or in your community. In...
May 31, 2023
Obtaining a Senior Citizen's ID Card is indeed crucial for individuals who qualify as senior citizens. In the Philippines, the importance of this identification card stems from the provisions outlined in Republic Act No. 9994, also known as the...
May 26, 2023
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What is DOLE: What are the...
May 25, 2023
Technically speaking, there are no more social classes in the Philippines. Social segregation was abolished when the Americans took over the country after the Spanish-American war. Today, the term “social class” refers to the income bracket...
May 23, 2023
The government recognizes the importance of caring for people with disabilities (PWDs) and has developed a special program to support PWDs in society. PWDs are given social protection for them to enjoy equal rights with the rest of the...
May 18, 2023
Fathers in the Philippines have a right to get a leave of absence from work at a time when they are having children. But how many days can you have, and what are your rights as a father?
In this article, we will talk about things like “what...
May 16, 2023
The National Police Clearance is an important document to prove that you have no cases or derogatory records in the entire country. It is different from the local police clearance. The local police clearance only clears you from the perspective...
May 10, 2023
If you are a freelancer, you must pay and get your occupational tax receipt or OTR, as it is an important document to prove that you paid your taxes.
The occupational tax receipt is like a professional tax receipt, or PTR. However, the PTR is...
April 28, 2023
Loan Apps is giving customers unprecedented access to borrowing money in the Philippines. Its increasing popularity has proven that more Filipinos are preferring to avail of a loan just by using a smartphone and opening one of the legit loan...
April 25, 2023
The Pag-IBIG Loyalty Card is a rewards program launched by the Home Development Mutual Fund, also known as the Pag-IBIG Fund. It aims to provide additional benefits to members and encourage them to save and invest more through the Fund.
The...
April 24, 2023
Do you want to borrow money and use your house as collateral? After all, a house is one of the most important assets you can have, and it has a value that you can offer to loaners. Before you apply for a loan, it just makes sense to understand...
April 21, 2023
Do you find it challenging to manage numerous debts and make monthly payments on time? A debt consolidation loan in the Philippines may be the answer you need to streamline your finances and regain control. A single loan can streamline your...
April 19, 2023
The Department of Labor and Employment (DOLE)(1) is the Philippine government agency responsible for promoting the welfare of workers, job creation, and maintaining industrial peace. DOLE serves as the primary policy-making and coordinating...
April 18, 2023
The Philippines is a country that protects its employees. As such, those who work in legit companies can expect to get paid properly. Today, we will show you how to calculate overtime pay in the Philippines, so you know if you are earning...
April 17, 2023
Alam mo ba na pwede kang umutang ng wala kang trabaho? Karamihan sa mga tao ay nag-iisip na maaari lamang silang humiram ng pera kung mayroon silang trabaho; karamihan sa mga kumpanya ay humihingi ng kanilang patunay na sila ay may suweldo.
Ang...
April 14, 2023
Are you in need of a new laptop but struggling to come up with the cash to purchase one? Fortunately, there are several options for obtaining a laptop loan in the Philippines.
Whether you’re a student, freelancer, or small business owner,...
April 13, 2023
As a professional in the Philippines, you are required to pay a special kind of tax known as the professional tax receipt (PTR) to ensure compliance with the country's tax laws. This tax is applicable to various professions, including doctors,...
March 29, 2023
What is Personal Loan No Requirements
It is commonly known that many borrowers in the Philippines do not qualify for traditional loans because they cannot provide the required documentation. Typically, when applying for a loan, there are certain...
March 27, 2023
Are you worried about your finances or looking to grow your finances during an economic standstill, consider investing in Variable Universal Life (VUL) insurance. VUL insurance is a great option for those who want to make a profitable investment...
March 22, 2023
Whether you are buying an appliance for the first time or replacing an old one, finding good options that are within your budget can be difficult. And even if you find one that satisfies your needs and preferences, it may not be...
March 17, 2023
Do you consider yourself a middle-class earner or citizen? What is the middle class in the Philippines? According to the Philippine Statistics Authority, a middle-income person is one who earns between ₱18,000 to ₱109,200 per month (1)....
March 15, 2023
Wants to build a dream house, but doesn’t have enough cash?
Fret not, because nowadays, it is possible for you to start building your dream home or project without worrying about your finances. Wondering how? Read on and you’ll find the...
