Have you ever worried about money? You are not alone.
Download YNAB, get good at money, and never worry about money again.
“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020
Start your free one-month trial and stop feeling like you’re bad at money.
“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.
Why YNAB?
-92% of YNAB users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016
Benefits and Features
STOP ARGUING ABOUT MONEY
…and start planning your life, together
-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling
STOP DROWNING IN DEBT
…and start seeing progress with your paydown
-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with YNAB’s clever built-in spending categorization feature
-Enjoy the benefits of a debt-paying community and resources
STOP FEELING DISORGANIZED
…and start feeling totally in control
-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer
-Ask Siri to update your plan or provide expense category balances on the go
START REACHING MORE GOALS
…and stop thinking your future is limited
-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb
START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret
-Calculate your “Cost to Be Me”
-Make a flexible, proactive spending plan
-Always know how much you have to spend
START FEELING SUPPORTED
…and stop feeling like you’re alone in this
-Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
-Join workshops and attend live Q&A sessions
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-at-money people. (Seriously.)
The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good at money?
(You seem ready! And we already really like you, so please join us.)
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
Ehdottomasti paras budjetointi appi!! Aivan turha kokeilla muita, ovat aivan leluja YNABiin verrattuna. Tässä on kaikki tehty oikein.
European customer data is not safe with YNAB
Zornac
1) YNAB wants its users to buy one-year subscriptions, but they do not offer localisation for different countries. Poor value for the service.2) Users cannot choose which cloud storage is used to sync their private data, for example to use iCloud or something that stores customer data inside EEA. Poor user customisability and lacking compliance with EU’s laws.3) Users private data will be transferred outside EEA, which is illegal by default without a separate legal contract of how YNAB is providing equal data protection that GDPR is providing as privacy Shield has been invalidated. YNAB has no respect for EU’s GDPR and data security laws.4) YNAB cannot protect non-Americans’ data against FISA section 702 data requests, which means that US government will get access to all your data that you store within YNAB. YNAB Does not respect your privacy, choose services that store data inside EU instead to YNAB.If you want to keep your economical data safe and private, do not use YNAB, until they stop illegal transfer of European customer’s data outside EU.
Worse and worse UX
Callepaca
Used to be 5 stars, but they keep making the user experience worse. It’s now convoluted, unintuitive, and full of questionable design decisions.
Developer Response
We're grateful for your feedback, and we hate to hear that your experience using YNAB isn't what it once was! Any changes we make are in effort to help the app become more intuitive, and we'd love to understand more about which changes have missed the mark for you. If you're up for sharing additional details, please feel free to reach out at help@ynab.com or through in-app messaging! - Caity @ YNAB
Stop ruining the app with useless updates
Crepecon
Completely unfathomable changes making the UX worse and worse.
Developer Response
Thank you for posting! We're always looking for ways to improve and are keen to hear more about what isn't working well for you with recent updates. If you're up for sharing with us, I'd love to have you reach out to our team through in-app messaging or at help@ynab.com. - Caity @ YNAB
Life is short, spend it well. Here’s how we’re helping you this week:
• We fixed a bug so that Hide Amounts, when enabled from the Share & Earn hub, successfully hides all of your numbers.
• Want to show off where you bought your trinkets without revealing how much you spent on them (a very reasonable amount, we’re sure!)? You can now access all tabs while using Hide Amounts, including Spending and Accounts.
Version 26.28
The developer, You Need A Budget LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Location
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More