Notice at Collection - California
In accordance with the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), we provide this Notice at Collection to inform California residents about the categories of personal information we collect and the purposes for which we use this information. This Notice at Collection applies to personal information that is subject to the CCPA and CPRA, and not to information that is exempt from these laws.
For the purpose of this Notice, the terms "personal information," "sensitive personal information," "consumer," "business purpose," "commercial purpose," "third party," "service provider," "share," "sell," and "sold" have the same meaning as provided in the CCPA and CPRA.
Categories of Personal Information We Collect
We collect the following categories of personal information from consumers:
1. Personal Identifiers
2. California Customer Records (Cal. Civ. Code ยง 1798.80(e))
3. Protected Classifications
4. Commercial Information
5. Biometric Information
6. Internet or other electronic network activity information
7. Geolocation Information
8. Audio, electronic, visual, thermal, olfactory, or similar information
9. Inferences drawn to create a profile about a consumer reflecting the consumer's preferences or characteristics
10. Sensitive Personal Information
Purposes for Collection and Use of Personal Information
We collect and use personal information for the following purposes:
1. Online Auditing
2. Detecting and Protecting
3. Debugging
4. Short-term, Transient Use
5. Providing the Klarna Services
6. Analytic Activities
7. Research & Strategic Development
8. Marketing and Advertising of Klarna and its Products and Services
9. Marketing and Advertising of Klarna's and Our Partners' Products and Services through Cross-Context Behavioral Advertising and Similar Methods
10. Marketing and Advertising of Our Partners and Their Products and Services
11. Legal/Compliance/Regulatory purposes
Retention Period for Personal Information
We retain each category of personal information for a period consistent with our data retention policies or as required by applicable laws and regulations. If it is not possible to specify the exact retention period, we use criteria such as legal and regulatory requirements, the nature of our relationship with you, and the context in which the personal information was collected to determine the appropriate retention period.
Exercising Your California Privacy Rights
To exercise your rights under the CCPA and CPRA, including the right to opt-out of the sale and sharing of your personal information, the right to know what personal information we have collected about you, the right to request deletion of your personal information, and the right to correct inaccurate personal information, please visit our California Privacy Choices page, email privacy@klarna.com, or call +1 888 518-2771.
Privacy Policy
For more information about our privacy practices, please refer to our Privacy Policy.