March 10, 2023
Saving money is a difficult thing to do. You need strict discipline to be able to do this. The good news is that Filipinos found an ingenious way to save money without the need for a bank. All it takes is a group of like-minded people to support...
February 28, 2023
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If you're considering a career as a flight attendant in the Philippines, one of the most important factors to consider is your potential salary. Flight attendants play a crucial role in ensuring the safety and comfort of airline...
February 26, 2023
The average salary of a freelancer in the Philippines (1) is ₱24,000. It is too small, and freelancing has hidden costs, such as taxes, computer maintenance, internet, etc.
Freelancer's income is not stable. Because of this, it is not...
February 22, 2023
A home renovation is one of the only investments that can improve the quality of life in your living space and increase the value of your home in the future. Renovating can boost the return on investment (ROI) of a house. Some homeowners want to...
January 20, 2023
What are the in demand jobs in the Philippines?
The Philippines is a country of smart and hard-working people. The economy is growing, and it is high time you know which jobs have a high demand. This way, you can make the right decision about...
January 14, 2023
The time of year to obtain the new version of the business permit in the Philippines is every January. Contrary to what many people believe, business permit renewal is not based on fiscal year. The renewal of this document takes place every...
January 9, 2023
: What is?
Loan in 15 minutes is a short-term form of borrowing that provides a fast decision and a quick payout. When your available cash is low, and your source of cash will take several days to come, applying for loans...
December 22, 2022
How to Save Money in the Philippines
The salary in the Philippines is small, as it is a developing country, and the economy is not even comparable to other developed countries like the United States.
According to the Department of labor and...
December 16, 2022
If you wish to order an item but lack the means to do that, there’s no need to give up the idea. Go with a Buy Now Pay Later (BNPL) option.
One of the main advantages of BNPL is that consumers do not need to pay the full amount upfront to...
November 25, 2022
If you've ever applied for a job, started a business, or needed a loan in the Philippines, you've probably heard of a barangay clearance. But what exactly is it, and why do you need one? A barangay clearance is more than just a piece of paper; it's...
November 18, 2022
You should have a Barangay ID as it is one of the easiest types of IDs you can get from the government. As an identification card, you can use it as a valid ID to make transactions.
Today, we will answer all questions you have about getting a...
November 15, 2022
Employees are always on the lookout for higher compensation to fight inflation and keep up with the rising cost of living. Whether you are a fresh graduate or employed but looking for greener pastures, it is important to know how much a job...
November 11, 2022
Death is just as important as birth. If you have been given a life, it will eventually be taken from you. Death will always come when the time comes. Dying can be expensive and usually, the financial burden lies with the family of the deceased....
October 31, 2022
Teachers who have a small salary can now breathe in relief as LandBank now offers a LandBank loan for teachers. Professionals in the academic industry can now borrow extra money should the need arise. Today, we will discuss all the things you need...
Teachers in the Philippines, like in other countries, have low salaries. Because of this, it is not unusual for them to be short on cash from time to time. The good news is that banks are willing to lend them money, like the China Bank loan for...
About BDO Philippines
BDO Network Bank operates as a subsidiary of BDO Unibank, Inc., the largest bank in the Philippines. BDO acquired the bank which is formerly known as One Network Bank, Inc or ONB through a share swap transaction covering 99.59...
Paying your Digido Loan is now more easy and convenient when you pay using Maya App. No more long lines and everything is just one click away.
Step 1
Log in your Maya App, then click the “Bills” button. Once you click it a new window will...
SM Malls and Robinsons Malls are considered as two of the largest malls in the country. These malls also have the most number of branches nationwide that makes its service like bill payment centers more accessible for paying utility bills,...
You can now pay your Digido Loan from anywhere, at any time, with just one click using your MetroBank Mobile App.
Before you proceed to your payment you need to prepare and check the following details to avoid any hassle or mistake during your...
September 30, 2022
Image source: www.metrobank.com.ph
About Metrobank Philippines
Metrobank, officially known as Metropolitan Bank & Trust Company, is one of the premier banking institutions in the Philippines. It was founded in 1962 and has grown to become a...
Congratulations! The day of your freedom has come. You’ve submitted your resignation letter, had an exit interview with your boss and HR, completed the clearance form and said goodbye to your workmates.
The only thing that is missing is your...
September 5, 2022
What is PRC LERIS?
PRC LERIS refers to the Professional Regulation Commission's Licensure Examination and Registration Information System in the Philippines. It's an online platform that facilitates various services for examination, registration,...
September 1, 2022
The Philippine postal ID is one of the easiest to get here in the country. Due to its relative ease and convenience, many Filipinos line up at post offices and government booths around the country to apply for one.
It is a widely-accepted...
July 25, 2022
What is the SSS Disability Benefit?
The SSS disability benefit is a cash benefit given to SSS members who have a permanent disability, whether partial or total. It can be given as either a monthly pension or a lump sum amount.
To qualify for the...
July 21, 2022
In the Philippines, a police clearance is a document issued by the Philippine National Police (PNP) that certifies that an individual has no criminal or derogatory record based on the police database.
There are two types of PNP clearances: the...
Being a single mom or a single dad can be challenging but rewarding. After all, it has been proven time and time again that single parents can guide their children into being productive members of society even outside the confines of marriage or...
July 4, 2022
A certificate of employment is one of the most important documents that you can have in the Philippines. It gives details about the type of work that you’re doing and for how long you have been doing it. It is a required document by banks and...
July 1, 2022
Having a baby can be a tiring and rewarding experience at the same time. Parents feel a sense of accomplishment every time they see their child hit every milestone in preparation for life. They are prepared to sacrifice everything in order to give...
June 29, 2022
Whether you dream of traveling the world or spending quality time with family, early financial planning ensures you can enjoy your retirement years without financial worries.
While the SSS pension offers a safety net for retirees, the...
June 27, 2022
A cedula or community tax certificate (CTC) is perhaps one of the most important documents that you can get in this country. You can use it as proof of identification, to pay your taxes, and as certification that you have indeed paid your...
June 23, 2022
Death is such a taboo topic in the Philippines that it makes people uncomfortable to even think about it. Nobody likes to think that their lives are going to end at some point, no matter how absolutely certain it is. Another major factor...
June 22, 2022
Filipino food is such an integral part of our day to day life. For beginners, it satisfies our hunger, keeps us on the go, and can be used to forge societal connections. More than that, Filipino food speaks largely about who we are as people and as...
June 15, 2022
Established in 1935, the Armed Forces of the Philippines (AFP) are the country’s military force, consisting of the three main branches: the Philippine Army (PA), the Philippine Air Force (PAF), and the Philippine Navy (PN).
As described by its...
June 6, 2022
Nurses in the Philippines are important pillars of the country’s healthcare system. They are frontliners in every sense of the word: they are the first to give aid and care for the sick and injured. Along with other healthcare workers, they work...
June 3, 2022
The Philippine Coast Guard occupies an important role in Philippine society and sovereignty. They patrol our waters, conducting safety operations and protecting our maritime resources. They put their lives on the line just to be able to accomplish...
May 31, 2022
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As a country surrounded by large bodies of water, the Philippines needs a strong and capable navy to defend its borders and territories against intrusions coming from the sea. This is where the Philippine Navy comes in. The Navy...
April 29, 2022
It is now very easy and convenient to top up or receive money on your GCash account straight from a bank account. No need to fill out physical forms or go to bank branches anymore! Transactions can be done through bank websites and apps, and they...
April 11, 2022
The Philippine Drug Enforcement Agency is the government body tasked to prevent the entry and spread of dangerous drugs in the country. The PDEA also helps prosecute criminals involved in the drug trade in the country.
The drug trade is dangerous...
PLDT, and a stable Internet connection in general (1), has become an important component of our lives, especially as remote work and schooling became the norm amidst the pandemic.
Being away from our workplaces and schools have required us to be...
April 4, 2022
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The Bureau of Corrections fulfills a heavy responsibility in Philippine society: to ensure that criminal offenders in the country are being reformed and rehabilitated within the walls of its seven prisons and penal farms...
March 1, 2022
A line of credit is a popular option of revolving lending agreements. One of the most familiar credit line cases is a credit card, but it’s not necessarily one.
Way back before, all cashless transactions would come through credit cards. It...
October 14, 2021
Great offer if you haven't paid your loan on time!
Forgot about the repayment date? Not enough money to pay?
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Extend the loan and keep your credit score perfect!
Loan prolongation...
Want to save money?
Take a loan from Digido and get back as much as you borrowed!
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A unique benefit for new customers only!
Terms and conditions of the promotion:
1. The promotion is only valid for...
up to PHP 25,000!
You can easily increase your cash limit.
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A unique offer for our loyal customers!
What you need to do:
Take a loan from Digido
Pay it back on time with no delays in payments
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A few times a month we send our customers a special offer. Keep an eye on your email so you know exactly when to get a profitable loan!
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September 22, 2021
to a lucky winner for this cool promo!
Breaking News: Congratulations to all the winners!
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Promo Mechanics
This promo is open for all new and...
July 14, 2021
The Social Security System, or widely known as SSS (1), updates the monthly contribution table every year. Many Filipinos are against the SSS new contribution rate. However, it is the Republic Act 11199 that made the increase into...
We’re all dreaming and working for a comfortable retirement based on our regular monthly income, primarily through employment. Employees worldwide watch management activities for cost optimization, productivity enhancement, and automation with...
Whether you are pregnant or managing employees, you need to know a pregnant person’s rights when it comes to maternity benefits. You are not just entitled to 105 days of maternity leave — there are many other benefits you can enjoy.
You...
In the old days, the Social Security System of the Philippines (SSS) handed out cash to recipients or beneficiaries. This changed to checks, and now, to bank transfers. It is imperative that you have an SSS-accredited bank account so they can...
July 2, 2021
PayPal remains a pivotal player in the global digital payment landscape, with over 431 million active users as of 2023 and operations spanning more than 200 countries, including the Philippines. In the Philippines, PayPal is widely available and has...
Online shopping may be all the rage right now, but nothing beats the sheer exhilaration of going to a tiangge for quality goods at low prices. For some shoppers, it is still better to personally see and inspect a product before buying it, no...
A wedding is one of the biggest ceremonies and events in the life of a person, not just in the Philippines, but in the whole world. People take a long time preparing for it and spend a lot of money to have a decent and memorable wedding.
Today,...
April 9, 2021
Mobile wallets have seen an uptick in users and transactions especially over the past two years. The increased need for connectivity especially during a pandemic has led to more people embracing digital solutions, particularly those that help them...
Lazada is a prominent e-commerce platform in the Philippines, known for its wide array of products and significant market presence. In April 2024, Lazada, alongside Shopee, generated substantial sales in the Philippines, amounting to approximately...
April 5, 2021
There are so many reasons to look forward to your 60th birthday. More time to spend with family and friends, your long-awaited retirement from work with lump sums of money, a guaranteed monthly pension, and also a long string of benefits once...
When making any transactions to banks or other institutions, a valid ID is one of the important requirements. It is not a problem if you have a bunch of valid IDs stuffed in your wallet. But what if you are one of those Filipinos who struggle to...
The Philippine term “Ipon” means "Saving for the future."
Everyone has different financial goals at various life stages, such as college tuition fees, owning a car, or spending a foreign country vacation. The majority of the Filipinos live on...
March 24, 2021
Financial transactions are an integral part of our daily life. Traditionally, people used cash for all their economic activities. Later, other forms of financial instruments such as cheques, bank drafts, money orders, or digital payment options...
The BIR Tax Identification Number of TIN is a system-generated reference index number issued by the BIR to every citizen registered in its database. You can apply for it even if you are a student or an applicant.
All you must do is go to the...
When a business is going through a rough patch, typically, the owner’s first solution is to cut expenses. Considering the business’ fixed and variable expenditures, sometimes, terminating some of the employees is another option that the owner...
Sometimes company employees have to work on holidays, such as January 1 or April 1. In the Philippines, staff members are paid more money for this than for usual working days. That makes sense because when other people have a rest and enjoy...
February 15, 2021
Union Bank of the Philippines, Inc, founded in 1968 and initially known as Union Savings Mortgage Bank, became a commercial bank in 1982 and a universal bank in 1992. It is now among the top 10 universal banks in the country, noted for its high...
Bayad Center (1) started out as a physical establishment in the Philippines. Bills payment Bayad Center are usually located in malls like SM and Robinsons. Typically, they are located in the Customer Service areas of the mall. They also have...
Coins.ph is a platform where you could buy coins like Bitcoin, Ethereum, and many other types of coins. Over some time, it has evolved and now it is also a payment processing system for paying your bills in the Philippines. Today, we will talk about...
When you hear the words “convenience store”, what is the first thing that comes to your mind? For sure, you would answer 7-Eleven. Here in the Philippines, 7-Eleven is one of the well-known stores that Filipinos of all ages love to hang around....
February 8, 2021
Employees in the Philippines have rights. There are laws that state how much an employer should pay his or her employee per day. But how much is the monthly minimum wage in the Philippines 2025?
The minimum wage law in the Philippines does not...
Most Filipinos face difficulties in budgeting. They prioritize expenses over savings. It's only natural, as we all love to pamper ourselves and often make spontaneous purchases. So, when an emergency occurs, they don't have money to finance the...
Every government, including the Philippines, has to revise its salary standards from time to time. This is imperative, as the value of money fluctuates year after year.
If you are thinking of working for the Philippine government, or if you are...
January 29, 2021
The 13th month pay in the Philippines, is one of the most anticipated pays of the year. Contrary to popular belief, it is not a bonus. It is rather the right of an employee.
The 13th month pay is a mandated compensation for private...
A credit score is a measurement of your “credibility” as a borrower. The higher your score, the more likely you will get approved for a loan or credit card. You can achieve and maintain your good credit standing by paying bills on time and...
December 29, 2020
The Philippine National Police (1) is the police force of the country. Today we’d like to talk about the salary of our police officers in different grades or ranks. By the end of this tutorial, you will be able to understand what the police do,...
Firefighters in the Philippines (1) are part of a large and national government department called the Bureau of Fire Protection. Like all government employees, they are salaried, and they receive government compensation. Today, let us find out more...
December 17, 2020
In a world where technology evolves faster than our savings accounts, being equipped with the latest gadgets isn't merely a luxury, it's a necessity. As the Philippines strides forward in the digital age, the demand for mobile phones and tech...
For Filipinos earning an average income, owning a motorcycle is the best substitute for a car or public transportation. Unlike cars, motorcycles have lower maintenance costs, are somewhat more fuel efficient, do not take up too much parking...
It is not unusual around the world that we live from one paycheck to another. In our beloved country, the days leading to the next paycheck are called “petsa de peligro.”
It is a Spanish phrase. The petsa de peligro meaning is:
Petsa –...
December 16, 2020
The Cebuana Lhuillier Pawnshop is a popular pawnshop and money-transfer service in the Philippines with at least 3,500 branches nationwide. But the service had its humble beginning back in 1935 when it was still known as Agencia Cebuana. Many...
Are you in urgent need of cash? If so, you can go to a pawn shop and have any of your valuable items traded for credit! These items will act as collateral and pawn shops typically accept jewelry, watches, gold, cameras, television, computers,...
December 15, 2020
In the Philippines, unemployed and self-employed citizens can register and pay monthly contributions to prepare for retirement under the social security system. Those who are employed are required to pay.
Paying contributions to the Social...
The routine nature of the work profile makes life unexciting and reduces your scopes of acquiring new skills. Indeed, government employment remuneration might not be on par with private sector employment for a talented one. Getting additional...
The Filipino government's initiative to streamline various social security programs into a single card led to introducing the UMID ID card in 2010. This initiative aimed to implement a unified multipurpose ID incorporating advanced biometric data...
December 9, 2020
Digido is at the forefront of adopting novel solutions to provide innovative financial solutions to customers. As a legit and state licensed lender, we have a strong presence throughout the Philippines.
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Digido is a fully automated...
November 17, 2020
"The sooner we drop the 'e' out of 'e-commerce' and just call it commerce, the better. "
- Bob Willett, former President of Best Buy International.
A few years ago, such a statement would have brought, a mocking smile even within the elite...
In the Philippines, the adoption of credit cards continues to grow, reflecting a broader trend towards cashless transactions.
📌 In 2023, the global credit card payment market size reached USD 644.4 billion. It is expected that the market...
Image source: www.bdo.com.ph
BDO is one of the biggest publicly-held banks in the Philippines. It is owned by the same group that also has one of the biggest chains of malls and real estate companies in the country. Today, we will focus our...
November 2, 2020
A credit card is a popular financial tool that enables cashless payments for any goods and services both online and offline in virtually any sales outlet. Not only it opens you access to expensive purchases without spending all your savings right...
October 29, 2020
A personal loan comes in handy in difficult life circumstances. They can help you out if you need cash for medical emergencies, face unexpected financial difficulties, or lack money to pay the bills in time. You can also request a BPI quick cash...
September 11, 2020
A medical loan is a kind of credit that you use for health purposes. You can borrow money if you or some of your relatives are sick. You apply for a medical loan if you must to pay hospital bills or buy medicines that are expensive.
The focus of...
September 10, 2020
Being in quarantine for more than two years can make you feel that urge to just pack your bags and run away from the hectic demands of your everyday life in the city.
Others might feel FOMO while watching their friends pack their bags and...
Unemployment and underemployment are some of the most important problems of the Philippine economy. According to the Philippine Statistics Authority (PSA), the unemployment rate in the country is 6.4% as of February 2022, or equivalent to 3.13...
A migrant Filipino treads a tightrope walk to ensure a smooth balance of his or her expenses and the ability to support the family in the homeland. Any unplanned financial requirements such as emergency medical expenses, tuition fees, or an...
September 9, 2020
If you are a fresh graduate as a physician, it is likely that you are going to need some cash to start your own practice. Your other option is to work in a hospital, but you will still need some equipment. Many regions in the Philippines do not have...
In today's world you may need money urgently at any time. An urgent monetary requirement, such as fixing a drainage system or attending a wedding, can upset an average Filipino's entire financial planning. Setting aside a portion of your savings...
August 31, 2020
Teachers worldwide, including in the Philippines, are highly respected professionals. Many teachers prioritize feelings of gratitude and achievement over monetary gains. Despite this, teachers face challenges due to increasing expenses and an...
August 18, 2020
Personal loans up to 10,000 pesos are a kind of loan that is tied to your salary. It is a short-term loan that has a high interest rate. PHP 10,000 cash loans on the same day are great for people who are strapped in cash and need it now. Most...
When you urgently need money before your salary, you can always contact a financial institution. So, in the Philippines the system of online lending is gaining popularity, where you can quickly take an online loan in the amount of PHP 5,000. Such...
What is Payday Loan?
An online payday loan is issued by a private lender through the Internet. These are typically unsecured, are short-term, and can be granted quickly. These do not require collateral, but interest rates can be low or high...
August 6, 2020
Even with meticulous planning and efficient financial management, unexpected expenses can push things out of track. For an individual, it could be an unpaid electricity bill or a medical emergency. But for entrepreneurship, it could be pending...
April 15, 2019
What to do if there is an unexpected and unplanned event that requires you to have the funds? Bank loan can help you. But what if you are on the blacklist? State banks do not issue loans to persons whose data are contained in this database....
Having a regular and consistent income in the form of salary imparts an excellent feeling of financial security. However, life is quite unpredictable; an immediate requirement for money can sprawl from anywhere. It can be an emergency hospital...
Loans are an inevitable part of most Filipino's lives. They use it for a variety of activities, from covering medical emergencies to debt consolidation. It's quite usual for a Filipino, who lives on a shoestring budget, to miss the repayments of...
Looking for an online loan with low interest rate in the Philippines, with hassle-free way to secure funds?
Imagine you’re planning something big – maybe an unexpected expense or a special purchase – but lenders keep saying “no” due...
Online loan is a small loan issued by a financial institution via the Internet. This type of crediting differs from banking in that it is issued quickly, with a greater likelihood of approval and to different segments of the population. Online...
An emergency loan is one that you borrow because of unforeseen circumstances. Unlike other loans, this is a kind of loan that you can get in as quick as 24 hours. And rightfully so - you need cash right now.
The two most common types of emergency...
Even with excellent financial planning and discipline, it's impossible to completely eliminate the possibility of facing financial emergencies. These challenges may involve securing funds for your child's school fees, financing a vacation, or...
When urgently needing money, many turn to banks for fair loan terms. However, if you need a small pre-salary amount without collateral, banks might not be the best option. In the Philippines, there are lending companies offering...
Applying for a loan here in the Philippines does not have to be hard, even if you don’t have a bank account.
Given the fact that the majority of Filipinos are unbanked and untapped by the formal banking industry, private and informal...
Life for a student in the Philippines is quite tough. There comes a time when you need money to buy materials for your project, books, or other things that the university may require, especially if you are taking courses that require a lot of...